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Insurance · head to head

EIS Group vs NowCerts

EIS Group logo

EIS Group

Insurance

Coretech platform for insurers, strongest in group and voluntary benefits

From
On request
Rated
-
Full reviewWebsite
NowCerts logo

NowCerts

Insurance

Agency management system for independent insurance agencies, now sold as Momentum AMP

From
$99/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: EIS Group implementations run for years and the integrator you choose determines whether the programme lands, so a strong software evaluation with a weak partner selection still fails.; NowCerts the product was renamed to Momentum AMP in November 2024, so review sites, integration lists and consultant recommendations that still say NowCerts describe a product now sold under a different brand with a different strategy, and buyers checking references need to be sure which era they are hearing about.
  • They diverge on capability: EIS Group covers Group and voluntary benefits, NowCerts covers Policy and client management.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which EIS Group and NowCerts actually diverge.

Attributes where EIS Group and NowCerts differ
AttributeEIS GroupNowCerts
Starting priceOn request$99/month
Pricing modelquotePer month by seat band
PlatformsWeb, APIWeb, iOS, Android

Identical on both: free tier (No), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in EIS Group

  • Group and voluntary benefits
  • OneSuite core applications
  • Open API layer
  • Cloud-native deployment
  • Multi-line support
  • Digital engagement

Only in NowCerts

  • Policy and client management
  • ACORD forms and certificates
  • Commission reconciliation
  • Insured self-service portal
  • Carrier download
  • Momentum Automation Center
  • Momentum Rate

What people use each for

The jobs each tool is most often brought in to do.

EIS Group

  • A carrier launching worksite or voluntary benefits products that need employer group and enrolment modellingnot NowCerts
  • A multi-line insurer consolidating property, life and benefits books onto one core vendornot NowCerts
  • A mainframe replacement where the target architecture must run in the carrier own cloud accountnot NowCerts
  • An insurer that needs core services callable individually rather than one monolithic suitenot NowCerts

NowCerts

  • A five-person personal lines agency leaving spreadsheets and shared drives that needs certificates and ID cards issued without rekeying datanot EIS Group
  • An agency being repriced off Applied Epic or AMS360 that wants comparable core servicing at roughly a third of the seat costnot EIS Group
  • A commercial lines agency that issues certificates of insurance constantly and wants insureds pulling their own rather than emailing the account managernot EIS Group
  • A newly formed agency that wants an AMS, a comparative rater and lead generation from one vendor rather than stitching three contracts togethernot EIS Group

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

EIS Group

  • Implementations run for years and the integrator you choose determines whether the programme lands, so a strong software evaluation with a weak partner selection still fails.
  • The name recognition gap against Guidewire and Duck Creek means your reinsurers, auditors and incoming executives will ask you to justify the choice repeatedly over the life of the system.
  • Benefits strength does not transfer to personal lines, where you are comparing on general capability and the incumbents have more comparable references.
  • The microservices architecture that makes the platform flexible also raises the operational bar; carriers without a mature platform engineering function end up paying the vendor or an integrator to run it.
  • Licence costs are quoted per programme and scale with premium or policy volume, so a book that grows faster than forecast produces a renewal conversation you have little leverage in.

NowCerts

  • The product was renamed to Momentum AMP in November 2024, so review sites, integration lists and consultant recommendations that still say NowCerts describe a product now sold under a different brand with a different strategy, and buyers checking references need to be sure which era they are hearing about.
  • Accounting is functional but shallow next to AMS360, so agencies that run trust accounting or need detailed general ledger treatment usually keep a separate accounting package and reconcile manually.
  • Commercial lines handling, particularly complex schedules and multi-location risks, is weaker than Applied Epic, which is why larger commercial agencies routinely reject it after a proof of concept.
  • Real onboarding is a paid add-on: professional services run 1,950 dollars a month for a split resource or 2,950 for a dedicated one, plus a 900 dollar onboarding fee, so the headline 99 dollar plan is not the true first-year cost for an agency migrating data.
  • The platform is now stacking separately priced modules, with the automation centre, rating and voice each carrying their own monthly fee, and an agency that wants all of them ends up paying several times the advertised AMS price.

Pricing, plan by plan

EIS Group

On request
  • EIS OneSuite$undefined/year
    • Policy, billing, claims and customer applications
    • Cloud deployment
    • API access

NowCerts

$99/month
  • Essentials$99/month
    • 1 user included
    • Additional seats 45 USD each
    • Client and policy management
  • Professional$169/month
    • 2 users included
    • Sales pipeline
    • Renewal centre
  • Business$349/month
    • 5 users included
    • Billing and accounting
    • Commission reconciliation
  • Enterprise$undefined/month
    • 50 or more users
    • Quoted
    • Additional seats 45 USD each

Which should you pick?

Choose EIS Group if

  • You need group and voluntary benefits.
  • You work on Web, API.
  • You also want onesuite core applications.
EIS Group review

Choose NowCerts if

  • You need policy and client management.
  • You work on Web, iOS, Android.
  • You also want acord forms and certificates.
NowCerts review

Questions people ask

Is EIS Group or NowCerts better?
Neither clearly leads. EIS Group starts at On request and NowCerts at $99/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, EIS Group or NowCerts?
EIS Group starts at On request and NowCerts at $99/month.
Does EIS Group or NowCerts run on more platforms?
EIS Group runs on Web, API. NowCerts runs on Web, iOS, Android.
What is EIS Group best used for?
EIS Group is most often used for a carrier launching worksite or voluntary benefits products that need employer group and enrolment modelling, a multi-line insurer consolidating property, life and benefits books onto one core vendor, a mainframe replacement where the target architecture must run in the carrier own cloud account, an insurer that needs core services callable individually rather than one monolithic suite. Of those, a carrier launching worksite or voluntary benefits products that need employer group and enrolment modelling and a multi-line insurer consolidating property, life and benefits books onto one core vendor are not what NowCerts is typically brought in for.
What can EIS Group do that NowCerts cannot?
EIS Group covers Group and voluntary benefits, OneSuite core applications, Open API layer, Cloud-native deployment. NowCerts covers Policy and client management, ACORD forms and certificates, Commission reconciliation, Insured self-service portal.

Answered from the vendors’ own pages

EIS Group: Who is EIS actually best for?

Carriers writing group or voluntary benefits, where the alternative is heavy customisation of a property and casualty platform that was never designed to model an employer group.

NowCerts: Is NowCerts still sold?

Yes, but under a different name. NowCerts Inc. rebranded to Momentum in November 2024 and the agency management system is now sold as Momentum AMP. Contract with Momentum, not NowCerts.

EIS Group: Can it run in our own cloud account?

Yes. It is container-based and is deployed in customer-controlled cloud tenancies as well as the vendor cloud, which matters for carriers with data residency obligations.

NowCerts: What does it actually cost for a five-person agency?

349 US dollars a month on the Business plan covers five users. Add roughly 100 to 300 a month if you want the rating engine, and a one-off 900 dollar onboarding fee.

EIS Group: How much of the outcome depends on the integrator?

Most of it. Budget for the delivery partner as the larger line item and check references for the specific practice team, not the firm.

NowCerts: Does it do carrier download?

Yes, through the industry download infrastructure, but carrier coverage is narrower than Applied or Vertafore systems, so confirm your specific carriers before signing.

NowCerts: Can it replace Applied Epic?

For small personal lines and light commercial agencies, generally yes. For agencies with heavy commercial schedules or trust accounting requirements, generally no.

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