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Accounting · head to head

freee vs Moss

freee logo

freee

Accounting

Japanese integrated cloud accounting software for sole proprietors and corporations

From
980/month
Rated
-
Moss logo

Moss

Accounting

European corporate cards, invoice management and accounting automation

From
On request
Rated
-

The short version

  • Each has a real cost: freee pricing varies significantly across multiple product categories and tiers; Moss pricing is not published anywhere, so the only way to compare Moss with Pleo or Payhawk is to run parallel sales processes and reveal your spend volume to all of them.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which freee and Moss actually diverge.

Attributes where freee and Moss differ
AttributefreeeMoss
Starting price980/monthOn request
Pricing modelsubscriptionquote
PlatformsWebWeb, iOS, Android

Identical on both: free tier (No), user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in freee

Nothing recorded that Moss does not also cover.

Only in Moss

  • Corporate credit cards
  • Invoice management
  • Employee reimbursements
  • DATEV export
  • Accounting preparation
  • Budgets and teams
  • Receipt matching
  • Multi entity

What people use each for

The jobs each tool is most often brought in to do.

freee

  • Filing Japanese tax documents electronically each yearnot Moss
  • Calculating payroll and year-end adjustments automaticallynot Moss
  • Creating opening documents without visiting tax officenot Moss
  • Tracking company expenses across departments centrallynot Moss

Moss

  • A German company whose tax adviser works in DATEV and needs card and invoice data exported without manual rekeyingnot freee
  • A finance team replacing pre funded prepaid cards with a monthly settled credit limit to protect working capitalnot freee
  • A business consolidating supplier invoice approval and card spend into one approval chainnot freee
  • A group with entities in Germany, the Netherlands and Spain wanting one spend view across themnot freee

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

freee

  • Pricing varies significantly across multiple product categories and tiers
  • Some corporate tiers (Advance) reach ¥39,780+/month

Moss

  • Pricing is not published anywhere, so the only way to compare Moss with Pleo or Payhawk is to run parallel sales processes and reveal your spend volume to all of them.
  • Card limits are underwritten, so early stage companies and businesses with thin filed accounts are routinely offered limits well below what they need and the limit can be reduced on review.
  • Coverage is European and weighted to DACH, so any group with United States or Asian entities has to run a second card programme and reconcile two systems.
  • Invoice management is capable but not a full procurement or purchase order system, so businesses needing three way matching against goods receipts will find it thin.
  • As a non bank the credit product depends on partner banks and funding lines, which means the terms behind your limit are set by a party you do not contract with and can change without you being the cause.

Pricing, plan by plan

freee

980/month
  • freee會計 Starter$980/month
    • Individual business owner accounting tier
  • freee會計 Corporate Solo$2980/month
    • Corporate accounting tier
  • freee人事労務$400/month per employee
    • HR and payroll module per-employee pricing
  • freee勤怠管理$300/month per employee
    • Attendance tracking per-employee

Moss

On request
  • Moss$undefined/year
    • Platform fee plus per user components, quoted per customer
    • Card limits set by underwriting against company financials
    • DATEV export and accounting preparation included in core plans

Which should you pick?

Choose freee if

Nothing in the data separates freee from Moss on the points above - pick on price and on how each one feels to use.

Choose Moss if

  • You need corporate credit cards.
  • You work on Web, iOS, Android.
  • You also want invoice management.

Questions people ask

Is freee or Moss better?
Neither clearly leads. freee starts at 980/month and Moss at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, freee or Moss?
freee starts at 980/month and Moss at On request.
Does freee or Moss run on more platforms?
freee runs on Web. Moss runs on Web, iOS, Android.
What is freee best used for?
freee is most often used for filing japanese tax documents electronically each year, calculating payroll and year-end adjustments automatically, creating opening documents without visiting tax office, tracking company expenses across departments centrally. Of those, filing japanese tax documents electronically each year and calculating payroll and year-end adjustments automatically are not what Moss is typically brought in for.
What can freee do that Moss cannot?
Moss covers Corporate credit cards, Invoice management, Employee reimbursements, DATEV export.

Answered from the vendors’ own pages

freee: What is freee's accounting software pricing?

Individual business owners start at ¥980/month for Starter, while corporate accounting begins at ¥2,980/month for Solo Corp, with prices extending to ¥39,780+/month for Advance plans.

Source
Moss: Does Moss issue credit or prepaid cards?

Credit in its core German offer, settled monthly against an underwritten limit, rather than requiring a pre funded balance.

freee: Does freee charge per employee for HR and payroll?

Yes, freee人事労務 (HR/Payroll) costs ¥400-¥1,100 per employee per month, and freee勤怠管理 (Attendance) costs ¥300 per employee per month.

Source
Moss: Is DATEV export genuinely automatic?

Yes, bookings and receipt images export in DATEV format, which is the main reason German finance teams choose it over non German tools.

freee: Are there free freee products?

Several freee products are completely free, including freee開業 (Business Opening), freee請求書 (Invoicing), freeeカード (Card), and certain features like payroll rules creation.

Source
Moss: Does Moss work outside Europe?

Not meaningfully. Coverage centres on Germany, Austria, the Netherlands, the UK and Spain, so global groups need a second provider.

freee: Does freee offer a free trial?

Freee offers a 30-day free trial for its accounting software and provides annual payment discounts on most plans.

Source
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