Softwr

Accounting & Finance · head to head

Adyen vs Conta Azul

Adyen logo

Adyen

Accounting & Finance

The payments platform built for growth

From
$29/month
Rated
-
Full reviewWebsite
Conta Azul logo

Conta Azul

Accounting & Finance

Brazilian ERP for micro and small businesses to manage finances and operations

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Adyen there is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic; Conta Azul entry Essencial plan is restricted to businesses earning up to R$81K annually and only 1 user access, so it does not scale with the company

Where they differ

Only the attributes on which Adyen and Conta Azul actually diverge.

Attributes where Adyen and Conta Azul differ
AttributeAdyenConta Azul
Starting price$29/monthOn request
Pricing modelusage-basedsubscription
PlatformsWeb, Api, PosWeb
Founded2006Unknown

Identical on both: free tier (No), user rating (Not yet rated), category (Accounting & Finance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Adyen

  • Payment processing
  • Risk management
  • Unified commerce
  • Issuing
  • Platform payments
  • SAP
  • Salesforce
  • Oracle

Only in Conta Azul

Nothing recorded that Adyen does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Adyen

  • Card acquiring with interchange plus pricing for larger merchantsnot Conta Azul
  • Accepting local payment methods across multiple countriesnot Conta Azul
  • Settling in several currencies through linked bank accountsnot Conta Azul
  • Unified online and in-person paymentsnot Conta Azul

Conta Azul

No use cases recorded yet. See the Conta Azul review.

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Adyen

  • There is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
  • Published fees are indicative rather than a rate card, with real pricing negotiated
  • Interchange++ means the card cost varies per transaction rather than being a single predictable percentage
  • Alternative payment methods carry their own rates on top, such as 3.3 percent plus $0.10 for American Express in North America

Conta Azul

  • Entry Essencial plan is restricted to businesses earning up to R$81K annually and only 1 user access, so it does not scale with the company
  • Plan eligibility is tied to annual revenue bands (up to R$81K, R$81K-R$360K, R$360K-R$1.5M, R$1.5M+), not just feature needs, so a fast-growing business must upgrade plans as revenue crosses thresholds

Pricing, plan by plan

Adyen

$29/month
  • CustomFree
    • Payment processing
    • Risk management
    • Unified commerce

Conta Azul

On request

No published plan breakdown. See the Conta Azul review.

Which should you pick?

Choose Adyen if

  • You need payment processing.
  • You work on Web, Api, Pos.
  • You also want risk management.
Adyen review

Choose Conta Azul if

Nothing in the data separates Conta Azul from Adyen on the points above - pick on price and on how each one feels to use.

Conta Azul review

Questions people ask

Is Adyen or Conta Azul better?
Neither clearly leads. Adyen starts at $29/month and Conta Azul at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Adyen or Conta Azul?
Adyen starts at $29/month and Conta Azul at On request.
Does Adyen or Conta Azul run on more platforms?
Adyen runs on Web, Api, Pos. Conta Azul runs on Web.
What is Adyen best used for?
Adyen is most often used for card acquiring with interchange plus pricing for larger merchants, accepting local payment methods across multiple countries, settling in several currencies through linked bank accounts, unified online and in-person payments. Of those, card acquiring with interchange plus pricing for larger merchants and accepting local payment methods across multiple countries are not what Conta Azul is typically brought in for.
What can Adyen do that Conta Azul cannot?
Adyen covers Payment processing, Risk management, Unified commerce, Issuing.
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