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Insurance · head to head

Bold Penguin vs Insureon

Bold Penguin logo

Bold Penguin

Insurance

Business insurance marketplace for brokers

From
Free
Rated
-
Full reviewWebsite
Insureon logo

Insureon

Insurance

Fast and easy business insurance online

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Bold Penguin has a free tier, so it costs nothing to try first.
  • Each has a real cost: Bold Penguin no public pricing available; entirely quote-based sales model; Insureon the Internet Archive's capture of Insureon's small business insurance page on 20 December 2019 confirmed it compares quotes from multiple carriers rather than publishing fixed prices, stating cost depends on industry and risk factors, coverage limits, location, and number of employees.
  • They diverge on capability: Bold Penguin covers Multi-carrier quoting, Insureon covers Fast quotes.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Bold Penguin and Insureon actually diverge.

Attributes where Bold Penguin and Insureon differ
AttributeBold PenguinInsureon
Starting priceFreeOn request
Pricing modeltransactionquote
Free tierYesNo
Founded20192017

Identical on both: platforms (Web, Ios, Android), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Bold Penguin

  • Multi-carrier quoting
  • Instant quotes
  • Online binding
  • Customer portal
  • Commission tracking
  • API access
  • Reporting
  • Agency management systems

Only in Insureon

  • Fast quotes
  • Instant online binding
  • Coverage customization
  • Online policy management
  • 24/7 customer support
  • Document access
  • Claims assistance

Both cover

  • Mobile app
  • Multiple carriers
  • Payment processors
  • Data encryption
  • Cloud deployment
  • Web support
  • Ios support
  • Android support
  • English language support

What people use each for

The jobs each tool is most often brought in to do.

Bold Penguin

  • Routing and triaging commercial insurance submissionsnot Insureon
  • Automating submission to bind through the Terminal platformnot Insureon
  • Handling complex middle market submissions with SubmissionLinknot Insureon
  • Policy checking with ClauseLinknot Insureon

Insureon

  • Fast insurance procurementnot Bold Penguin

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Bold Penguin

  • No public pricing available; entirely quote-based sales model
  • B2B enterprise solution with custom pricing based on organizational needs
  • No published tiers or plan features; feature set and cost determined during sales consultation

Insureon

  • The Internet Archive's capture of Insureon's small business insurance page on 20 December 2019 confirmed it compares quotes from multiple carriers rather than publishing fixed prices, stating cost depends on industry and risk factors, coverage limits, location, and number of employees.

Pricing, plan by plan

Bold Penguin

Free
  • Broker AccessFree
    • Multi-carrier quotes
    • Instant quoting
    • Commission tracking

Insureon

On request
  • General Liability$undefined/month
    • Fast quotes
    • Instant binding
    • Multiple coverage options

Which should you pick?

Choose Bold Penguin if

  • You need multi-carrier quoting.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want instant quotes.
Bold Penguin review

Choose Insureon if

  • You need fast quotes.
  • You work on Web, Ios, Android.
  • You also want instant online binding.
Insureon review

Questions people ask

Is Bold Penguin or Insureon better?
Neither clearly leads. Bold Penguin starts at Free and Insureon at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Bold Penguin or Insureon?
Bold Penguin has a free tier; the other does not. Paid plans start at Free for Bold Penguin and On request for Insureon.
Does Bold Penguin or Insureon run on more platforms?
Both run on Web, Ios, Android, so platform support will not decide this one for you.
Can I use Bold Penguin for free?
Yes. Bold Penguin has a free tier, so you can try it without paying. Insureon starts at On request.
What is Bold Penguin best used for?
Bold Penguin is most often used for routing and triaging commercial insurance submissions, automating submission to bind through the terminal platform, handling complex middle market submissions with submissionlink, policy checking with clauselink. Of those, routing and triaging commercial insurance submissions and automating submission to bind through the terminal platform are not what Insureon is typically brought in for.
What can Bold Penguin do that Insureon cannot?
Bold Penguin covers Multi-carrier quoting, Instant quotes, Online binding, Customer portal. Insureon covers Fast quotes, Instant online binding, Coverage customization, Online policy management. Both handle Mobile app, Multiple carriers, Payment processors, Data encryption.

Answered from the vendors’ own pages

Bold Penguin: What is Bold Penguin's pricing model?

Bold Penguin uses a custom, quote-based pricing model. Specific costs and billing periods are not published publicly; pricing is determined through consultation with the sales team based on organizational needs.

Source
Bold Penguin: Does Bold Penguin offer standard subscription plans?

Bold Penguin does not publish standard pricing tiers or subscription plans. The company directs interested parties to book a demo or contact sales through 'Let's Talk' forms to discuss custom solutions and pricing.

Source
Bold Penguin: How can I get a Bold Penguin price quote?

To obtain pricing information, visit the Bold Penguin website and submit a demo request or contact form. A sales representative will assess your needs and provide a customized pricing proposal.

Source
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