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Software · head to head

Conta Azul vs Melio

Conta Azul logo

Conta Azul

Software

Brazilian ERP for micro and small businesses to manage finances and operations

From
On request
Rated
-
Full reviewWebsite
Melio logo

Melio

Software

Simple business payments

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Melio has a free tier, so it costs nothing to try first.
  • Each has a real cost: Conta Azul entry Essencial plan is restricted to businesses earning up to R$81K annually and only 1 user access, so it does not scale with the company; Melio go (free) plan limited to one user only

Where they differ

Only the attributes on which Conta Azul and Melio actually diverge.

Attributes where Conta Azul and Melio differ
AttributeConta AzulMelio
Starting priceOn requestFree
Pricing modelsubscriptionfreemium
Free tierNoYes
PlatformsWebWeb, Mobile app
FoundedUnknown2018

Identical on both: user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Conta Azul

Nothing recorded that Melio does not also cover.

Only in Melio

  • Vendor payments
  • Card to check
  • Payment scheduling
  • Approval workflows
  • QuickBooks sync
  • QuickBooks
  • Xero
  • FreshBooks

What people use each for

The jobs each tool is most often brought in to do.

Conta Azul

No use cases recorded yet. See the Conta Azul review.

Melio

  • Accounts payable automationnot Conta Azul
  • Bill management and payment schedulingnot Conta Azul
  • Multi-vendor payment processingnot Conta Azul
  • Invoice receivables and payment collectionnot Conta Azul

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Conta Azul

  • Entry Essencial plan is restricted to businesses earning up to R$81K annually and only 1 user access, so it does not scale with the company
  • Plan eligibility is tied to annual revenue bands (up to R$81K, R$81K-R$360K, R$360K-R$1.5M, R$1.5M+), not just feature needs, so a fast-growing business must upgrade plans as revenue crosses thresholds

Melio

  • Go (free) plan limited to one user only
  • ACH charges £0.50 per transaction beyond monthly allowance (5-50 free depending on plan)
  • Card payment fees range from 2.9% to 2.9% plus £75 maximum
  • International payments limited to select currencies only
  • NetSuite integration only available in Unlimited plan (£80/month minimum)

Pricing, plan by plan

Conta Azul

On request

No published plan breakdown. See the Conta Azul review.

Melio

Free

No published plan breakdown. See the Melio review.

Which should you pick?

Choose Conta Azul if

Nothing in the data separates Conta Azul from Melio on the points above - pick on price and on how each one feels to use.

Conta Azul review

Choose Melio if

  • You need vendor payments.
  • You want to start without paying.
  • You work on Web, Mobile app.
  • You also want card to check.
Melio review

Questions people ask

Is Conta Azul or Melio better?
Neither clearly leads. Conta Azul starts at On request and Melio at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Conta Azul or Melio?
Melio has a free tier; the other does not. Paid plans start at On request for Conta Azul and Free for Melio.
Does Conta Azul or Melio run on more platforms?
Conta Azul runs on Web. Melio runs on Web, Mobile app.
Can I use Melio for free?
Yes. Melio has a free tier, so you can try it without paying. Conta Azul starts at On request.
What can Conta Azul do that Melio cannot?
Melio covers Vendor payments, Card to check, Payment scheduling, Approval workflows.
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Related pages

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