Accounting · head to head
Cledara vs Rydoo
Cledara
Accounting
Software subscription management with a virtual card per application, priced from £100 a month
- From
- £100/month
- Rated
- -
Rydoo
Accounting
Expense management with per-user pricing and a five-user minimum, built for European multi-entity teams
- From
- $10/month
- Rated
- -
The short version
- Each has a real cost: Cledara control only extends to subscriptions paid on a Cledara card, so anything billed by invoice, bank transfer or a legacy company card is invisible to the system and undermines the inventory it promises.; Rydoo a five-user minimum means very small teams pay for seats they do not have, which removes Rydoo from consideration for firms of two or three.
- They diverge on capability: Cledara covers Virtual card per subscription, Rydoo covers Receipt OCR.
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which Cledara and Rydoo actually diverge.
Identical on both: free tier (No), user rating (Not yet rated), category (Accounting).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Cledara
- Virtual card per subscription
- Cancel by card
- Application inventory
- Approval workflow
- Invoice collection
- Accounting export
- Spend optimisation module
- IT management and compliance modules
Only in Rydoo
- Receipt OCR
- Per diem engine
- Mileage
- VAT fields
- Multi-entity
- ERP export
What people use each for
The jobs each tool is most often brought in to do.
Cledara
- A finance team that cannot say what software the company pays for because everything is on three people's company cardsnot Rydoo
- A company that keeps paying for tools nobody uses and cannot get the vendor to process a cancellationnot Rydoo
- A startup wanting approval on new software purchases before the first charge rather than at the auditnot Rydoo
- A finance function that spends days each month chasing SaaS invoices for the accountantnot Rydoo
Rydoo
- A Belgian or German employer that must apply statutory per diem rates correctly across staff travelling in several countriesnot Cledara
- A group with five legal entities wanting one expense tool but separate approval chains and ledgersnot Cledara
- A company that already has a corporate card programme and refuses to change banks to get expense softwarenot Cledara
- A finance team recovering VAT on foreign travel and needing the fields captured at claim timenot Cledara
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Cledara
- Control only extends to subscriptions paid on a Cledara card, so anything billed by invoice, bank transfer or a legacy company card is invisible to the system and undermines the inventory it promises.
- Tier limits are set by number of applications rather than headcount, and twenty applications on the Basic plan is fewer than most companies of fifty actually run, so buyers often land on a higher tier than the entry price suggests.
- The modules that turn it from a payment layer into a management platform, spend optimisation, IT management and compliance, are each priced at £150 to £200 a month, comparable to the base plan itself.
- Usage data is inferred from payment and integration signals rather than deep application telemetry, so its judgement of whether a tool is underused is weaker than a discovery product built on single sign-on and API usage.
- It is a card issuer as well as a software vendor, which adds financial counterparty considerations and means a change in its banking arrangements would affect how the company pays every one of its suppliers.
Rydoo
- A five-user minimum means very small teams pay for seats they do not have, which removes Rydoo from consideration for firms of two or three.
- Pricing is per user rather than per active user, so organisations where most staff claim expenses twice a year still pay a full seat every month for them.
- There is no card issuing, so real-time spend control and pre-authorisation are outside the product and remain with your bank.
- Per diem and multi-entity handling sit on the higher tier, so the countries that most need Rydoo generally cannot buy the cheap plan.
- Receipt extraction quality varies by language and receipt format, and finance teams still review a meaningful share of claims by hand.
Pricing, plan by plan
Cledara
£100/month- Basic$100/month
- Up to 20 software applications
- Virtual card per subscription
- Application inventory and approvals
- Premium$undefined/month
- Up to 75 software applications
- Typically 51 to 150 staff
- 1% cashback in the first year, capped at the subscription cost
- Pro$undefined/month
- For organisations above roughly 150 staff
- Scoped individually
- 1% cashback in the first year, capped at plan cost
- Add-on modules$200/month
- Spend Optimization £200 a month or £1,500 a year
- IT Management £150 a month or £1,500 a year
- Software Compliance £150 a month or £1,500 a year
Rydoo
$10/month- Essentials$10/month
- Around 9 per user per month billed annually
- Five-user minimum
- Receipt capture, approvals and accounting export
- Pro$12/month
- Around 11 per user per month billed annually
- Per diem engine and advanced policy controls
- Multi-entity and multi-currency handling
- Enterprise$undefined/month
- Quoted pricing
- Custom ERP and single sign-on work
- Dedicated support and onboarding
Which should you pick?
Choose Rydoo if
- You need receipt ocr.
- You work on Web, iOS, Android.
- You also want per diem engine.
Questions people ask
- Is Cledara or Rydoo better?
- Neither clearly leads. Cledara starts at £100/month and Rydoo at $10/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Cledara or Rydoo?
- Cledara starts at £100/month and Rydoo at $10/month.
- Does Cledara or Rydoo run on more platforms?
- Cledara runs on Web. Rydoo runs on Web, iOS, Android.
- What is Cledara best used for?
- Cledara is most often used for a finance team that cannot say what software the company pays for because everything is on three people's company cards, a company that keeps paying for tools nobody uses and cannot get the vendor to process a cancellation, a startup wanting approval on new software purchases before the first charge rather than at the audit, a finance function that spends days each month chasing saas invoices for the accountant. Of those, a finance team that cannot say what software the company pays for because everything is on three people's company cards and a company that keeps paying for tools nobody uses and cannot get the vendor to process a cancellation are not what Rydoo is typically brought in for.
- What can Cledara do that Rydoo cannot?
- Cledara covers Virtual card per subscription, Cancel by card, Application inventory, Approval workflow. Rydoo covers Receipt OCR, Per diem engine, Mileage, VAT fields.
Answered from the vendors’ own pages
Cledara: What does it cost?
Basic is £100 a month for up to 20 applications, with Premium covering up to 75 and Pro above that. Add-on modules are £150 to £200 a month each, and annual payment saves 16%.
Rydoo: Does Rydoo issue cards?
No. It is expense software only; you keep your existing corporate card or bank programme.
Cledara: Does it find software we did not tell it about?
Only what passes through its cards or connected integrations. Subscriptions paid by invoice or another card stay hidden, which is the main limitation of the model.
Rydoo: Is there a minimum?
Yes, pricing carries a five-user minimum, so the smallest bill is five seats regardless of headcount.
Cledara: How does cancelling work?
You cancel the virtual card for that subscription, which stops the payment. It does not remove your contractual obligation, so check notice periods.
Rydoo: Do I need the Pro plan?
If you operate per diems, multiple legal entities or multi-currency claims, yes. Essentials is for single-entity receipt and approval workflows.
Cledara: Is the application limit by users or by tools?
By tools. Twenty on Basic, seventy-five on Premium. Count your actual subscriptions before assuming the entry price applies to you.
Related pages
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- Rydoo vs Zoho Expense
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