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Accounting · head to head

Spendbase vs Tripletex

Spendbase logo

Spendbase

Accounting

SaaS and cloud spend management that charges a share of the savings it finds rather than a licence

From
Free
Rated
-
Tripletex logo

Tripletex

Accounting

Norwegian cloud accounting and ERP system for bookkeeping, invoicing and payroll

From
Free
Rated
-

The short version

  • Each has a real cost: Spendbase charging a share of savings gives the vendor an interest in defining savings generously, and the customer cannot verify a counterfactual price it never saw.; Tripletex pricing only in Norwegian Krone, limited for international customers
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Spendbase and Tripletex actually diverge.

Attributes where Spendbase and Tripletex differ
AttributeSpendbaseTripletex
Pricing modelFree card tier, plus a share of savings on the managed plansubscription

Identical on both: starting price (Free), free tier (Yes), platforms (Web), user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Spendbase

  • Subscription visibility
  • Discount marketplace
  • Virtual cards
  • Cashback
  • Renewal management
  • Savings-share billing

Only in Tripletex

Nothing recorded that Spendbase does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Spendbase

  • A startup with no procurement function that wants renewal dates and subscription owners in one placenot Tripletex
  • A company with heavy Azure or cloud spend that can use pre-negotiated credit allocationsnot Tripletex
  • Issuing virtual cards per subscription so a forgotten trial cannot renew silentlynot Tripletex
  • A finance lead who wants software cost reduction without hiring anyone to do itnot Tripletex

Tripletex

  • Small business accountingnot Spendbase
  • Invoice managementnot Spendbase
  • Payroll processingnot Spendbase
  • Project trackingnot Spendbase

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Spendbase

  • Charging a share of savings gives the vendor an interest in defining savings generously, and the customer cannot verify a counterfactual price it never saw.
  • The savings share is reported at around 25 percent but is not published on the pricing page, so the actual commercial terms only appear in a contract.
  • Spendbase is both a banking provider and your software negotiator, so a company using both concentrates operating cash and vendor relationships in one small, young company.
  • Banking is delivered through partners rather than held directly, meaning deposit protection and service continuity depend on those partners rather than on Spendbase.
  • It is scoped for startups and small companies, so organisations needing approval workflows, purchase orders or ERP integration will find it thin against a real procurement platform.

Tripletex

  • Pricing only in Norwegian Krone, limited for international customers
  • Mobile app features not fully detailed

Pricing, plan by plan

Spendbase

Free
  • Digital bankingFree
    • No monthly fee per user
    • Up to 100 virtual cards
    • EUR and GBP account details
  • Spend management$undefined/year
    • Everything in the free tier
    • Reported share of roughly 25 percent of savings achieved
    • 200 percent return guarantee against a deposit

Tripletex

Free
  • Basis$199/month
    • Invoice (Faktura)
    • Accounting (Regnskap)
    • Mobile app
  • Smart$299/month
    • Everything in Basis
    • Smart automation
    • Optional: payroll, travel, integrations
  • Pro$479/month
    • Everything in Smart
    • Integrations included
    • Payroll, travel, hours tracking
  • Komplett$649/month
    • Everything in Pro
    • Project management
    • Project budgeting

Which should you pick?

Choose Spendbase if

  • You need subscription visibility.
  • You want to start without paying.
  • You also want discount marketplace.

Choose Tripletex if

  • You want to start without paying.

Questions people ask

Is Spendbase or Tripletex better?
Neither clearly leads. Spendbase starts at Free and Tripletex at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Spendbase or Tripletex?
Spendbase starts at Free and Tripletex at Free.
Does Spendbase or Tripletex run on more platforms?
Both run on Web, so platform support will not decide this one for you.
Can I use Spendbase for free?
Both have a free tier, so you can try either at no cost before committing.
What is Spendbase best used for?
Spendbase is most often used for a startup with no procurement function that wants renewal dates and subscription owners in one place, a company with heavy azure or cloud spend that can use pre-negotiated credit allocations, issuing virtual cards per subscription so a forgotten trial cannot renew silently, a finance lead who wants software cost reduction without hiring anyone to do it. Of those, a startup with no procurement function that wants renewal dates and subscription owners in one place and a company with heavy azure or cloud spend that can use pre-negotiated credit allocations are not what Tripletex is typically brought in for.
What can Spendbase do that Tripletex cannot?
Spendbase covers Subscription visibility, Discount marketplace, Virtual cards, Cashback.

Answered from the vendors’ own pages

Spendbase: Is Spendbase free?

The card and banking tier is genuinely free with no per-user fee. The spend management service is paid from a share of the savings it finds, reported at around 25 percent.

Tripletex: Does Tripletex offer a free trial?

Yes. Tripletex offers a 14-day free trial with no payment details required. Additionally, new companies starting an AS (limited company) through Tripletex get 30 days of free access.

Source
Spendbase: How is a saving calculated?

The methodology is not published. Agree the baseline, the measurement period and what counts as a saving in writing before signing.

Tripletex: Can you upgrade or downgrade Tripletex plans?

Yes. According to the pricing page, 'upgrade or downgrade when needs change.' All plans are modular, and you only pay for features you use.

Source
Spendbase: Does Spendbase hold my money?

Banking is provided through regulated partners including Moorwand in the UK and EEA and Sutton Bank in the US, with Mastercard issuing the cards.

Tripletex: Is support included in Tripletex plans?

Yes. Free support (Gratis support) is included in all plans. Premium support levels are available on higher tiers.

Source
Spendbase: Is it suitable for an enterprise?

No. There are no purchase orders, approval hierarchies or ERP integration; it is built for startups.

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