Signicat

European digital identity hub connecting national eID schemes

As of 1 September 2026, Signicat's pricing is not published; the vendor quotes on request. A Norwegian identity platform whose real value is a single integration to dozens of European national eID and bank ID schemes, plus qualified electronic signatures. Softwr lists it under Cybersecurity. Signicat is available on Web, iOS, Android.

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Overview

What Signicat does

Signicat operates a digital identity hub that brokers connections to national and bank-operated electronic identity schemes across Europe, including BankID in Norway and Sweden, MitID in Denmark, iDIN in the Netherlands, itsme in Belgium and eIDAS notified schemes elsewhere. Alongside eID brokering it provides document-based verification, AML screening, electronic signatures and authentication. The distinguishing point is not technology but distribution. Each national eID scheme has its own contract, technical interface, certification and pricing, and connecting to eight of them directly is eight commercial relationships and eight integration projects. Signicat collapses that into one. For a bank or insurer expanding across Nordic and Benelux markets, that is the entire business case, and it is a case that no US identity vendor can make. Buyers are European banks, insurers, lenders and public sector bodies. The trade-off is dependency and cost stacking: the underlying scheme fees still exist and are passed through, so you pay the scheme rate plus Signicat's margin, and for a company operating in only one country a direct scheme integration is usually cheaper. Signicat was acquired by Nordic Capital in 2019 and its pricing is quoted rather than published.

What people use it for

A lender expanding from Norway into Sweden, Denmark and the Netherlands without four separate eID integrations
An insurer needing eIDAS qualified signatures on policy documents that will hold up in a European court
A bank that wants customers to onboard with their existing national bank ID rather than photographing a passport
A public sector body needing cross-border recognition of notified eID schemes under eIDAS

Where it falls short

Concrete and checkable, so you can decide whether any of them matter to you. This is the half of a review a vendor will not write about Signicat.

National eID scheme fees are passed through on top of Signicat's own charge, so a single-country business almost always pays less by integrating with the scheme directly.
Value is concentrated in Northern and Western Europe, and coverage in Southern and Eastern Europe is thinner, so a pan-European rollout still hits gaps requiring document fallback.
Pricing is per transaction and quoted, and because scheme rates vary by country the cost per onboarded customer differs materially between markets in ways that complicate unit economics.
Each eID scheme connection typically carries its own setup fee and approval process, so adding a country is a project with a lead time rather than a configuration change.
Availability is tied to the national schemes, meaning an outage at BankID or MitID stops your onboarding entirely and there is no vendor-side mitigation for it.

Cross-shopped

What people choose instead of Signicat

Each pairing was judged by two reviewers asking whether a buyer would genuinely weigh the two against each other. The ones that failed were deleted rather than published.

Signicatvs
Sumsub
Sumsub: Sumsub for global document-based verification with published pricing where no eID scheme exists
Signicatvs
Jumio
Jumio: Jumio if the requirement is certified document and liveness checks rather than national eID access

Pricing

What Signicat costs

Taken from the vendor's own pricing page. Prices move, so check before you buy.

Signicat Platform

On request

Priced per transaction with national scheme fees passed through
Signature and verification products licensed separately
Setup fee per eID scheme connected
European data processing
Sandbox for development

Capabilities

Features

eID scheme brokering
One integration to national and bank eID schemes across Europe
Qualified electronic signatures
eIDAS qualified and advanced signature workflows
Document verification
Identity document and selfie checks where no eID exists
AML screening
Sanctions, PEP and adverse media checks
Authentication
Reuse of eID credentials for ongoing login and step-up
Digital onboarding flows
Configurable journeys combining eID, documents and signing
eIDAS compliance
Cross-border recognition of notified national schemes

Answered, with sources

Questions people ask

Each answer names the page it came from, so you can check it rather than take our word for it.

Is this an alternative to a document verification vendor?

Only where national eID exists. In markets with a mature bank ID scheme it is better; elsewhere you fall back to document checks, which Signicat also provides.

Do we still pay the eID schemes?

Yes. Scheme fees are passed through in addition to Signicat charges. Ask for the split when comparing to a direct integration.

Are signatures legally qualified?

Signicat supports eIDAS qualified electronic signatures, which carry the highest legal standing in the EU, as well as advanced signatures.

Keep looking

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Softwr does not host reviews and shows no star rating for Signicat, because a rating we did not collect is not ours to publish. What is here is the pricing and platform detail from the vendor’s own pages, limitations we could state concretely, and alternatives a reviewer confirmed people weigh against it. Tell us if any of it is wrong.

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