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Insurance · head to head

FRISS vs Haven Life

FRISS logo

FRISS

Insurance

Trust automation for insurance

From
On request
Rated
-
Full reviewWebsite
Haven Life logo

Haven Life

Insurance

Life insurance by New York Life

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Haven Life has a free tier, so it costs nothing to try first.
  • Each has a real cost: FRISS no pricing plans, tiers, or costs are published on the website; Haven Life stopped accepting new applications on 12 January 2024. MassMutual wound the business down, citing low consumer adoption and high customer acquisition costs
  • They diverge on capability: FRISS covers Underwriting risk scoring, Haven Life covers Instant quotes.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which FRISS and Haven Life actually diverge.

Attributes where FRISS and Haven Life differ
AttributeFRISSHaven Life
Starting priceOn requestFree
Pricing modelsubscriptionfreemium
Free tierNoYes
PlatformsWeb, ApiWeb, Ios, Android
Founded20062016

Identical on both: user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in FRISS

  • Underwriting risk scoring
  • Claims fraud detection
  • Network analysis
  • Real-time decisioning
  • Third-party data enrichment
  • Case management
  • Predictive analytics
  • Compliance monitoring

Only in Haven Life

  • Instant quotes
  • No medical exam
  • Fast underwriting
  • Multiple term options
  • Online application
  • Digital policy delivery
  • Policy management portal
  • 24/7 accessibility

Both cover

  • Data encryption
  • Cloud deployment
  • Web support

What people use each for

The jobs each tool is most often brought in to do.

FRISS

  • Fraud detectionnot Haven Life
  • Risk assessmentnot Haven Life
  • Underwriting automationnot Haven Life
  • Claims investigationnot Haven Life
  • Compliancenot Haven Life

Haven Life

  • Life insurance shoppingnot FRISS
  • Family protectionnot FRISS
  • Quick policy purchasenot FRISS
  • Financial securitynot FRISS

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

FRISS

  • No pricing plans, tiers, or costs are published on the website
  • Requires direct contact through 'Let's talk' call-to-action for pricing inquiries

Haven Life

  • Stopped accepting new applications on 12 January 2024. MassMutual wound the business down, citing low consumer adoption and high customer acquisition costs
  • havenlife.com now redirects to massmutual.com
  • Existing policies remain valid and are administered by MassMutual, but the product cannot be bought

Pricing, plan by plan

FRISS

On request
  • Underwriting$undefined/year
    • Risk scoring
    • Application fraud detection
    • Real-time assessment
  • Claims$undefined/year
    • Claims fraud detection
    • Network analysis
    • Investigation prioritization
  • Enterprise Platform$undefined/year
    • All modules
    • Custom models
    • Advanced analytics

Haven Life

Free
  • Quote ToolFree
    • Instant quotes
    • No medical exam
    • Coverage customization
  • Term Life Insurance$undefined/month
    • 10, 20, or 30-year terms
    • Fast underwriting
    • Guaranteed rates

Which should you pick?

Choose FRISS if

  • You need underwriting risk scoring.
  • You work on Web, Api.
  • You also want claims fraud detection.
FRISS review

Choose Haven Life if

  • You need instant quotes.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want no medical exam.
Haven Life review

Questions people ask

Is FRISS or Haven Life better?
Neither clearly leads. FRISS starts at On request and Haven Life at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, FRISS or Haven Life?
Haven Life has a free tier; the other does not. Paid plans start at On request for FRISS and Free for Haven Life.
Does FRISS or Haven Life run on more platforms?
FRISS runs on Web, Api. Haven Life runs on Web, Ios, Android.
Can I use Haven Life for free?
Yes. Haven Life has a free tier, so you can try it without paying. FRISS starts at On request.
What is FRISS best used for?
FRISS is most often used for fraud detection, risk assessment, underwriting automation, claims investigation. Of those, fraud detection and risk assessment are not what Haven Life is typically brought in for.
What can FRISS do that Haven Life cannot?
FRISS covers Underwriting risk scoring, Claims fraud detection, Network analysis, Real-time decisioning. Haven Life covers Instant quotes, No medical exam, Fast underwriting, Multiple term options. Both handle Data encryption, Cloud deployment, Web support.

Answered from the vendors’ own pages

FRISS: How does FRISS publish pricing information?

FRISS does not publicly disclose pricing on their website. The company directs interested parties to contact their sales team directly for pricing and licensing details.

Source
FRISS: What pricing model does FRISS use?

FRISS does not specify their pricing model on publicly available pages, requiring direct contact with their sales team to discuss pricing structure and implementation costs.

Source
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