Accounting · head to head
Moneybird vs Netvisor
Moneybird
Accounting
Dutch online bookkeeping software for freelancers and growing entrepreneurs
- From
- Free
- Rated
- -
Netvisor
Accounting
Finnish cloud accounting and payroll with pricing built from a base fee plus per transaction charges
- From
- Free
- Rated
- -
The short version
- Each has a real cost: Moneybird compact tier severely limits functionality with only 5 monthly transactions; Netvisor pricing is a base fee plus a charge per sales invoice, per purchase invoice, per payslip and per other transaction, so a company with high document volumes pays a bill that scales with trading activity and cannot be budgeted as a fixed monthly cost.
- Prices and features above were last checked on 30 August 2026.
Where they differ
Only the attributes on which Moneybird and Netvisor actually diverge.
Identical on both: starting price (Free), pricing model (subscription), free tier (Yes), platforms (Web), user rating (Not yet rated), category (Accounting).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Moneybird
Nothing recorded that Netvisor does not also cover.
Only in Netvisor
- Finnish general ledger
- Value added tax reporting
- Bank connections
- Electronic invoicing
- Purchase invoice workflow
- Sales invoicing
- Payroll
- Incomes register reporting
What people use each for
The jobs each tool is most often brought in to do.
Moneybird
- Freelancer bookkeepingnot Netvisor
- Small business accountingnot Netvisor
- Growing entrepreneur accountingnot Netvisor
- Full-featured bookkeeping managementnot Netvisor
Netvisor
- A Finnish company whose accounting firm works in Netvisor and wants the client approving purchase invoices in the same systemnot Moneybird
- A Finnish employer needing payroll that handles collective agreement terms and reports to the incomes register on timenot Moneybird
- A business receiving and sending structured e-invoices with Finnish counterparties that require themnot Moneybird
- A Finnish accounting practice standardising clients on one system with a shared role model rather than one instance per clientnot Moneybird
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Moneybird
- Compact tier severely limits functionality with only 5 monthly transactions
- Bank connections limited to 5 on Start and Groei tiers until Compleet level
- Multi-user support only available starting at Groei tier (29 EUR/month)
Netvisor
- Pricing is a base fee plus a charge per sales invoice, per purchase invoice, per payslip and per other transaction, so a company with high document volumes pays a bill that scales with trading activity and cannot be budgeted as a fixed monthly cost.
- It serves Finland, so the tax and payroll logic is useless to entities filing elsewhere, and a Nordic group ends up running a different system in each country even where they belong to the same corporate family.
- The interface, help material and support operate in Finnish, so a foreign owned subsidiary needs a Finnish speaking bookkeeper or accounting firm to operate it and cannot supervise it directly from head office.
- Finnish payroll requires collective agreement terms to be configured correctly, and getting holiday pay, supplements and shift rules right is specialist work usually done by a partner, so payroll implementation is a paid project rather than a setup wizard.
- Because most deployments come through an accounting firm, the practical service you receive depends on that firm's competence with the product, and changing accountant can mean changing system or inheriting a configuration nobody documented.
Pricing, plan by plan
Moneybird
Free- Compact$3/month
- 1 user
- 5 monthly transactions limit
- 0 bank connections
- Start$15/month
- 1 user
- 20 monthly transactions
- 5 bank connections
- Groei$29/month
- 5 users
- 50 monthly transactions
- 5 bank connections
- Compleet$41/month
- Unlimited users
- Unlimited monthly transactions
- Unlimited bank connections
Netvisor
Free- Starter$25/month
- Basic accounting, 1000 transactions, invoicing, payroll for 1 person
- Basic$25/month
- Basic accounting plus invoicing, 2.06 euros per invoice item, unlimited users, email support
- Core$25/month
- All Basic features, invoices included in monthly cost
- Professional$25/month
- All Core features, broadest software interface, budgeting, reporting, forecasting, purchase and sales orders
Which should you pick?
Choose Netvisor if
- You need finnish general ledger.
- You want to start without paying.
- You also want value added tax reporting.
Questions people ask
- Is Moneybird or Netvisor better?
- Neither clearly leads. Moneybird starts at Free and Netvisor at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Moneybird or Netvisor?
- Moneybird starts at Free and Netvisor at Free.
- Does Moneybird or Netvisor run on more platforms?
- Both run on Web, so platform support will not decide this one for you.
- Can I use Moneybird for free?
- Both have a free tier, so you can try either at no cost before committing.
- What is Moneybird best used for?
- Moneybird is most often used for freelancer bookkeeping, small business accounting, growing entrepreneur accounting, full-featured bookkeeping management. Of those, freelancer bookkeeping and small business accounting are not what Netvisor is typically brought in for.
- What can Moneybird do that Netvisor cannot?
- Netvisor covers Finnish general ledger, Value added tax reporting, Bank connections, Electronic invoicing.
Answered from the vendors’ own pages
Moneybird: How much does Moneybird cost and what free trial is available?
Plans start at EUR 3/month for Compact tier, with a 60-day free trial offering full Compleet access (EUR 41/month value) at no cost. Annual billing offers up to 25% discount across all tiers.
SourceNetvisor: Is Netvisor usable outside Finland?
Not as a compliance system. The value is the Finnish tax, banking, e-invoicing and payroll logic. Companies filing elsewhere should look at the local product in the Visma range or another local vendor.
Moneybird: What user limits exist across different Moneybird plans?
Compact and Start tiers are limited to 1 user. Groei supports 5 users. Compleet tier has unlimited users, making it the only option for multi-team organizations.
SourceNetvisor: Why is the pricing structured per transaction?
It reflects a Finnish market convention where the accounting firm's fee also scales with document volume. It means a low volume company pays very little and a high volume one pays a great deal, so estimate your annual invoice and payslip counts before comparing headline prices.
Moneybird: How many transactions can I process monthly on each Moneybird tier?
Compact allows 5 transactions/month, Start allows 20, Groei allows 50, and Compleet allows unlimited transactions. Transaction limits reset monthly.
SourceNetvisor: Can my accounting firm work in it with me?
Yes, that is the intended model. The practice and the client share one instance with different roles, so the firm does the bookkeeping while you approve purchase invoices and issue sales invoices.
Moneybird: Do Moneybird plans have bank connection limits?
Compact tier has zero bank connections. Start and Groei tiers each support 5 bank connections. Only the Compleet tier (EUR 41/month) offers unlimited bank connections.
SourceNetvisor: Does it handle payroll for collective agreements?
It supports Finnish collective agreement based payroll, but configuring the specific agreement terms correctly is expert work normally done during a paid implementation. Do not assume payroll is switched on the same week as accounting.
Netvisor: What about the incomes register?
Reporting earnings to the national incomes register within the statutory deadline is built in, which is one of the main reasons Finnish employers use a local product rather than an international one.
Netvisor: Is it a full ERP?
It includes inventory and fixed assets alongside the ledger, which covers a good deal of a small distributor's needs, but it is a financial management system rather than a manufacturing or full supply chain ERP.
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