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Insurance · head to head

EIS Group vs Indio

EIS Group logo

EIS Group

Insurance

Coretech platform for insurers, strongest in group and voluntary benefits

From
On request
Rated
-
Indio logo

Indio

Insurance

Digital commercial insurance applications and renewals for agencies and brokers

From
On request
Rated
-

The short version

  • Each has a real cost: EIS Group implementations run for years and the integrator you choose determines whether the programme lands, so a strong software evaluation with a weak partner selection still fails.; Indio the strongest data integration is with Applied Epic, so agencies on Vertafore, HawkSoft or a smaller management system rekey more and capture less of the time saving that justifies the licence.
  • They diverge on capability: EIS Group covers Group and voluntary benefits, Indio covers Smart form library.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which EIS Group and Indio actually diverge.

Attributes where EIS Group and Indio differ
AttributeEIS GroupIndio
PlatformsWeb, APIWeb

Identical on both: starting price (On request), pricing model (quote), free tier (No), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in EIS Group

  • Group and voluntary benefits
  • OneSuite core applications
  • Open API layer
  • Cloud-native deployment
  • Multi-line support
  • Digital engagement

Only in Indio

  • Smart form library
  • Renewal prefill
  • Client portal
  • Electronic signature
  • Automated follow up
  • Applied Epic integration
  • Document collection
  • Submission packaging

What people use each for

The jobs each tool is most often brought in to do.

EIS Group

  • A carrier launching worksite or voluntary benefits products that need employer group and enrolment modellingnot Indio
  • A multi-line insurer consolidating property, life and benefits books onto one core vendornot Indio
  • A mainframe replacement where the target architecture must run in the carrier own cloud accountnot Indio
  • An insurer that needs core services callable individually rather than one monolithic suitenot Indio

Indio

  • A commercial lines agency where account managers spend renewal season chasing PDF applications by email and want the insured to complete one form set insteadnot EIS Group
  • A broker that wants renewal applications prefilled from last year so the client confirms changes rather than restating the whole risknot EIS Group
  • An Applied Epic agency looking to remove rekeying between the submission process and the management systemnot EIS Group
  • A growing agency that needs a consistent, auditable record of what the insured actually stated on an application, for errors and omissions defencenot EIS Group

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

EIS Group

  • Implementations run for years and the integrator you choose determines whether the programme lands, so a strong software evaluation with a weak partner selection still fails.
  • The name recognition gap against Guidewire and Duck Creek means your reinsurers, auditors and incoming executives will ask you to justify the choice repeatedly over the life of the system.
  • Benefits strength does not transfer to personal lines, where you are comparing on general capability and the incumbents have more comparable references.
  • The microservices architecture that makes the platform flexible also raises the operational bar; carriers without a mature platform engineering function end up paying the vendor or an integrator to run it.
  • Licence costs are quoted per programme and scale with premium or policy volume, so a book that grows faster than forecast produces a renewal conversation you have little leverage in.

Indio

  • The strongest data integration is with Applied Epic, so agencies on Vertafore, HawkSoft or a smaller management system rekey more and capture less of the time saving that justifies the licence.
  • Pricing is quoted through Applied Systems and never published, which makes it hard to benchmark against point competitors and typically ties the agency into an Applied commercial relationship covering several products.
  • It handles submission collection but not placement, so you still need a rater or a market submission tool to actually get quotes, and the promised efficiency only lands on the front half of the process.
  • Adoption depends on the insured being willing to use a web portal, and commercial clients with a broker relationship of twenty years frequently email a PDF back anyway, which leaves the agency running two processes at once.
  • Form library coverage is strong for standard ACORD but thinner for niche carrier supplements in specialty lines, so specialty brokers still maintain a manual set of forms outside the system.

Pricing, plan by plan

EIS Group

On request
  • EIS OneSuite$undefined/year
    • Policy, billing, claims and customer applications
    • Cloud deployment
    • API access

Indio

On request
  • Indio$undefined/year
    • Smart ACORD and carrier form library
    • Renewal prefill
    • Insured facing portal and e-signature

Which should you pick?

Choose EIS Group if

  • You need group and voluntary benefits.
  • You work on Web, API.
  • You also want onesuite core applications.

Choose Indio if

  • You need smart form library.
  • You also want renewal prefill.

Questions people ask

Is EIS Group or Indio better?
Neither clearly leads. EIS Group starts at On request and Indio at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, EIS Group or Indio?
EIS Group starts at On request and Indio at On request.
Does EIS Group or Indio run on more platforms?
EIS Group runs on Web, API. Indio runs on Web.
What is EIS Group best used for?
EIS Group is most often used for a carrier launching worksite or voluntary benefits products that need employer group and enrolment modelling, a multi-line insurer consolidating property, life and benefits books onto one core vendor, a mainframe replacement where the target architecture must run in the carrier own cloud account, an insurer that needs core services callable individually rather than one monolithic suite. Of those, a carrier launching worksite or voluntary benefits products that need employer group and enrolment modelling and a multi-line insurer consolidating property, life and benefits books onto one core vendor are not what Indio is typically brought in for.
What can EIS Group do that Indio cannot?
EIS Group covers Group and voluntary benefits, OneSuite core applications, Open API layer, Cloud-native deployment. Indio covers Smart form library, Renewal prefill, Client portal, Electronic signature.

Answered from the vendors’ own pages

EIS Group: Who is EIS actually best for?

Carriers writing group or voluntary benefits, where the alternative is heavy customisation of a property and casualty platform that was never designed to model an employer group.

Indio: Is Indio still sold separately after the Applied Systems acquisition?

Yes. It is branded Indio by Applied Systems, retains its own site and is licensed separately from Applied Epic, though it is sold through the Applied commercial relationship.

EIS Group: Can it run in our own cloud account?

Yes. It is container-based and is deployed in customer-controlled cloud tenancies as well as the vendor cloud, which matters for carriers with data residency obligations.

Indio: Do I need Applied Epic to use it?

No, but you get materially less from it without Epic. The bidirectional data flow that removes rekeying is deepest with Epic, and other management systems require more manual handling.

EIS Group: How much of the outcome depends on the integrator?

Most of it. Budget for the delivery partner as the larger line item and check references for the specific practice team, not the firm.

Indio: Does Indio quote or rate?

No. It collects and packages the application. Rating and market submission happen elsewhere.

Indio: What does it cost?

Applied does not publish pricing. It is quoted by agency size and usually negotiated within a wider Applied contract, so ask for the standalone figure explicitly.

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