Is Nmbrs or Payhawk better?

Neither clearly leads. Nmbrs starts at On request and Payhawk at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, Nmbrs or Payhawk?

Nmbrs starts at On request and Payhawk at On request.

Does Nmbrs or Payhawk run on more platforms?

Both run on Web, iOS, Android, so platform support will not decide this one for you.

What is Nmbrs best used for?

Nmbrs is most often used for a dutch company that wants payroll calculated and filed in-country rather than routed through an international aggregator, an accountancy firm running payroll for dozens of client companies from one workspace, a dutch subsidiary of an international group that needs correct cao and pension fund handling, an hr or time tracking vendor that needs a documented api to push hours and changes into dutch payroll. Of those, a dutch company that wants payroll calculated and filed in-country rather than routed through an international aggregator and an accountancy firm running payroll for dozens of client companies from one workspace are not what Payhawk is typically brought in for.

What can Nmbrs do that Payhawk cannot?

Nmbrs covers Dutch payroll engine, Swedish payroll, Collective agreement handling, Employee self service. Payhawk covers Corporate cards, Accounts payable automation, Procurement module, Travel booking.

Payroll · head to head

Nmbrs vs Payhawk

Nmbrs

Payroll

Dutch and Swedish payroll and HR sold largely through accountants, owned by Visma since 2017

From: On request
Rated: -

Full review Website

Payhawk

Payroll

Modular spend management combining corporate cards, accounts payable, procurement and travel

From: On request
Rated: -

Full review Website

The short version

Each has a real cost: Nmbrs coverage is the Netherlands and Sweden only, so any international group will run Nmbrs alongside other payroll systems and reconcile them manually.; Payhawk buying the full stack of Travel, Accounts Payable, Cards and Procurement separately costs more than a single suite price, since each module carries its own flat monthly fee.
They diverge on capability: Nmbrs covers Dutch payroll engine, Payhawk covers Corporate cards.
Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Nmbrs and Payhawk actually diverge.

Attributes where Nmbrs and Payhawk differ
Attribute	Nmbrs	Payhawk
Pricing model	quote	Per module per month

Identical on both: starting price (On request), free tier (No), platforms (Web, iOS, Android), user rating (Not yet rated), category (Payroll).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Nmbrs

Dutch payroll engine
Swedish payroll
Collective agreement handling
Employee self service
HR records
Accountant workspace
Open API
Journal export

Only in Payhawk

Corporate cards
Accounts payable automation
Procurement module
Travel booking
ERP integrations
Multi-entity consolidation

What people use each for

The jobs each tool is most often brought in to do.

Nmbrs

A Dutch company that wants payroll calculated and filed in-country rather than routed through an international aggregatornot Payhawk
An accountancy firm running payroll for dozens of client companies from one workspacenot Payhawk
A Dutch subsidiary of an international group that needs correct CAO and pension fund handlingnot Payhawk
An HR or time tracking vendor that needs a documented API to push hours and changes into Dutch payrollnot Payhawk

Payhawk

A multi-entity European business wanting one system for cards, expenses and payables across currenciesnot Nmbrs
A finance team that wants to price spend management before a sales call rather than negotiating blindnot Nmbrs
A company wanting only accounts payable automation without paying for card issuing it does not neednot Nmbrs
A mid-market business standardising ERP-integrated expense reporting ahead of a fundraise or auditnot Nmbrs

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Nmbrs

Coverage is the Netherlands and Sweden only, so any international group will run Nmbrs alongside other payroll systems and reconcile them manually.
Most customers buy through an accountancy or payroll bureau, which means the price, the service level and the escalation path are set by an intermediary rather than by Visma.
English documentation and support lag behind the Dutch material, which slows down international finance teams trying to understand what a declaration actually contains.
The HR modules are basic next to a dedicated HRIS, so companies typically pair Nmbrs with another system and maintain an integration between them.
Ownership by Visma places it inside a large portfolio with overlapping payroll products, and buyers should ask where Nmbrs sits in that portfolio before committing to a long contract.

