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Religion · head to head

ChurchPlanner vs Overflow

C

ChurchPlanner

Religion

Integrated church service and ministry planning platform

From
Free
Rated
-
Full reviewWebsite
Overflow logo

Overflow

Religion

Stock, crypto and donor-advised fund giving for churches and nonprofits, priced per gift type

From
$50/month
Rated
-
Full reviewWebsite

The short version

  • Only ChurchPlanner has a free tier, so it costs nothing to try first.
  • Each has a real cost: ChurchPlanner limited to basic church management functions; lacks financial/giving analysis compared to full suites; Overflow crypto carries a 3 percent fee on top of the base rate, which makes it the most expensive channel on the platform at exactly the point where donors expect it to be cheap.
  • They diverge on capability: ChurchPlanner covers Service Planning, Overflow covers Stock donation flow.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which ChurchPlanner and Overflow actually diverge.

Attributes where ChurchPlanner and Overflow differ
AttributeChurchPlannerOverflow
Starting priceFree$50/month
Pricing modelUnknownPer month plus a published fee per asset type
Free tierYesNo
PlatformsWeb, Android mobile appWeb, iOS, Android
Founded2020Unknown

Identical on both: user rating (Not yet rated), category (Religion).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in ChurchPlanner

  • Service Planning
  • Team Collaboration
  • Volunteer Scheduling
  • Song Selection
  • Planning Center
  • Music Databases
  • Calendar Systems
  • Email Notifications

Only in Overflow

  • Stock donation flow
  • Cryptocurrency giving
  • Donor-advised fund grants
  • Card and ACH giving
  • RoundUps
  • Tax receipting

What people use each for

The jobs each tool is most often brought in to do.

ChurchPlanner

  • Member managementnot Overflow
  • Donation trackingnot Overflow
  • Event planningnot Overflow
  • Volunteer schedulingnot Overflow
  • Communicationnot Overflow

Overflow

  • A church wanting to accept appreciated stock without the finance team processing each transfer by handnot ChurchPlanner
  • A capital campaign where major donors are more likely to give assets than cashnot ChurchPlanner
  • A nonprofit that keeps being offered donor-advised fund grants and has no clean way to receive and attribute themnot ChurchPlanner
  • Adding crypto giving for a younger donor base without holding the asset or managing a walletnot ChurchPlanner

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

ChurchPlanner

  • Limited to basic church management functions; lacks financial/giving analysis compared to full suites
  • No built-in website or membership portal included in pricing
  • Mobile app limited to Android; limited iOS functionality

Overflow

  • Crypto carries a 3 percent fee on top of the base rate, which makes it the most expensive channel on the platform at exactly the point where donors expect it to be cheap.
  • Card processing at 2.75 percent plus 30 cents on the entry plan is above what a church can get from a dedicated church giving processor, so using Overflow for routine weekly giving costs more than it should.
  • It is a giving channel, not a church management system, so contributions must be reconciled into your existing ChMS and finance software, adding a second monthly close step.
  • Stock and DAF fees are quoted as a 1 to 3 percent range with the actual rate depending on transfer route, so an organisation cannot forecast net proceeds precisely before the gift settles.
  • Non-cash gifts settle over days rather than instantly, and the amount received depends on the price at liquidation, so the receipted value and the cash landed will not match.

Pricing, plan by plan

ChurchPlanner

Free
  • FreeFree
    • Up to 15 contacts
    • Unlimited trial period
    • No credit card required
  • Premium$9.99/month
    • Up to 80 contacts
    • Service planning and volunteer scheduling
    • Attendance tracking
  • Pro$19.99/month
    • Unlimited contacts
    • All Premium features
    • SMS and email reminders

Overflow

$50/month
  • Foundation$50/month
    • All giving methods including stock, crypto and DAF
    • Cards from 2.75 percent plus 0.30 USD
    • ACH at 0.50 percent plus 0.20 USD
  • Growth$undefined/month
    • Reduced processing rates by volume
    • Dedicated onboarding and account management
    • Token vaulting for recurring donors
  • Enterprise$undefined/month
    • Custom rate structure for multi-site organisations
    • Strategic support
    • Custom pricing

Which should you pick?

Choose ChurchPlanner if

  • You need service planning.
  • You want to start without paying.
  • You work on Web, Android mobile app.
  • You also want team collaboration.
ChurchPlanner review

Choose Overflow if

  • You need stock donation flow.
  • You work on Web, iOS, Android.
  • You also want cryptocurrency giving.
Overflow review

Questions people ask

Is ChurchPlanner or Overflow better?
Neither clearly leads. ChurchPlanner starts at Free and Overflow at $50/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, ChurchPlanner or Overflow?
ChurchPlanner has a free tier; the other does not. Paid plans start at Free for ChurchPlanner and $50/month for Overflow.
Does ChurchPlanner or Overflow run on more platforms?
ChurchPlanner runs on Web, Android mobile app. Overflow runs on Web, iOS, Android.
Can I use ChurchPlanner for free?
Yes. ChurchPlanner has a free tier, so you can try it without paying. Overflow starts at $50/month.
What is ChurchPlanner best used for?
ChurchPlanner is most often used for member management, donation tracking, event planning, volunteer scheduling. Of those, member management and donation tracking are not what Overflow is typically brought in for.
What can ChurchPlanner do that Overflow cannot?
ChurchPlanner covers Service Planning, Team Collaboration, Volunteer Scheduling, Song Selection. Overflow covers Stock donation flow, Cryptocurrency giving, Donor-advised fund grants, Card and ACH giving.

Answered from the vendors’ own pages

ChurchPlanner: How much does ChurchPlanner cost?

ChurchPlanner has a free tier with up to 15 contacts indefinitely (no credit card required), Premium at $9.99 CAD/month (up to 80 contacts), and Pro at $19.99 CAD/month (unlimited contacts with SMS reminders).

Source
Overflow: What does Overflow cost?

Foundation is 50 USD a month. Cards start at 2.75 percent plus 0.30, ACH at 0.50 percent plus 0.20, stock and DAF at 1 to 3 percent, and crypto adds 3 percent.

ChurchPlanner: Does ChurchPlanner include worship planning?

Yes. ChurchPlanner includes worship planning with service order building, ministry team scheduling, and support for chord charts in ChordPro format.

Source
Overflow: Why give stock instead of cash?

Transferring appreciated shares avoids the capital gains tax the donor would pay on selling first, so the same after-tax cost produces a larger gift.

ChurchPlanner: Can volunteers get automated reminders?

Yes. ChurchPlanner sends automated SMS and email reminders to volunteers before services, reducing no-shows on the Pro plan.

Source
Overflow: Does Overflow replace our church management system?

No. It handles giving only and integrates with your existing ChMS.

ChurchPlanner: Is attendance tracking included?

Yes. ChurchPlanner includes attendance tracking from any device with trend analysis and follow-up flagging capabilities.

Source
Overflow: Do we hold the cryptocurrency?

No. Crypto gifts are liquidated and remitted as cash, so the organisation does not carry price risk after settlement.

ChurchPlanner: Can I export my church data?

Yes. ChurchPlanner emphasizes data ownership and allows users to export their information anytime without restrictions.

Source
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