Payroll · head to head
Nmbrs vs Volopay

Nmbrs
Payroll
Dutch and Swedish payroll and HR sold largely through accountants, owned by Visma since 2017
- From
- On request
- Rated
- -

Volopay
Payroll
Corporate cards, multi-currency accounts and accounts payable automation for Asia-Pacific businesses
- From
- On request
- Rated
- -
The short version
- Each has a real cost: Nmbrs coverage is the Netherlands and Sweden only, so any international group will run Nmbrs alongside other payroll systems and reconcile them manually.; Volopay cross-currency spend within Singapore carries a fee around 3.1%, which is easy to overlook against the advertised free domestic transfers and can dominate total cost for internationally mobile teams.
- They diverge on capability: Nmbrs covers Dutch payroll engine, Volopay covers Multi-currency business accounts.
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which Nmbrs and Volopay actually diverge.
Identical on both: starting price (On request), pricing model (quote), free tier (No), platforms (Web, iOS, Android), user rating (Not yet rated), category (Payroll).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Nmbrs
- Dutch payroll engine
- Swedish payroll
- Collective agreement handling
- Employee self service
- HR records
- Accountant workspace
- Open API
- Journal export
Only in Volopay
- Multi-currency business accounts
- Virtual and physical corporate cards
- Accounts payable automation
- Expense management
- Accounting integrations
- Approval workflows
What people use each for
The jobs each tool is most often brought in to do.
Nmbrs
- A Dutch company that wants payroll calculated and filed in-country rather than routed through an international aggregatornot Volopay
- An accountancy firm running payroll for dozens of client companies from one workspacenot Volopay
- A Dutch subsidiary of an international group that needs correct CAO and pension fund handlingnot Volopay
- An HR or time tracking vendor that needs a documented API to push hours and changes into Dutch payrollnot Volopay
Volopay
- A Singapore-headquartered company paying vendors and staff across several APAC currencies from one accountnot Nmbrs
- A finance team wanting free domestic transfers with accounts payable automation includednot Nmbrs
- A regional business consolidating separate local business bank accounts into one multi-currency platformnot Nmbrs
- A company whose card spend is concentrated in SGD and wants to minimise cross-currency fee exposurenot Nmbrs
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Nmbrs
- Coverage is the Netherlands and Sweden only, so any international group will run Nmbrs alongside other payroll systems and reconcile them manually.
- Most customers buy through an accountancy or payroll bureau, which means the price, the service level and the escalation path are set by an intermediary rather than by Visma.
- English documentation and support lag behind the Dutch material, which slows down international finance teams trying to understand what a declaration actually contains.
- The HR modules are basic next to a dedicated HRIS, so companies typically pair Nmbrs with another system and maintain an integration between them.
- Ownership by Visma places it inside a large portfolio with overlapping payroll products, and buyers should ask where Nmbrs sits in that portfolio before committing to a long contract.
Volopay
- Cross-currency spend within Singapore carries a fee around 3.1%, which is easy to overlook against the advertised free domestic transfers and can dominate total cost for internationally mobile teams.
- Cross-border payments in non-SGD currencies add roughly 1.6%, so a company paying many overseas vendors accumulates a real cost that is not visible on the headline pricing.
- Regional focus on Asia-Pacific means weaker fit for companies whose spend is mainly in Europe or North America, where Payhawk or Extend cover the ground better.
- Pricing is not published, so despite the specific fee percentages that are publicly known, the underlying subscription or platform fee must be obtained by quote.
- As a comparatively young fintech, its card issuing depends on banking partners whose regulatory standing in each APAC market can change, and companies should confirm current licensing in their specific country before committing.
Pricing, plan by plan
Nmbrs
On request- Nmbrs$undefined/year
- Priced per employee per month, commonly resold by accountancy firms
- Payroll and HR modules licensed separately
- Direct pricing differs from partner pricing
Volopay
On request- Volopay$undefined/month
- Free domestic SGD transfers and Accounts Payable Automation
- Approximately 1.6% fee on cross-border non-SGD payments
- Approximately 3.1% fee on cross-currency spend within Singapore
Which should you pick?
Choose Nmbrs if
- You need dutch payroll engine.
- You work on Web, iOS, Android.
- You also want swedish payroll.
Choose Volopay if
- You need multi-currency business accounts.
- You work on Web, iOS, Android.
- You also want virtual and physical corporate cards.
Questions people ask
- Is Nmbrs or Volopay better?
- Neither clearly leads. Nmbrs starts at On request and Volopay at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Nmbrs or Volopay?
- Nmbrs starts at On request and Volopay at On request.
- Does Nmbrs or Volopay run on more platforms?
- Both run on Web, iOS, Android, so platform support will not decide this one for you.
- What is Nmbrs best used for?
- Nmbrs is most often used for a dutch company that wants payroll calculated and filed in-country rather than routed through an international aggregator, an accountancy firm running payroll for dozens of client companies from one workspace, a dutch subsidiary of an international group that needs correct cao and pension fund handling, an hr or time tracking vendor that needs a documented api to push hours and changes into dutch payroll. Of those, a dutch company that wants payroll calculated and filed in-country rather than routed through an international aggregator and an accountancy firm running payroll for dozens of client companies from one workspace are not what Volopay is typically brought in for.
- What can Nmbrs do that Volopay cannot?
- Nmbrs covers Dutch payroll engine, Swedish payroll, Collective agreement handling, Employee self service. Volopay covers Multi-currency business accounts, Virtual and physical corporate cards, Accounts payable automation, Expense management.
Answered from the vendors’ own pages
Nmbrs: Does Nmbrs actually file Dutch payroll taxes?
Yes. It calculates wage tax and submits the loonaangifte to the Belastingdienst, along with pension fund and sector scheme declarations. It is not an aggregator passing data to a bureau.
Volopay: What currency is Volopay built around?
Singapore dollar as the base account currency, with support for spend and transfers across several other Asia-Pacific currencies.
Nmbrs: Which countries does it cover?
The Netherlands and Sweden. Nowhere else.
Volopay: Are transfers free?
Domestic SGD transfers and the Accounts Payable Automation product are advertised as free; cross-border and cross-currency transactions carry separate fees.
Nmbrs: Do I buy it direct or through an accountant?
Both are possible, but most Dutch customers come through an accountancy or payroll administration firm, and the price and support come from that firm.
Volopay: Is pricing published?
No, subscription pricing requires a quote, though the specific cross-currency fee percentages are disclosed publicly.
Nmbrs: Who owns Nmbrs?
Visma, the Nordic business software group, acquired it in 2017.
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