Accounting · head to head
Microsoft Excel vs Moneybird
Microsoft Excel
Accounting
Spreadsheet software for data analysis and visualization
- From
- Free
- Rated
- -
Moneybird
Accounting
Dutch online bookkeeping software for freelancers and growing entrepreneurs
- From
- Free
- Rated
- -
The short version
- Each has a real cost: Microsoft Excel free tier limited to 5 GB cloud storage and web-only access; Moneybird compact tier severely limits functionality with only 5 monthly transactions
- Prices and features above were last checked on 30 August 2026.
Where they differ
Only the attributes on which Microsoft Excel and Moneybird actually diverge.
| Attribute | Microsoft Excel | Moneybird |
|---|---|---|
| Pricing model | freemium | subscription |
| Platforms | Windows, Macos, Web, Ios, Android | Web |
| Founded | 1975 | Unknown |
Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated), category (Accounting).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Microsoft Excel
- Advanced formulas
- Pivot tables
- Data visualization
- Charts and graphs
- Conditional formatting
- Data analysis tools
- Macro automation
- Collaboration features
Only in Moneybird
Nothing recorded that Microsoft Excel does not also cover.
What people use each for
The jobs each tool is most often brought in to do.
Microsoft Excel
- Financial modelingnot Moneybird
- Data analysisnot Moneybird
- Budget planningnot Moneybird
- Reportingnot Moneybird
- Business intelligencenot Moneybird
- Statistical analysisnot Moneybird
Moneybird
- Freelancer bookkeepingnot Microsoft Excel
- Small business accountingnot Microsoft Excel
- Growing entrepreneur accountingnot Microsoft Excel
- Full-featured bookkeeping managementnot Microsoft Excel
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Microsoft Excel
- Free tier limited to 5 GB cloud storage and web-only access
- Paid plans have per-user costs increasing significantly with more users
- AI features like Copilot limited or unavailable on lower-tier plans
Moneybird
- Compact tier severely limits functionality with only 5 monthly transactions
- Bank connections limited to 5 on Start and Groei tiers until Compleet level
- Multi-user support only available starting at Groei tier (29 EUR/month)
Pricing, plan by plan
Microsoft Excel
Free- Microsoft Excel (Free)Free
- Excel for the web
- Real-time collaboration
- 5 GB cloud storage
- Microsoft 365 Personal$9.99/month
- Desktop Excel app
- 1 TB cloud storage
- Single user on up to 5 devices
- Microsoft 365 Family$12.99/month
- 1-6 users (AI features for subscription owner)
- Up to 6 TB cloud storage (1 TB per person)
- Each user up to 5 devices
- Microsoft 365 Premium$19.99/month
- 1-6 users
- Extensive Copilot feature access
- Exclusive advanced AI capabilities
Moneybird
Free- Compact$3/month
- 1 user
- 5 monthly transactions limit
- 0 bank connections
- Start$15/month
- 1 user
- 20 monthly transactions
- 5 bank connections
- Groei$29/month
- 5 users
- 50 monthly transactions
- 5 bank connections
- Compleet$41/month
- Unlimited users
- Unlimited monthly transactions
- Unlimited bank connections
Which should you pick?
Choose Microsoft Excel if
- You need advanced formulas.
- You want to start without paying.
- You work on Windows, Macos, Web, Ios, Android.
- You also want pivot tables.
Questions people ask
- Is Microsoft Excel or Moneybird better?
- Neither clearly leads. Microsoft Excel starts at Free and Moneybird at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Microsoft Excel or Moneybird?
- Microsoft Excel starts at Free and Moneybird at Free.
- Does Microsoft Excel or Moneybird run on more platforms?
- Microsoft Excel runs on Windows, Macos, Web, Ios, Android. Moneybird runs on Web.
- Can I use Microsoft Excel for free?
- Both have a free tier, so you can try either at no cost before committing.
- What is Microsoft Excel best used for?
- Microsoft Excel is most often used for financial modeling, data analysis, budget planning, reporting. Of those, financial modeling and data analysis are not what Moneybird is typically brought in for.
- What can Microsoft Excel do that Moneybird cannot?
- Microsoft Excel covers Advanced formulas, Pivot tables, Data visualization, Charts and graphs.
Answered from the vendors’ own pages
Microsoft Excel: How much does Microsoft Excel cost?
Microsoft Excel is free as a web app with 5 GB storage. Paid options include Microsoft 365 Personal at $9.99/month for desktop apps and 1 TB storage, Family at $12.99/month for 1-6 users with 6 TB total storage, and Premium at $19.99/month with extended Copilot access.
SourceMoneybird: How much does Moneybird cost and what free trial is available?
Plans start at EUR 3/month for Compact tier, with a 60-day free trial offering full Compleet access (EUR 41/month value) at no cost. Annual billing offers up to 25% discount across all tiers.
SourceMicrosoft Excel: Is there a free version of Excel?
Yes, Excel for the web is free and includes sharing, real-time collaboration, and 5 GB cloud storage accessible on web, iOS, and Android without subscription.
SourceMoneybird: What user limits exist across different Moneybird plans?
Compact and Start tiers are limited to 1 user. Groei supports 5 users. Compleet tier has unlimited users, making it the only option for multi-team organizations.
SourceMicrosoft Excel: What is the difference between Microsoft 365 Family and Premium tiers?
Family tier at $12.99/month supports 1-6 users with 6 TB total storage and standard features. Premium tier at $19.99/month allows extensive Copilot feature access and exclusive advanced AI capabilities including image creation and audio generation.
SourceMoneybird: How many transactions can I process monthly on each Moneybird tier?
Compact allows 5 transactions/month, Start allows 20, Groei allows 50, and Compleet allows unlimited transactions. Transaction limits reset monthly.
SourceMoneybird: Do Moneybird plans have bank connection limits?
Compact tier has zero bank connections. Start and Groei tiers each support 5 bank connections. Only the Compleet tier (EUR 41/month) offers unlimited bank connections.
SourceRelated pages
More on Microsoft Excel
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- Moneybird vs Bill.com
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- Moneybird vs Plaid
- Moneybird vs Brex
- Moneybird vs Expensify
- Moneybird vs Cledara
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- Moneybird vs Recurly
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- Moneybird vs TurboTax
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- Moneybird vs Yooz
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- Moneybird vs Conta
- Moneybird vs Fyle
- Moneybird vs Navan
- Moneybird vs Stampli
- Moneybird vs Tipalti