Is Medius or Moov better?

Neither clearly leads. Medius starts at On request and Moov at $500/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, Medius or Moov?

Medius starts at On request and Moov at $500/month.

Does Medius or Moov run on more platforms?

Medius runs on Web, iOS, Android. Moov runs on Web, API, iOS, Android.

What is Medius best used for?

Medius is most often used for a mid-market finance team where most spend arrives as an invoice with no purchase order to match against, a group with several legal entities on different erps that wants one ap process across all of them, reducing invoice fraud exposure with automated detection of supplier bank detail changes, replacing a scanning bureau and a shared ap inbox with automated capture and exception-based review. Of those, a mid-market finance team where most spend arrives as an invoice with no purchase order to match against and a group with several legal entities on different erps that wants one ap process across all of them are not what Moov is typically brought in for.

What can Medius do that Moov cannot?

Medius covers Invoice capture and coding, Matching and exception handling, Fraud and anomaly detection, Supplier payments. Moov covers Interchange-plus card acceptance, ACH transfers, Instant payments, Wallets.

Accounting · head to head

Medius vs Moov

Medius

Accounting

Accounts payable automation and supplier payments for mid-market finance teams, Marlin Equity owned

From: On request
Rated: -

Full review Website

Moov

APIs

Payments API with a published rate card covering card acceptance, ACH and instant payouts

From: $500/month
Rated: -

Full review Website

The short version

Each has a real cost: Medius the sourcing, contract and procurement modules are considerably less developed than the AP core, so buying Medius as a full source-to-pay suite means accepting weak upstream tooling.; Moov the 500 US dollar monthly minimum makes Moov unattractive below roughly 80,000 dollars a month of card volume, since the minimum rather than the rate becomes your effective price.
They diverge on capability: Medius covers Invoice capture and coding, Moov covers Interchange-plus card acceptance.
Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Medius and Moov actually diverge.

Attributes where Medius and Moov differ
Attribute	Medius	Moov
Starting price	On request	$500/month
Pricing model	quote	Per transaction plus monthly minimum
Platforms	Web, iOS, Android	Web, API, iOS, Android
Category	Accounting	APIs

Identical on both: free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Medius

Invoice capture and coding
Matching and exception handling
Fraud and anomaly detection
Supplier payments
Approval workflow
ERP integration

Only in Moov

Interchange-plus card acceptance
ACH transfers
Instant payments
Wallets
Payment links and invoices
Virtual cards
Account verification
Card account updater

What people use each for

The jobs each tool is most often brought in to do.

Medius

A mid-market finance team where most spend arrives as an invoice with no purchase order to match againstnot Moov
A group with several legal entities on different ERPs that wants one AP process across all of themnot Moov
Reducing invoice fraud exposure with automated detection of supplier bank detail changesnot Moov
Replacing a scanning bureau and a shared AP inbox with automated capture and exception-based reviewnot Moov

Moov

A vertical SaaS company embedding payments that needs published unit economics to price its own product before signing anythingnot Medius
A marketplace paying contractors that wants same-day ACH and instant push-to-card in one API with the cost of each visiblenot Medius
A platform that must hold balances for end users between collection and payout without becoming a money transmitternot Medius
A software company moving off a legacy gateway that wants interchange-plus transparency instead of a blended rate that hides interchange increasesnot Medius

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Medius

The sourcing, contract and procurement modules are considerably less developed than the AP core, so buying Medius as a full source-to-pay suite means accepting weak upstream tooling.
Pricing is quote-only and driven by invoice volume, so a business with many low-value invoices pays disproportionately relative to the spend being controlled.
Payments are billed on transaction volume separately from the AP subscription, which is easy to omit from a cost comparison against a licence-only AP tool.
Private equity ownership since 2017 has produced an acquisition-driven product line, so payments and adjacent capability come from bought-in technology rather than the original platform.
ERP integration depth varies sharply by system, and organisations on less common or heavily customised ERPs face integration work that lengthens the implementation.

