Insurance · head to head
Haven Life vs Hippo
The short version
- Only Haven Life has a free tier, so it costs nothing to try first.
- Each has a real cost: Haven Life stopped accepting new applications on 12 January 2024. MassMutual wound the business down, citing low consumer adoption and high customer acquisition costs; Hippo no premium figures are published; the site names only Basic and Enhanced coverage tiers and routes every quote through comparing personalized rates from over 70 carrier partners rather than Hippo's own underwriting
- They diverge on capability: Haven Life covers Instant quotes, Hippo covers Personalized quotes.
Where they differ
Only the attributes on which Haven Life and Hippo actually diverge.
| Attribute | Haven Life | Hippo |
|---|---|---|
| Starting price | Free | On request |
| Pricing model | freemium | quote |
| Free tier | Yes | No |
| Founded | 2016 | 2015 |
Identical on both: platforms (Web, Ios, Android), user rating (Not yet rated), category (Insurance).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Haven Life
- Instant quotes
- No medical exam
- Fast underwriting
- Multiple term options
- Online application
- Digital policy delivery
- Policy management portal
- 24/7 accessibility
Only in Hippo
- Personalized quotes
- Digital policy management
- 24/7 customer support
- Mobile app
- Smart home integrations
- Claims support
- Customizable coverage
- Instant policy changes
Both cover
- Data encryption
- Cloud deployment
- Web support
- Ios support
- Android support
- English language support
What people use each for
The jobs each tool is most often brought in to do.
Haven Life
- Life insurance shoppingnot Hippo
- Family protectionnot Hippo
- Quick policy purchasenot Hippo
- Financial securitynot Hippo
Hippo
- Comparing home insurance quotes across multiple carrier partnersnot Haven Life
- Bundling home coverage with auto, flood, pet or landlord add on policiesnot Haven Life
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Haven Life
- Stopped accepting new applications on 12 January 2024. MassMutual wound the business down, citing low consumer adoption and high customer acquisition costs
- havenlife.com now redirects to massmutual.com
- Existing policies remain valid and are administered by MassMutual, but the product cannot be bought
Hippo
- No premium figures are published; the site names only Basic and Enhanced coverage tiers and routes every quote through comparing personalized rates from over 70 carrier partners rather than Hippo's own underwriting
Pricing, plan by plan
Haven Life
Free- Quote ToolFree
- Instant quotes
- No medical exam
- Coverage customization
- Term Life Insurance$undefined/month
- 10, 20, or 30-year terms
- Fast underwriting
- Guaranteed rates
Hippo
On request- Essential$undefined/month
- Dwelling coverage
- Personal property
- Liability protection
Which should you pick?
Choose Haven Life if
- You need instant quotes.
- You want to start without paying.
- You work on Web, Ios, Android.
- You also want no medical exam.
Choose Hippo if
- You need personalized quotes.
- You work on Web, Ios, Android.
- You also want digital policy management.
Questions people ask
- Is Haven Life or Hippo better?
- Neither clearly leads. Haven Life starts at Free and Hippo at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Haven Life or Hippo?
- Haven Life has a free tier; the other does not. Paid plans start at Free for Haven Life and On request for Hippo.
- Does Haven Life or Hippo run on more platforms?
- Both run on Web, Ios, Android, so platform support will not decide this one for you.
- Can I use Haven Life for free?
- Yes. Haven Life has a free tier, so you can try it without paying. Hippo starts at On request.
- What is Haven Life best used for?
- Haven Life is most often used for life insurance shopping, family protection, quick policy purchase, financial security. Of those, life insurance shopping and family protection are not what Hippo is typically brought in for.
- What can Haven Life do that Hippo cannot?
- Haven Life covers Instant quotes, No medical exam, Fast underwriting, Multiple term options. Hippo covers Personalized quotes, Digital policy management, 24/7 customer support, Mobile app. Both handle Data encryption, Cloud deployment, Web support, Ios support.
Related pages
Other head to heads
- Haven Life vs Duck Creek
- Haven Life vs Duck Creek Policy
- Haven Life vs Guidewire ClaimCenter
- Haven Life vs Guidewire InsuranceNow
- Haven Life vs Guidewire PolicyCenter
- Haven Life vs Applied Epic
- Haven Life vs Majesco Policy for L&A
- Haven Life vs AgencyBloc
- Haven Life vs AgencyZoom
- Haven Life vs Better Agency
- Haven Life vs Bold Penguin
- Haven Life vs Bolt Solutions
- Haven Life vs ClaimVantage
- Haven Life vs CoverWallet
- Haven Life vs Embroker
- Haven Life vs EZLynx
- Haven Life vs FINEOS
- Haven Life vs FRISS
- Hippo vs Duck Creek
- Hippo vs Duck Creek Policy
- Hippo vs Guidewire ClaimCenter
- Hippo vs Guidewire InsuranceNow
- Hippo vs Guidewire PolicyCenter
- Hippo vs Applied Epic
- Hippo vs Majesco Policy for L&A
- Hippo vs AgencyBloc
- Hippo vs AgencyZoom
- Hippo vs Better Agency
- Hippo vs Bold Penguin
- Hippo vs Bolt Solutions
- Hippo vs ClaimVantage
- Hippo vs CoverWallet
- Hippo vs Embroker
- Hippo vs EZLynx
- Hippo vs FINEOS
- Hippo vs FRISS

