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Insurance · head to head

Hippo vs Insurity Suite

Hippo logo

Hippo

Insurance

Homeowners insurance reimagined

From
On request
Rated
-
Insurity Suite logo

Insurity Suite

Insurance

End-to-end insurance software for modern carriers

From
On request
Rated
-

The short version

  • Each has a real cost: Hippo no published insurance rates or premium quotes on website; uses dynamic quote model based on individual circumstances; Insurity Suite subscription pricing based on modules and users with no transparent public pricing
  • They diverge on capability: Hippo covers Personalized quotes, Insurity Suite covers Policy lifecycle management.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Hippo and Insurity Suite actually diverge.

Attributes where Hippo and Insurity Suite differ
AttributeHippoInsurity Suite
Pricing modelquotesubscription
PlatformsWeb, Ios, AndroidWeb, Api, Mobile

Identical on both: starting price (On request), free tier (No), user rating (Not yet rated), category (Insurance), founded (2015).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Hippo

  • Personalized quotes
  • Digital policy management
  • 24/7 customer support
  • Mobile app
  • Smart home integrations
  • Claims support
  • Customizable coverage
  • Instant policy changes

Only in Insurity Suite

  • Policy lifecycle management
  • Claims automation
  • Billing and payments
  • Document management
  • Underwriting workbench
  • Reinsurance management
  • Regulatory compliance
  • Analytics dashboard

Both cover

  • Data encryption
  • Cloud deployment

What people use each for

The jobs each tool is most often brought in to do.

Hippo

  • Comparing home insurance quotes across multiple carrier partnersnot Insurity Suite
  • Bundling home coverage with auto, flood, pet or landlord add on policiesnot Insurity Suite

Insurity Suite

  • Policy administrationnot Hippo
  • Claims processingnot Hippo
  • Digital transformationnot Hippo
  • Legacy modernizationnot Hippo

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Hippo

  • No published insurance rates or premium quotes on website; uses dynamic quote model based on individual circumstances

Insurity Suite

  • Subscription pricing based on modules and users with no transparent public pricing
  • Requires significant implementation and configuration to launch new products
  • Targeted primarily at MGAs and specialty carriers, not small independent agents

Pricing, plan by plan

Hippo

On request
  • Essential$undefined/month
    • Dwelling coverage
    • Personal property
    • Liability protection

Insurity Suite

On request
  • Core$undefined/month
    • Policy administration
    • Claims processing
    • Billing management
  • Enterprise$undefined/month
    • All Core features
    • Advanced analytics
    • Custom integrations

Which should you pick?

Choose Hippo if

  • You need personalized quotes.
  • You work on Web, Ios, Android.
  • You also want digital policy management.

Choose Insurity Suite if

  • You need policy lifecycle management.
  • You work on Web, Api, Mobile.
  • You also want claims automation.

Questions people ask

Is Hippo or Insurity Suite better?
Neither clearly leads. Hippo starts at On request and Insurity Suite at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Hippo or Insurity Suite?
Hippo starts at On request and Insurity Suite at On request.
Does Hippo or Insurity Suite run on more platforms?
Hippo runs on Web, Ios, Android. Insurity Suite runs on Web, Api, Mobile.
What is Hippo best used for?
Hippo is most often used for comparing home insurance quotes across multiple carrier partners, bundling home coverage with auto, flood, pet or landlord add on policies. Of those, comparing home insurance quotes across multiple carrier partners and bundling home coverage with auto, flood, pet or landlord add on policies are not what Insurity Suite is typically brought in for.
What can Hippo do that Insurity Suite cannot?
Hippo covers Personalized quotes, Digital policy management, 24/7 customer support, Mobile app. Insurity Suite covers Policy lifecycle management, Claims automation, Billing and payments, Document management. Both handle Data encryption, Cloud deployment.

Answered from the vendors’ own pages

Hippo: What are Hippo's insurance rates?

Hippo does not publish specific premium rates on its website. The company offers personalized quotes from over 70 carrier partners and claims to provide affordable quotes in under 60 seconds. Actual pricing requires submitting your home information.

Source
Insurity Suite: What does Insurity Pro Suite provide?

Insurity Pro Suite is a modular core platform for growing carriers and MGAs, providing enterprise-grade policy administration, integrated billing and accounting, and end-to-end claims management. It supports 20+ commercial and personal lines, E&S, and Lloyd's products.

Source
Insurity Suite: What is Insurity's Sure Personal Suite?

Insurity Sure Personal Suite provides cost-effective policy, billing, and claims solutions specifically designed for personal lines property and casualty carriers.

Source
Insurity Suite: Does Insurity use AI for underwriting?

Yes. Insurity Pro Suite includes an AI-powered risk assistant that identifies profitable submissions through risk scoring, evaluates submission data using artificial intelligence, and provides instant profitability scores to prioritize high-value risks.

Source
Insurity Suite: What claims processing speed does Insurity deliver?

Insurity enables digital claims payments that issue claim settlements in under thirty seconds via integrated ACH, virtual cards, or real-time payment processing rails.

Source
Insurity Suite: Does Insurity offer workflow configuration without coding?

Yes. Insurity provides workflow configuration that allows business users to modify underwriting and claims workflows through a visual interface without requiring software code or IT involvement.

Source
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