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Accounting · head to head

Microsoft Excel vs Netvisor

Microsoft Excel logo

Microsoft Excel

Accounting

Spreadsheet software for data analysis and visualization

From
Free
Rated
-
Full reviewWebsite
Netvisor logo

Netvisor

Accounting

Finnish intelligent financial management and payroll software

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Microsoft Excel free tier limited to 5 GB cloud storage and web-only access; Netvisor payroll and travel expenses incur additional per-employee costs of 6.50 to 2.30 euros

Where they differ

Only the attributes on which Microsoft Excel and Netvisor actually diverge.

Attributes where Microsoft Excel and Netvisor differ
AttributeMicrosoft ExcelNetvisor
Pricing modelfreemiumsubscription
PlatformsWindows, Macos, Web, Ios, AndroidWeb
Founded1975Unknown

Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Microsoft Excel

  • Advanced formulas
  • Pivot tables
  • Data visualization
  • Charts and graphs
  • Conditional formatting
  • Data analysis tools
  • Macro automation
  • Collaboration features

Only in Netvisor

Nothing recorded that Microsoft Excel does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Microsoft Excel

  • Financial modelingnot Netvisor
  • Data analysisnot Netvisor
  • Budget planningnot Netvisor
  • Reportingnot Netvisor
  • Business intelligencenot Netvisor
  • Statistical analysisnot Netvisor

Netvisor

  • Automating bank feed reconciliation for multiple business accountsnot Microsoft Excel
  • Generating sales tax reports from invoicing transactionsnot Microsoft Excel
  • Creating monthly P&L reports with budget variance analysisnot Microsoft Excel
  • Managing inventory counts with real-time stock level updatesnot Microsoft Excel

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Microsoft Excel

  • Free tier limited to 5 GB cloud storage and web-only access
  • Paid plans have per-user costs increasing significantly with more users
  • AI features like Copilot limited or unavailable on lower-tier plans

Netvisor

  • Payroll and travel expenses incur additional per-employee costs of 6.50 to 2.30 euros
  • Inventory management costs 70 euros per month minimum

Pricing, plan by plan

Microsoft Excel

Free
  • Microsoft Excel (Free)Free
    • Excel for the web
    • Real-time collaboration
    • 5 GB cloud storage
  • Microsoft 365 Personal$9.99/month
    • Desktop Excel app
    • 1 TB cloud storage
    • Single user on up to 5 devices
  • Microsoft 365 Family$12.99/month
    • 1-6 users (AI features for subscription owner)
    • Up to 6 TB cloud storage (1 TB per person)
    • Each user up to 5 devices
  • Microsoft 365 Premium$19.99/month
    • 1-6 users
    • Extensive Copilot feature access
    • Exclusive advanced AI capabilities

Netvisor

Free
  • Starter$25/month
    • Basic accounting, 1000 transactions, invoicing, payroll for 1 person
  • Basic$25/month
    • Basic accounting plus invoicing, 2.06 euros per invoice item, unlimited users, email support
  • Core$25/month
    • All Basic features, invoices included in monthly cost
  • Professional$25/month
    • All Core features, broadest software interface, budgeting, reporting, forecasting, purchase and sales orders

Which should you pick?

Choose Microsoft Excel if

  • You need advanced formulas.
  • You want to start without paying.
  • You work on Windows, Macos, Web, Ios, Android.
  • You also want pivot tables.
Microsoft Excel review

Choose Netvisor if

  • You want to start without paying.
Netvisor review

Questions people ask

Is Microsoft Excel or Netvisor better?
Neither clearly leads. Microsoft Excel starts at Free and Netvisor at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Microsoft Excel or Netvisor?
Microsoft Excel starts at Free and Netvisor at Free.
Does Microsoft Excel or Netvisor run on more platforms?
Microsoft Excel runs on Windows, Macos, Web, Ios, Android. Netvisor runs on Web.
Can I use Microsoft Excel for free?
Both have a free tier, so you can try either at no cost before committing.
What is Microsoft Excel best used for?
Microsoft Excel is most often used for financial modeling, data analysis, budget planning, reporting. Of those, financial modeling and data analysis are not what Netvisor is typically brought in for.
What can Microsoft Excel do that Netvisor cannot?
Microsoft Excel covers Advanced formulas, Pivot tables, Data visualization, Charts and graphs.

Answered from the vendors’ own pages

Microsoft Excel: How much does Microsoft Excel cost?

Microsoft Excel is free as a web app with 5 GB storage. Paid options include Microsoft 365 Personal at $9.99/month for desktop apps and 1 TB storage, Family at $12.99/month for 1-6 users with 6 TB total storage, and Premium at $19.99/month with extended Copilot access.

Source
Netvisor: Does Netvisor offer a free trial?

Netvisor offers a free first month, after which the account requires payment. The trial is cancellable anytime during the trial period.

Source
Microsoft Excel: Is there a free version of Excel?

Yes, Excel for the web is free and includes sharing, real-time collaboration, and 5 GB cloud storage accessible on web, iOS, and Android without subscription.

Source
Netvisor: How much does Netvisor cost?

Netvisor's base plans start at 25 euros per month for Starter, Basic, Core, or Professional tiers. The first month is free.

Source
Microsoft Excel: What is the difference between Microsoft 365 Family and Premium tiers?

Family tier at $12.99/month supports 1-6 users with 6 TB total storage and standard features. Premium tier at $19.99/month allows extensive Copilot feature access and exclusive advanced AI capabilities including image creation and audio generation.

Source
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