Software · head to head
Hippo vs Haven Life
The short version
- Only Haven Life has a free tier, so it costs nothing to try first.
- Each has a real cost: Hippo no premium figures are published; the site names only Basic and Enhanced coverage tiers and routes every quote through comparing personalized rates from over 70 carrier partners rather than Hippo's own underwriting; Haven Life stopped accepting new applications on 12 January 2024. MassMutual wound the business down, citing low consumer adoption and high customer acquisition costs
- They diverge on capability: Hippo covers Personalized quotes, Haven Life covers Instant quotes.
Where they differ
Only the attributes on which Hippo and Haven Life actually diverge.
| Attribute | Hippo | Haven Life |
|---|---|---|
| Starting price | On request | Free |
| Pricing model | quote | freemium |
| Free tier | No | Yes |
| Founded | 2015 | 2016 |
Identical on both: platforms (Web, Ios, Android), user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Hippo
- Personalized quotes
- Digital policy management
- 24/7 customer support
- Mobile app
- Smart home integrations
- Claims support
- Customizable coverage
- Instant policy changes
Only in Haven Life
- Instant quotes
- No medical exam
- Fast underwriting
- Multiple term options
- Online application
- Digital policy delivery
- Policy management portal
- 24/7 accessibility
Both cover
- Data encryption
- Cloud deployment
- Web support
- Ios support
- Android support
- English language support
What people use each for
The jobs each tool is most often brought in to do.
Hippo
- Comparing home insurance quotes across multiple carrier partnersnot Haven Life
- Bundling home coverage with auto, flood, pet or landlord add on policiesnot Haven Life
Haven Life
- Life insurance shoppingnot Hippo
- Family protectionnot Hippo
- Quick policy purchasenot Hippo
- Financial securitynot Hippo
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Hippo
- No premium figures are published; the site names only Basic and Enhanced coverage tiers and routes every quote through comparing personalized rates from over 70 carrier partners rather than Hippo's own underwriting
Haven Life
- Stopped accepting new applications on 12 January 2024. MassMutual wound the business down, citing low consumer adoption and high customer acquisition costs
- havenlife.com now redirects to massmutual.com
- Existing policies remain valid and are administered by MassMutual, but the product cannot be bought
Pricing, plan by plan
Hippo
On request- Essential$undefined/month
- Dwelling coverage
- Personal property
- Liability protection
Haven Life
Free- Quote ToolFree
- Instant quotes
- No medical exam
- Coverage customization
- Term Life Insurance$undefined/month
- 10, 20, or 30-year terms
- Fast underwriting
- Guaranteed rates
Which should you pick?
Choose Hippo if
- You need personalized quotes.
- You work on Web, Ios, Android.
- You also want digital policy management.
Choose Haven Life if
- You need instant quotes.
- You want to start without paying.
- You work on Web, Ios, Android.
- You also want no medical exam.
Questions people ask
- Is Hippo or Haven Life better?
- Neither clearly leads. Hippo starts at On request and Haven Life at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Hippo or Haven Life?
- Haven Life has a free tier; the other does not. Paid plans start at On request for Hippo and Free for Haven Life.
- Does Hippo or Haven Life run on more platforms?
- Both run on Web, Ios, Android, so platform support will not decide this one for you.
- Can I use Haven Life for free?
- Yes. Haven Life has a free tier, so you can try it without paying. Hippo starts at On request.
- What is Hippo best used for?
- Hippo is most often used for comparing home insurance quotes across multiple carrier partners, bundling home coverage with auto, flood, pet or landlord add on policies. Of those, comparing home insurance quotes across multiple carrier partners and bundling home coverage with auto, flood, pet or landlord add on policies are not what Haven Life is typically brought in for.
- What can Hippo do that Haven Life cannot?
- Hippo covers Personalized quotes, Digital policy management, 24/7 customer support, Mobile app. Haven Life covers Instant quotes, No medical exam, Fast underwriting, Multiple term options. Both handle Data encryption, Cloud deployment, Web support, Ios support.
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