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Accounting · head to head

Invoice2go vs Simplifi

Invoice2go logo

Invoice2go

Accounting

Mobile-first invoicing app for small businesses and freelancers

From
On request
Rated
-
Full reviewWebsite
Simplifi logo

Simplifi

Personal Finance

Smart budgeting and spending tracker

From
$3.99/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Invoice2go starter plan caps invoices at just 30 per year, forcing an upgrade for most active businesses.; Simplifi there is no free tier at all
  • They diverge on capability: Invoice2go covers Invoice creation and customization, Simplifi covers Budget tracking.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Invoice2go and Simplifi actually diverge.

Attributes where Invoice2go and Simplifi differ
AttributeInvoice2goSimplifi
Starting priceOn request$3.99/month
CategoryAccountingPersonal Finance
FoundedUnknown2020

Identical on both: pricing model (subscription), free tier (No), platforms (web, ios, android), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Invoice2go

  • Invoice creation and customization
  • Estimates and projects
  • In-app payments
  • Automated reminders
  • Accounting integrations
  • Team member access

Only in Simplifi

  • Budget tracking
  • Spending analysis
  • Goal tracking
  • Cash flow insights
  • Bank accounts
  • Credit cards
  • Web support
  • IOS support

What people use each for

The jobs each tool is most often brought in to do.

Invoice2go

  • Freelancers invoicing clients from a mobile devicenot Simplifi
  • Small service businesses tracking estimates and projectsnot Simplifi
  • Businesses wanting integrated card and ACH paymentsnot Simplifi
  • Businesses syncing invoices with QuickBooks or Xeronot Simplifi

Simplifi

  • Personal budgeting with automatic bank transaction importnot Invoice2go
  • Tracking spending, savings goals and net worth in one placenot Invoice2go

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Invoice2go

  • Starter plan caps invoices at just 30 per year, forcing an upgrade for most active businesses.
  • Card processing fees are higher than some dedicated payment processors.
  • Accounting integrations are limited to QuickBooks and Xero, excluding other platforms.
  • Premium plan requires roughly $100k+/year revenue to be cost-effective, per its own positioning.

Simplifi

  • There is no free tier at all
  • The advertised $3.99 a month requires annual billing, against $6.99 paying monthly
  • The subscription auto renews yearly at the then current price, which the terms state is subject to change rather than fixed

Pricing, plan by plan

Invoice2go

On request
  • Starter$undefined/month
    • 30 invoices/year
    • 3.5% card payment fee
    • Free ACH bank transfers
  • Professional$undefined/month
    • 100 invoices/year
    • 3% card payment fee
    • QuickBooks/Xero integration
  • Premium$undefined/month
    • Unlimited invoices
    • 2.9% card payment fee
    • Recurring invoices

Simplifi

$3.99/month
  • Annual$3.99/month
    • Financial aggregation across 14,000+ institutions
    • Spending plan and budgeting tools
    • Savings goals tracking
  • Monthly$6.99/month
    • Financial aggregation across 14,000+ institutions
    • Spending plan and budgeting tools
    • Savings goals tracking

Which should you pick?

Choose Invoice2go if

  • You need invoice creation and customization.
  • You work on web, ios, android.
  • You also want estimates and projects.
Invoice2go review

Choose Simplifi if

  • You need budget tracking.
  • You work on Web, IOS, Android.
  • You also want spending analysis.
Simplifi review

Questions people ask

Is Invoice2go or Simplifi better?
Neither clearly leads. Invoice2go starts at On request and Simplifi at $3.99/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Invoice2go or Simplifi?
Invoice2go starts at On request and Simplifi at $3.99/month.
Does Invoice2go or Simplifi run on more platforms?
Invoice2go runs on web, ios, android. Simplifi runs on Web, IOS, Android.
What is Invoice2go best used for?
Invoice2go is most often used for freelancers invoicing clients from a mobile device, small service businesses tracking estimates and projects, businesses wanting integrated card and ach payments, businesses syncing invoices with quickbooks or xero. Of those, freelancers invoicing clients from a mobile device and small service businesses tracking estimates and projects are not what Simplifi is typically brought in for.
What can Invoice2go do that Simplifi cannot?
Invoice2go covers Invoice creation and customization, Estimates and projects, In-app payments, Automated reminders. Simplifi covers Budget tracking, Spending analysis, Goal tracking, Cash flow insights.

Answered from the vendors’ own pages

Invoice2go: What does Invoice2go cost?

Invoice2go offers three tiers - Starter (30 invoices/year), Professional (100 invoices/year), and Premium (unlimited invoices) - distinguished by invoice volume and card processing fees from 3.5% down to 2.9%.

Source
Simplifi: How much does Quicken Simplifi cost?

Quicken Simplifi costs $3.99 per month when billed annually, or $6.99 per month if billed monthly. The annual plan provides a 43% discount compared to monthly billing.

Source
Invoice2go: Is there a free trial?

Yes, Invoice2go offers a 30-day free trial that requires a credit card but includes a 100% money-back guarantee if canceled within 30 days.

Source
Simplifi: Does Quicken Simplifi offer a free trial?

No free trial is mentioned on the Quicken Simplifi pricing page. The service operates as a cloud-based subscription requiring payment to access personal finance management features including budgeting, spending tracking, and investment portfolio management.

Source
Invoice2go: Does Invoice2go integrate with accounting software?

Yes, the Professional and Premium plans include integration with QuickBooks and Xero.

Source
Simplifi: What payment options are available for Simplifi?

Simplifi requires annual or monthly billing at checkout with automatic renewal. Cancellation is permitted before renewal without penalty.

Source
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