Moov

The 500 US dollar monthly minimum makes Moov unattractive below roughly 80,000 dollars a month of card volume, since the minimum rather than the rate becomes your effective price.
The 50 cent monthly charge per active wallet penalises platforms with many end users who transact rarely, and that cost grows with your user base rather than your revenue.
United States only, so any platform with international sellers or buyers needs a second provider and a second reconciliation process.
At very high volume the published interchange-plus markup is less competitive than a directly negotiated acquiring relationship, so success eventually creates a reason to leave.
The ecosystem of prebuilt integrations, plugins and third-party tooling is far smaller than Stripe's, so anything outside the core API, from tax handling to subscription logic, is work you build yourself.

Pricing, plan by plan

Medius

On request

Medius AP Automation$undefined/year
- Two packaged AP automation tiers
- Priced by invoice volume and entity count
- Sourcing, contracts and procurement modules sold separately

Moov

$500/month

Standard$500/month
- 500 USD monthly minimum, no setup fee
- Card online at interchange plus 0.60% and 15c
- Tap to pay at interchange plus 0.50% and 15c
Custom$undefined/month
- Negotiated rates for high volume
- Specialised business models
- Dedicated support

Which should you pick?

Choose Medius if

You need invoice capture and coding.
You work on Web, iOS, Android.
You also want matching and exception handling.

Medius review

Choose Moov if

You need interchange-plus card acceptance.
You work on Web, API, iOS, Android.
You also want ach transfers.

Moov review

Questions people ask

Is Medius or Moov better?: Neither clearly leads. Medius starts at On request and Moov at $500/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Medius or Moov?: Medius starts at On request and Moov at $500/month.
Does Medius or Moov run on more platforms?: Medius runs on Web, iOS, Android. Moov runs on Web, API, iOS, Android.
What is Medius best used for?: Medius is most often used for a mid-market finance team where most spend arrives as an invoice with no purchase order to match against, a group with several legal entities on different erps that wants one ap process across all of them, reducing invoice fraud exposure with automated detection of supplier bank detail changes, replacing a scanning bureau and a shared ap inbox with automated capture and exception-based review. Of those, a mid-market finance team where most spend arrives as an invoice with no purchase order to match against and a group with several legal entities on different erps that wants one ap process across all of them are not what Moov is typically brought in for.
What can Medius do that Moov cannot?: Medius covers Invoice capture and coding, Matching and exception handling, Fraud and anomaly detection, Supplier payments. Moov covers Interchange-plus card acceptance, ACH transfers, Instant payments, Wallets.

Answered from the vendors’ own pages

Medius: Is Medius a procurement suite or an AP tool?

Primarily an AP automation platform with procurement modules attached. If sourcing is your main requirement, look elsewhere.

Moov: Does Moov publish its prices?

Yes, in unusual detail: interchange-plus card rates, per-transaction ACH and RTP charges, dispute and return fees, and the monthly minimum are all on the pricing page.

Medius: Who owns Medius?

Marlin Equity Partners, which acquired it in 2017 and has funded several bolt-on acquisitions since.

Moov: What is the monthly minimum?

500 US dollars, with no setup fee. Wallet charges and transaction fees count towards it.

Medius: How is it priced?

By quote, driven by invoice volume and entity count, with payments billed separately on transaction volume.

Moov: Can I use Moov outside the United States?

No. Moov handles US payments only, though it accepts international cards at an extra 1.5 percent.

Medius: Does it replace our ERP?

No. It sits alongside the ERP and posts approved invoices into it.

Moov: Is Moov a bank?

No. It is a payments platform working with partner financial institutions, so account and settlement arrangements depend on those partners.

Medius vs Moov

Medius

Moov

The short version

Where they differ

What each one covers

Only in Medius

Only in Moov

What people use each for

Medius

Moov

Where each one falls short

Medius

Moov

Pricing, plan by plan

Medius

Moov

Which should you pick?

Choose Medius if

Choose Moov if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on Medius

More on Moov

Keep looking

Other head to heads