Payroll · head to head
PayFit vs Payhawk

PayFit
Payroll
Native payroll and HR for small and mid-sized companies in a small number of European countries
- From
- On request
- Rated
- -

Payhawk
Payroll
Modular spend management combining corporate cards, accounts payable, procurement and travel
- From
- On request
- Rated
- -
The short version
- Each has a real cost: PayFit coverage is limited to a handful of European countries and the company withdrew from Germany in 2023, so any buyer with expansion plans should assume the country they need next will not be supported.; Payhawk buying the full stack of Travel, Accounts Payable, Cards and Procurement separately costs more than a single suite price, since each module carries its own flat monthly fee.
- They diverge on capability: PayFit covers Native payroll engine, Payhawk covers Corporate cards.
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which PayFit and Payhawk actually diverge.
Identical on both: starting price (On request), free tier (No), platforms (Web, iOS, Android), user rating (Not yet rated), category (Payroll).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in PayFit
- Native payroll engine
- Statutory filing
- Payslip generation
- Time off management
- Expenses
- Employee records
- Automated variable pay
- Accounting export
Only in Payhawk
- Corporate cards
- Accounts payable automation
- Procurement module
- Travel booking
- ERP integrations
- Multi-entity consolidation
What people use each for
The jobs each tool is most often brought in to do.
PayFit
- A French company of 50 people leaving a payroll bureau that charges per payslip and returns work slowlynot Payhawk
- A Spanish or Italian employer that needs payroll calculated in-country rather than routed through an intermediarynot Payhawk
- A UK subsidiary of a European group that wants payroll on the same platform as the parent where the country is supportednot Payhawk
- A finance team that wants payroll journals exported directly into the local accounting system without manual mappingnot Payhawk
Payhawk
- A multi-entity European business wanting one system for cards, expenses and payables across currenciesnot PayFit
- A finance team that wants to price spend management before a sales call rather than negotiating blindnot PayFit
- A company wanting only accounts payable automation without paying for card issuing it does not neednot PayFit
- A mid-market business standardising ERP-integrated expense reporting ahead of a fundraise or auditnot PayFit
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
PayFit
- Coverage is limited to a handful of European countries and the company withdrew from Germany in 2023, so any buyer with expansion plans should assume the country they need next will not be supported.
- There is no employer of record capability, so hiring one person in an unsupported country means adding a separate vendor and a separate employment model.
- The HR modules cover time off, expenses and records but do not replace an HRIS, and companies with performance, learning or ATS requirements will run PayFit alongside another system.
- Pricing is quoted per country as a platform fee plus a per employee charge, which makes cross-border cost comparison awkward and means a small subsidiary can carry a disproportionate fixed cost.
- The product is built for small and mid-sized employers, and companies past a few hundred employees report hitting limits in complex collective agreement handling and in bulk data correction workflows.
Payhawk
- Buying the full stack of Travel, Accounts Payable, Cards and Procurement separately costs more than a single suite price, since each module carries its own flat monthly fee.
- The unlimited-seats model is a poor fit for a company issuing cards to only a handful of employees, since the fixed module price does not scale down.
- Card issuing depends on Payhawk's own banking partners rather than a company's existing bank, so switching away later means reissuing cards and re-training staff on a new tool.
- Procurement is a separate paid module rather than a built-in feature, so a company evaluating "Payhawk" from marketing material may be looking at capability it has not actually bought.
- International card acceptance and FX handling vary by market, and companies with material spend outside Europe report gaps compared to global card issuers.
Pricing, plan by plan
PayFit
On request- PayFit$undefined/year
- Monthly platform fee plus a charge per paid employee
- Pricing differs by country of employment
- Payroll calculation and statutory filing
Payhawk
On request- Travel$299/month
- Integrated travel booking
- Unlimited employee seats
- Accounts Payable$349/month
- Invoice capture and approval routing
- Unlimited document processing
- Cards and Expenses$449/month
- Unlimited card transactions
- Multi-entity expense management
- Procurement$499/month
- Purchase request and approval workflow
- Vendor management
Which should you pick?
Choose PayFit if
- You need native payroll engine.
- You work on Web, iOS, Android.
- You also want statutory filing.
Choose Payhawk if
- You need corporate cards.
- You work on Web, iOS, Android.
- You also want accounts payable automation.
Questions people ask
- Is PayFit or Payhawk better?
- Neither clearly leads. PayFit starts at On request and Payhawk at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, PayFit or Payhawk?
- PayFit starts at On request and Payhawk at On request.
- Does PayFit or Payhawk run on more platforms?
- Both run on Web, iOS, Android, so platform support will not decide this one for you.
- What is PayFit best used for?
- PayFit is most often used for a french company of 50 people leaving a payroll bureau that charges per payslip and returns work slowly, a spanish or italian employer that needs payroll calculated in-country rather than routed through an intermediary, a uk subsidiary of a european group that wants payroll on the same platform as the parent where the country is supported, a finance team that wants payroll journals exported directly into the local accounting system without manual mapping. Of those, a french company of 50 people leaving a payroll bureau that charges per payslip and returns work slowly and a spanish or italian employer that needs payroll calculated in-country rather than routed through an intermediary are not what Payhawk is typically brought in for.
- What can PayFit do that Payhawk cannot?
- PayFit covers Native payroll engine, Statutory filing, Payslip generation, Time off management. Payhawk covers Corporate cards, Accounts payable automation, Procurement module, Travel booking.
Answered from the vendors’ own pages
PayFit: Which countries does PayFit actually calculate payroll in?
It runs its own payroll engine for the countries it sells in, currently France, Spain, Italy and the United Kingdom, and it closed its German operation in 2023.
Payhawk: Is Payhawk pricing really public?
Yes, module pricing (Travel, Accounts Payable, Cards and Expenses, Procurement) is published starting at 299 to 499 dollars a month per module, or bundled as Payhawk Complete.
PayFit: Is it native payroll or aggregation through a local partner?
Native. Country rules are written and maintained in the company own domain-specific language, so calculation and filing are PayFit responsibilities rather than a partner obligation.
Payhawk: Does it charge per seat?
No, each module includes unlimited employee seats; the fixed monthly fee does not increase with headcount.
PayFit: Can PayFit employ staff on my behalf?
No. It is payroll software for entities you already have. Employment in a country without your own entity needs an employer of record.
Payhawk: Can we buy just one module?
Yes, modules are sold separately, so a company can buy Accounts Payable without Cards or Procurement.
PayFit: Does it handle collective bargaining agreements?
Common French and Spanish agreements are supported, but unusual or heavily negotiated agreements can require manual handling.
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