Softwr

Accounting · head to head

Rydoo vs TOTVS

Rydoo logo

Rydoo

Accounting

Expense management with per-user pricing and a five-user minimum, built for European multi-entity teams

From
$10/month
Rated
-
Full reviewWebsite
TOTVS logo

TOTVS

ERP

Brazilian cloud ERP for business management

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Rydoo a five-user minimum means very small teams pay for seats they do not have, which removes Rydoo from consideration for firms of two or three.; TOTVS strongest in Brazil/Latin America; limited global brand recognition outside region
  • They diverge on capability: Rydoo covers Receipt OCR, TOTVS covers Financial management.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Rydoo and TOTVS actually diverge.

Attributes where Rydoo and TOTVS differ
AttributeRydooTOTVS
Starting price$10/monthOn request
Pricing modelPer user per monthUnknown
PlatformsWeb, iOS, AndroidCloud (SaaS)
CategoryAccountingERP
FoundedUnknown1983

Identical on both: free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Rydoo

  • Receipt OCR
  • Per diem engine
  • Mileage
  • VAT fields
  • Multi-entity
  • ERP export

Only in TOTVS

  • Financial management
  • Supply chain
  • Manufacturing
  • CRM
  • Compliance
  • Brazilian tax systems
  • REST APIs
  • Third-party systems

What people use each for

The jobs each tool is most often brought in to do.

Rydoo

  • A Belgian or German employer that must apply statutory per diem rates correctly across staff travelling in several countriesnot TOTVS
  • A group with five legal entities wanting one expense tool but separate approval chains and ledgersnot TOTVS
  • A company that already has a corporate card programme and refuses to change banks to get expense softwarenot TOTVS
  • A finance team recovering VAT on foreign travel and needing the fields captured at claim timenot TOTVS

TOTVS

  • Brazilian business managementnot Rydoo
  • Tax compliancenot Rydoo
  • Multi-module integrationnot Rydoo
  • Regional supportnot Rydoo

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Rydoo

  • A five-user minimum means very small teams pay for seats they do not have, which removes Rydoo from consideration for firms of two or three.
  • Pricing is per user rather than per active user, so organisations where most staff claim expenses twice a year still pay a full seat every month for them.
  • There is no card issuing, so real-time spend control and pre-authorisation are outside the product and remain with your bank.
  • Per diem and multi-entity handling sit on the higher tier, so the countries that most need Rydoo generally cannot buy the cheap plan.
  • Receipt extraction quality varies by language and receipt format, and finance teams still review a meaningful share of claims by hand.

TOTVS

  • Strongest in Brazil/Latin America; limited global brand recognition outside region
  • Complex implementation required for enterprise deployments
  • Smaller feature set compared to global players like Oracle or SAP in some areas
  • Language and localization primarily focused on Portuguese and Spanish

Pricing, plan by plan

Rydoo

$10/month
  • Essentials$10/month
    • Around 9 per user per month billed annually
    • Five-user minimum
    • Receipt capture, approvals and accounting export
  • Pro$12/month
    • Around 11 per user per month billed annually
    • Per diem engine and advanced policy controls
    • Multi-entity and multi-currency handling
  • Enterprise$undefined/month
    • Quoted pricing
    • Custom ERP and single sign-on work
    • Dedicated support and onboarding

TOTVS

On request

No published plan breakdown. See the TOTVS review.

Which should you pick?

Choose Rydoo if

  • You need receipt ocr.
  • You work on Web, iOS, Android.
  • You also want per diem engine.
Rydoo review

Choose TOTVS if

  • You need financial management.
  • You work on Cloud (SaaS).
  • You also want supply chain.
TOTVS review

Questions people ask

Is Rydoo or TOTVS better?
Neither clearly leads. Rydoo starts at $10/month and TOTVS at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Rydoo or TOTVS?
Rydoo starts at $10/month and TOTVS at On request.
Does Rydoo or TOTVS run on more platforms?
Rydoo runs on Web, iOS, Android. TOTVS runs on Cloud (SaaS).
What is Rydoo best used for?
Rydoo is most often used for a belgian or german employer that must apply statutory per diem rates correctly across staff travelling in several countries, a group with five legal entities wanting one expense tool but separate approval chains and ledgers, a company that already has a corporate card programme and refuses to change banks to get expense software, a finance team recovering vat on foreign travel and needing the fields captured at claim time. Of those, a belgian or german employer that must apply statutory per diem rates correctly across staff travelling in several countries and a group with five legal entities wanting one expense tool but separate approval chains and ledgers are not what TOTVS is typically brought in for.
What can Rydoo do that TOTVS cannot?
Rydoo covers Receipt OCR, Per diem engine, Mileage, VAT fields. TOTVS covers Financial management, Supply chain, Manufacturing, CRM.

Answered from the vendors’ own pages

Rydoo: Does Rydoo issue cards?

No. It is expense software only; you keep your existing corporate card or bank programme.

TOTVS: What markets does TOTVS operate in?

TOTVS operates in 41 countries with dominant presence in Brazil (over 50% market share) and ranks among the top 3 ERP providers in Latin America.

Source
Rydoo: Is there a minimum?

Yes, pricing carries a five-user minimum, so the smallest bill is five seats regardless of headcount.

TOTVS: When was TOTVS founded?

TOTVS (originally Microsiga) was founded in 1983 by Laércio Cosentino and Ernesto Haberkorn. The company changed its name to TOTVS in 2005.

Source
Rydoo: Do I need the Pro plan?

If you operate per diems, multiple legal entities or multi-currency claims, yes. Essentials is for single-entity receipt and approval workflows.

TOTVS: Is TOTVS publicly traded?

Yes. TOTVS is publicly traded as a Brazilian company, providing financial transparency and corporate governance oversight.

Source
TOTVS: What ERP solutions does TOTVS offer?

TOTVS provides cloud-based ERP systems designed for small, medium, and large enterprises with integrated modules for finance, supply chain, manufacturing, sales, and human resources.

Source
TOTVS: Is TOTVS only for Brazilian companies?

No. TOTVS serves 41 countries globally, though it has strongest market penetration in Brazil and Latin America where it ranks as the largest emerging markets software firm.

Source
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