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Insurance · head to head

Haven Life vs Hippo

Haven Life logo

Haven Life

Insurance

Life insurance by New York Life

From
Free
Rated
-
Full reviewWebsite
Hippo logo

Hippo

Insurance

Homeowners insurance reimagined

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Haven Life has a free tier, so it costs nothing to try first.
  • Each has a real cost: Haven Life stopped accepting new applications on 12 January 2024. MassMutual wound the business down, citing low consumer adoption and high customer acquisition costs; Hippo no published insurance rates or premium quotes on website; uses dynamic quote model based on individual circumstances
  • They diverge on capability: Haven Life covers Instant quotes, Hippo covers Personalized quotes.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Haven Life and Hippo actually diverge.

Attributes where Haven Life and Hippo differ
AttributeHaven LifeHippo
Starting priceFreeOn request
Pricing modelfreemiumquote
Free tierYesNo
Founded20162015

Identical on both: platforms (Web, Ios, Android), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Haven Life

  • Instant quotes
  • No medical exam
  • Fast underwriting
  • Multiple term options
  • Online application
  • Digital policy delivery
  • Policy management portal
  • 24/7 accessibility

Only in Hippo

  • Personalized quotes
  • Digital policy management
  • 24/7 customer support
  • Mobile app
  • Smart home integrations
  • Claims support
  • Customizable coverage
  • Instant policy changes

Both cover

  • Data encryption
  • Cloud deployment
  • Web support
  • Ios support
  • Android support
  • English language support

What people use each for

The jobs each tool is most often brought in to do.

Haven Life

  • Life insurance shoppingnot Hippo
  • Family protectionnot Hippo
  • Quick policy purchasenot Hippo
  • Financial securitynot Hippo

Hippo

  • Comparing home insurance quotes across multiple carrier partnersnot Haven Life
  • Bundling home coverage with auto, flood, pet or landlord add on policiesnot Haven Life

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Haven Life

  • Stopped accepting new applications on 12 January 2024. MassMutual wound the business down, citing low consumer adoption and high customer acquisition costs
  • havenlife.com now redirects to massmutual.com
  • Existing policies remain valid and are administered by MassMutual, but the product cannot be bought

Hippo

  • No published insurance rates or premium quotes on website; uses dynamic quote model based on individual circumstances

Pricing, plan by plan

Haven Life

Free
  • Quote ToolFree
    • Instant quotes
    • No medical exam
    • Coverage customization
  • Term Life Insurance$undefined/month
    • 10, 20, or 30-year terms
    • Fast underwriting
    • Guaranteed rates

Hippo

On request
  • Essential$undefined/month
    • Dwelling coverage
    • Personal property
    • Liability protection

Which should you pick?

Choose Haven Life if

  • You need instant quotes.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want no medical exam.
Haven Life review

Choose Hippo if

  • You need personalized quotes.
  • You work on Web, Ios, Android.
  • You also want digital policy management.
Hippo review

Questions people ask

Is Haven Life or Hippo better?
Neither clearly leads. Haven Life starts at Free and Hippo at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Haven Life or Hippo?
Haven Life has a free tier; the other does not. Paid plans start at Free for Haven Life and On request for Hippo.
Does Haven Life or Hippo run on more platforms?
Both run on Web, Ios, Android, so platform support will not decide this one for you.
Can I use Haven Life for free?
Yes. Haven Life has a free tier, so you can try it without paying. Hippo starts at On request.
What is Haven Life best used for?
Haven Life is most often used for life insurance shopping, family protection, quick policy purchase, financial security. Of those, life insurance shopping and family protection are not what Hippo is typically brought in for.
What can Haven Life do that Hippo cannot?
Haven Life covers Instant quotes, No medical exam, Fast underwriting, Multiple term options. Hippo covers Personalized quotes, Digital policy management, 24/7 customer support, Mobile app. Both handle Data encryption, Cloud deployment, Web support, Ios support.

Answered from the vendors’ own pages

Hippo: What are Hippo's insurance rates?

Hippo does not publish specific premium rates on its website. The company offers personalized quotes from over 70 carrier partners and claims to provide affordable quotes in under 60 seconds. Actual pricing requires submitting your home information.

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