Software · head to head
Adyen vs Airwallex
The short version
- Only Airwallex has a free tier, so it costs nothing to try first.
- Each has a real cost: Adyen there is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic; Airwallex international card payments carry a $0.30 fee per transaction on top of FX charges, separate from the free tier
Where they differ
Only the attributes on which Adyen and Airwallex actually diverge.
Identical on both: user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Adyen
- Payment processing
- Risk management
- Unified commerce
- Issuing
- Platform payments
- SAP
- Salesforce
- Oracle
Only in Airwallex
Nothing recorded that Adyen does not also cover.
What people use each for
The jobs each tool is most often brought in to do.
Adyen
- Card acquiring with interchange plus pricing for larger merchantsnot Airwallex
- Accepting local payment methods across multiple countriesnot Airwallex
- Settling in several currencies through linked bank accountsnot Airwallex
- Unified online and in-person paymentsnot Airwallex
Airwallex
No use cases recorded yet. See the Airwallex review.
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Adyen
- There is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
- Published fees are indicative rather than a rate card, with real pricing negotiated
- Interchange++ means the card cost varies per transaction rather than being a single predictable percentage
- Alternative payment methods carry their own rates on top, such as 3.3 percent plus $0.10 for American Express in North America
Airwallex
- International card payments carry a $0.30 fee per transaction on top of FX charges, separate from the free tier
Pricing, plan by plan
Adyen
$29/month- CustomFree
- Payment processing
- Risk management
- Unified commerce
Airwallex
FreeNo published plan breakdown. See the Airwallex review.
Which should you pick?
Choose Adyen if
- You need payment processing.
- You work on Web, Api, Pos.
- You also want risk management.
Questions people ask
- Is Adyen or Airwallex better?
- Neither clearly leads. Adyen starts at $29/month and Airwallex at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Adyen or Airwallex?
- Airwallex has a free tier; the other does not. Paid plans start at $29/month for Adyen and Free for Airwallex.
- Does Adyen or Airwallex run on more platforms?
- Adyen runs on Web, Api, Pos. Airwallex runs on Web.
- Can I use Airwallex for free?
- Yes. Airwallex has a free tier, so you can try it without paying. Adyen starts at $29/month.
- What is Adyen best used for?
- Adyen is most often used for card acquiring with interchange plus pricing for larger merchants, accepting local payment methods across multiple countries, settling in several currencies through linked bank accounts, unified online and in-person payments. Of those, card acquiring with interchange plus pricing for larger merchants and accepting local payment methods across multiple countries are not what Airwallex is typically brought in for.
- What can Adyen do that Airwallex cannot?
- Adyen covers Payment processing, Risk management, Unified commerce, Issuing.