Payhawk

Buying the full stack of Travel, Accounts Payable, Cards and Procurement separately costs more than a single suite price, since each module carries its own flat monthly fee.
The unlimited-seats model is a poor fit for a company issuing cards to only a handful of employees, since the fixed module price does not scale down.
Card issuing depends on Payhawk's own banking partners rather than a company's existing bank, so switching away later means reissuing cards and re-training staff on a new tool.
Procurement is a separate paid module rather than a built-in feature, so a company evaluating "Payhawk" from marketing material may be looking at capability it has not actually bought.
International card acceptance and FX handling vary by market, and companies with material spend outside Europe report gaps compared to global card issuers.

Pricing, plan by plan

Nmbrs

On request

Nmbrs$undefined/year
- Priced per employee per month, commonly resold by accountancy firms
- Payroll and HR modules licensed separately
- Direct pricing differs from partner pricing

Payhawk

On request

Travel$299/month
- Integrated travel booking
- Unlimited employee seats
Accounts Payable$349/month
- Invoice capture and approval routing
- Unlimited document processing
Cards and Expenses$449/month
- Unlimited card transactions
- Multi-entity expense management
Procurement$499/month
- Purchase request and approval workflow
- Vendor management

Which should you pick?

Choose Nmbrs if

You need dutch payroll engine.
You work on Web, iOS, Android.
You also want swedish payroll.

Nmbrs review

Choose Payhawk if

You need corporate cards.
You work on Web, iOS, Android.
You also want accounts payable automation.

Payhawk review

Questions people ask

Is Nmbrs or Payhawk better?: Neither clearly leads. Nmbrs starts at On request and Payhawk at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Nmbrs or Payhawk?: Nmbrs starts at On request and Payhawk at On request.
Does Nmbrs or Payhawk run on more platforms?: Both run on Web, iOS, Android, so platform support will not decide this one for you.
What is Nmbrs best used for?: Nmbrs is most often used for a dutch company that wants payroll calculated and filed in-country rather than routed through an international aggregator, an accountancy firm running payroll for dozens of client companies from one workspace, a dutch subsidiary of an international group that needs correct cao and pension fund handling, an hr or time tracking vendor that needs a documented api to push hours and changes into dutch payroll. Of those, a dutch company that wants payroll calculated and filed in-country rather than routed through an international aggregator and an accountancy firm running payroll for dozens of client companies from one workspace are not what Payhawk is typically brought in for.
What can Nmbrs do that Payhawk cannot?: Nmbrs covers Dutch payroll engine, Swedish payroll, Collective agreement handling, Employee self service. Payhawk covers Corporate cards, Accounts payable automation, Procurement module, Travel booking.

Answered from the vendors’ own pages

Nmbrs: Does Nmbrs actually file Dutch payroll taxes?

Yes. It calculates wage tax and submits the loonaangifte to the Belastingdienst, along with pension fund and sector scheme declarations. It is not an aggregator passing data to a bureau.

Payhawk: Is Payhawk pricing really public?

Yes, module pricing (Travel, Accounts Payable, Cards and Expenses, Procurement) is published starting at 299 to 499 dollars a month per module, or bundled as Payhawk Complete.

Nmbrs: Which countries does it cover?

The Netherlands and Sweden. Nowhere else.

Payhawk: Does it charge per seat?

No, each module includes unlimited employee seats; the fixed monthly fee does not increase with headcount.

Nmbrs: Do I buy it direct or through an accountant?

Both are possible, but most Dutch customers come through an accountancy or payroll administration firm, and the price and support come from that firm.

Payhawk: Can we buy just one module?

Yes, modules are sold separately, so a company can buy Accounts Payable without Cards or Procurement.

Nmbrs: Who owns Nmbrs?

Visma, the Nordic business software group, acquired it in 2017.

Nmbrs vs Payhawk

Nmbrs

Payhawk

The short version

Where they differ

What each one covers

Only in Nmbrs

Only in Payhawk

What people use each for

Nmbrs

Payhawk

Where each one falls short

Nmbrs

Payhawk

Pricing, plan by plan

Nmbrs

Payhawk

Which should you pick?

Choose Nmbrs if

Choose Payhawk if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on Nmbrs

More on Payhawk

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