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Insurance · head to head

FRISS vs Ivans

FRISS logo

FRISS

Insurance

Trust automation for insurance

From
On request
Rated
-
Full reviewWebsite
Ivans logo

Ivans

Insurance

Carrier to agency data exchange infrastructure that sits under most US insurance agency management systems

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: FRISS no pricing plans, tiers, or costs are published on the website; Ivans applied Systems owns both Ivans and competing agency management systems, so the neutral infrastructure that every AMS depends on is controlled by one of the AMS vendors, a conflict that rival vendors have complained about for years.
  • They diverge on capability: FRISS covers Underwriting risk scoring, Ivans covers Ivans Download.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which FRISS and Ivans actually diverge.

Attributes where FRISS and Ivans differ
AttributeFRISSIvans
Pricing modelsubscriptionquote
PlatformsWeb, ApiWeb
Founded2006Unknown

Identical on both: starting price (On request), free tier (No), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in FRISS

  • Underwriting risk scoring
  • Claims fraud detection
  • Network analysis
  • Real-time decisioning
  • Third-party data enrichment
  • Case management
  • Predictive analytics
  • Compliance monitoring

Only in Ivans

  • Ivans Download
  • Ivans Exchange
  • Ivans Distribution
  • Market Appetite
  • Download analytics for carriers
  • Commission download

What people use each for

The jobs each tool is most often brought in to do.

FRISS

  • Fraud detectionnot Ivans
  • Risk assessmentnot Ivans
  • Underwriting automationnot Ivans
  • Claims investigationnot Ivans
  • Compliancenot Ivans

Ivans

  • An agency evaluating a new management system that needs to confirm, carrier by carrier and line by line, which data will actually download before it signsnot FRISS
  • A carrier launching a new line that wants agency systems to receive policy data automatically rather than by rekeying from a portalnot FRISS
  • An MGA that wants its book visible to retail agencies in the same download flow as admitted carriersnot FRISS
  • An agency operations lead auditing why commission reconciliation keeps failing, which usually turns out to be a missing or misconfigured download connectionnot FRISS

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

FRISS

  • No pricing plans, tiers, or costs are published on the website
  • Requires direct contact through 'Let's talk' call-to-action for pricing inquiries

Ivans

  • Applied Systems owns both Ivans and competing agency management systems, so the neutral infrastructure that every AMS depends on is controlled by one of the AMS vendors, a conflict that rival vendors have complained about for years.
  • Download coverage is decided by carriers, not by Ivans or your AMS, so a carrier that does not publish a line simply does not download it and no amount of configuration in your system will fix it.
  • Eligibility requires that you are appointed and writing the line in that state, meaning newly appointed agencies wait on carrier-side setup with little visibility into where the request sits.
  • Data quality varies sharply by carrier, and agencies routinely find that some carriers send incomplete or oddly mapped policy data that then has to be cleaned inside the AMS, undermining the point of automating it.
  • Pricing is opaque and largely invisible to agencies because it is bundled into AMS and carrier agreements, which makes it impossible to judge what the network actually costs your business or to negotiate it.

Pricing, plan by plan

FRISS

On request
  • Underwriting$undefined/year
    • Risk scoring
    • Application fraud detection
    • Real-time assessment
  • Claims$undefined/year
    • Claims fraud detection
    • Network analysis
    • Investigation prioritization
  • Enterprise Platform$undefined/year
    • All modules
    • Custom models
    • Advanced analytics

Ivans

On request
  • Ivans$undefined/year
    • Ivans Exchange is provided to agencies at no additional charge, with a possible fee for Citizens of Florida business
    • Carrier and MGA participation, Ivans Distribution and appetite products are quoted
    • Pricing is generally embedded in the agency management system or carrier agreement rather than billed separately to the agency

Which should you pick?

Choose FRISS if

  • You need underwriting risk scoring.
  • You work on Web, Api.
  • You also want claims fraud detection.
FRISS review

Choose Ivans if

  • You need ivans download.
  • You also want ivans exchange.
Ivans review

Questions people ask

Is FRISS or Ivans better?
Neither clearly leads. FRISS starts at On request and Ivans at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, FRISS or Ivans?
FRISS starts at On request and Ivans at On request.
Does FRISS or Ivans run on more platforms?
FRISS runs on Web, Api. Ivans runs on Web.
What is FRISS best used for?
FRISS is most often used for fraud detection, risk assessment, underwriting automation, claims investigation. Of those, fraud detection and risk assessment are not what Ivans is typically brought in for.
What can FRISS do that Ivans cannot?
FRISS covers Underwriting risk scoring, Claims fraud detection, Network analysis, Real-time decisioning. Ivans covers Ivans Download, Ivans Exchange, Ivans Distribution, Market Appetite.

Answered from the vendors’ own pages

FRISS: How does FRISS publish pricing information?

FRISS does not publicly disclose pricing on their website. The company directs interested parties to contact their sales team directly for pricing and licensing details.

Source
Ivans: Do agencies pay for Ivans?

Ivans Exchange is provided to agencies at no additional cost, with a noted exception for business written with Citizens of Florida. The economics sit with carriers and with the agency management system vendors.

FRISS: What pricing model does FRISS use?

FRISS does not specify their pricing model on publicly available pages, requiring direct contact with their sales team to discuss pricing structure and implementation costs.

Source
Ivans: Why is a carrier not downloading?

Almost always eligibility or carrier-side publication: you must be appointed and writing that line in that state, and the carrier must publish that line for download. Check the connection status in Ivans Exchange first.

Ivans: Is Ivans owned by Applied Systems?

Yes. That matters because Applied also sells Applied Epic and EZLynx, so a competing AMS depends on infrastructure run by a competitor.

Ivans: Can you switch AMS and keep your downloads?

Connections have to be re-pointed to the new system, which is a per-carrier request through Ivans Exchange and is a common source of migration delay.

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