Softwr

Software · head to head

Float vs Melio

Float logo

Float

Software

Resource management for agencies and teams

From
$6/month
Rated
-
Melio logo

Melio

Software

Simple business payments

From
Free
Rated
-

The short version

  • Only Melio has a free tier, so it costs nothing to try first.
  • Each has a real cost: Float web-only platform without native desktop applications; Melio go (free) plan limited to one user only
  • They diverge on capability: Float covers Resource scheduling, Melio covers Vendor payments.

Where they differ

Only the attributes on which Float and Melio actually diverge.

Attributes where Float and Melio differ
AttributeFloatMelio
Starting price$6/monthFree
Pricing modelsubscriptionfreemium
Free tierNoYes
PlatformsWeb, Ios, AndroidWeb, Mobile app
Founded20112018

Identical on both: user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Float

  • Resource scheduling
  • Capacity planning
  • Time tracking
  • Project planning
  • Reports
  • Asana
  • Jira
  • Teamwork

Only in Melio

  • Vendor payments
  • Card to check
  • Payment scheduling
  • Approval workflows
  • QuickBooks sync
  • QuickBooks
  • Xero
  • FreshBooks

Both cover

  • Web support
  • Ios support
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Float

  • Schedulingnot Melio
  • Appointment bookingnot Melio
  • Time trackingnot Melio
  • Resource managementnot Melio
  • Team coordinationnot Melio

Melio

  • Accounts payable automationnot Float
  • Bill management and payment schedulingnot Float
  • Multi-vendor payment processingnot Float
  • Invoice receivables and payment collectionnot Float

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Float

  • Web-only platform without native desktop applications
  • No offline mode for resource planning
  • Limited reporting customization on lower-tier plans
  • No built-in payroll or invoicing features

Melio

  • Go (free) plan limited to one user only
  • ACH charges £0.50 per transaction beyond monthly allowance (5-50 free depending on plan)
  • Card payment fees range from 2.9% to 2.9% plus £75 maximum
  • International payments limited to select currencies only
  • NetSuite integration only available in Unlimited plan (£80/month minimum)

Pricing, plan by plan

Float

$6/month
  • Starter$6/month
    • Resource scheduling
    • Time off
    • Basic reports
  • Pro$10/month
    • Time tracking
    • Budget tracking
    • Advanced reports

Melio

Free

No published plan breakdown. See the Melio review.

Which should you pick?

Choose Float if

  • You need resource scheduling.
  • You work on Web, Ios, Android.
  • You also want capacity planning.

Choose Melio if

  • You need vendor payments.
  • You want to start without paying.
  • You work on Web, Mobile app.
  • You also want card to check.

Questions people ask

Is Float or Melio better?
Neither clearly leads. Float starts at $6/month and Melio at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Float or Melio?
Melio has a free tier; the other does not. Paid plans start at $6/month for Float and Free for Melio.
Does Float or Melio run on more platforms?
Float runs on Web, Ios, Android. Melio runs on Web, Mobile app.
Can I use Melio for free?
Yes. Melio has a free tier, so you can try it without paying. Float starts at $6/month.
What is Float best used for?
Float is most often used for scheduling, appointment booking, time tracking, resource management. Of those, scheduling and appointment booking are not what Melio is typically brought in for.
What can Float do that Melio cannot?
Float covers Resource scheduling, Capacity planning, Time tracking, Project planning. Melio covers Vendor payments, Card to check, Payment scheduling, Approval workflows. Both handle Web support, Ios support, Android support.

Answered from the vendors’ own pages

Float: What does Float pricing start at?

Float's Starter plan begins at $7 per user per month for basic resource scheduling and capacity management. The Pro plan costs $12 per user per month with advanced features like estimates and actuals tracking.

Source
Float: Is Float independent or backed by investors?

Float is independent and self-funded. The company is a B Corp certified since 2024 and is profitable. It has never raised venture funding and operates with a fully remote team.

Source
Float: What platforms does Float support?

Float is a web-based platform accessible through modern browsers. It provides visual resource management, scheduling, capacity planning, time tracking, and forecasting tools.

Source

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