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Accounting · head to head

Invoice2go vs PocketGuard

Invoice2go logo

Invoice2go

Accounting

Mobile-first invoicing app for small businesses and freelancers

From
On request
Rated
-
PocketGuard logo

PocketGuard

Personal Finance

In Your Pocket personal finance

From
$6.25/month
Rated
-

The short version

  • Each has a real cost: Invoice2go starter plan caps invoices at just 30 per year, forcing an upgrade for most active businesses.; PocketGuard no free plan, only 7-day free trial
  • They diverge on capability: Invoice2go covers Invoice creation and customization, PocketGuard covers Real-time spending alerts.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Invoice2go and PocketGuard actually diverge.

Attributes where Invoice2go and PocketGuard differ
AttributeInvoice2goPocketGuard
Starting priceOn request$6.25/month
CategoryAccountingPersonal Finance
FoundedUnknown2012

Identical on both: pricing model (subscription), free tier (No), platforms (web, ios, android), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Invoice2go

  • Invoice creation and customization
  • Estimates and projects
  • In-app payments
  • Automated reminders
  • Accounting integrations
  • Team member access

Only in PocketGuard

  • Real-time spending alerts
  • Budget tracking
  • Goal setting
  • Spending insights
  • Bank accounts
  • Credit cards
  • Web support
  • IOS support

What people use each for

The jobs each tool is most often brought in to do.

Invoice2go

  • Freelancers invoicing clients from a mobile devicenot PocketGuard
  • Small service businesses tracking estimates and projectsnot PocketGuard
  • Businesses wanting integrated card and ACH paymentsnot PocketGuard
  • Businesses syncing invoices with QuickBooks or Xeronot PocketGuard

PocketGuard

  • Tracking spending and bills against a personal budgetnot Invoice2go
  • Finding and cancelling recurring subscriptionsnot Invoice2go

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Invoice2go

  • Starter plan caps invoices at just 30 per year, forcing an upgrade for most active businesses.
  • Card processing fees are higher than some dedicated payment processors.
  • Accounting integrations are limited to QuickBooks and Xero, excluding other platforms.
  • Premium plan requires roughly $100k+/year revenue to be cost-effective, per its own positioning.

PocketGuard

  • No free plan, only 7-day free trial
  • Monthly subscription at $12.99/month costs $155.88 annually if not switched to annual billing
  • Lifetime plan at $149.99 is relatively expensive for personal finance software

Pricing, plan by plan

Invoice2go

On request
  • Starter$undefined/month
    • 30 invoices/year
    • 3.5% card payment fee
    • Free ACH bank transfers
  • Professional$undefined/month
    • 100 invoices/year
    • 3% card payment fee
    • QuickBooks/Xero integration
  • Premium$undefined/month
    • Unlimited invoices
    • 2.9% card payment fee
    • Recurring invoices

PocketGuard

$6.25/month
  • Premium - Monthly$12.99/month
    • Budgeting tools
    • Expense tracking
    • Unlimited bank accounts
  • Premium - Annual$6.25/month
    • Same as monthly
    • $74.99 annual charge saves $81/year
  • Lifetime$149.99/one-time
    • All features
    • No recurring fees
    • Lifetime access

Which should you pick?

Choose Invoice2go if

  • You need invoice creation and customization.
  • You work on web, ios, android.
  • You also want estimates and projects.

Choose PocketGuard if

  • You need real-time spending alerts.
  • You work on Web, IOS, Android.
  • You also want budget tracking.

Questions people ask

Is Invoice2go or PocketGuard better?
Neither clearly leads. Invoice2go starts at On request and PocketGuard at $6.25/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Invoice2go or PocketGuard?
Invoice2go starts at On request and PocketGuard at $6.25/month.
Does Invoice2go or PocketGuard run on more platforms?
Invoice2go runs on web, ios, android. PocketGuard runs on Web, IOS, Android.
What is Invoice2go best used for?
Invoice2go is most often used for freelancers invoicing clients from a mobile device, small service businesses tracking estimates and projects, businesses wanting integrated card and ach payments, businesses syncing invoices with quickbooks or xero. Of those, freelancers invoicing clients from a mobile device and small service businesses tracking estimates and projects are not what PocketGuard is typically brought in for.
What can Invoice2go do that PocketGuard cannot?
Invoice2go covers Invoice creation and customization, Estimates and projects, In-app payments, Automated reminders. PocketGuard covers Real-time spending alerts, Budget tracking, Goal setting, Spending insights.

Answered from the vendors’ own pages

Invoice2go: What does Invoice2go cost?

Invoice2go offers three tiers - Starter (30 invoices/year), Professional (100 invoices/year), and Premium (unlimited invoices) - distinguished by invoice volume and card processing fees from 3.5% down to 2.9%.

Source
PocketGuard: How much does PocketGuard cost?

PocketGuard Premium costs $12.99/month for monthly billing or $6.25/month when billed annually ($74.99/year). A one-time Lifetime plan is also available for $149.99.

Source
Invoice2go: Is there a free trial?

Yes, Invoice2go offers a 30-day free trial that requires a credit card but includes a 100% money-back guarantee if canceled within 30 days.

Source
PocketGuard: Does PocketGuard offer a free trial?

Yes, PocketGuard offers a 7-day free trial with full access to all features. No credit card is required to start the trial.

Source
Invoice2go: Does Invoice2go integrate with accounting software?

Yes, the Professional and Premium plans include integration with QuickBooks and Xero.

Source
PocketGuard: What is the annual savings with PocketGuard's yearly plan?

PocketGuard's annual plan costs $74.99/year ($6.25/month), saving $81 per year compared to paying $12.99 monthly ($155.88/year).

Source
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