Is FloQast or Soldo better?

Neither clearly leads. FloQast starts at $29/month and Soldo at £21/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, FloQast or Soldo?

FloQast starts at $29/month and Soldo at £21/month.

Does FloQast or Soldo run on more platforms?

FloQast runs on Web. Soldo runs on Web, iOS, Android.

What is FloQast best used for?

FloQast is most often used for managing the accounting close with checklists and reconciliations, automating account reconciliation and compliance workflows. Of those, managing the accounting close with checklists and reconciliations and automating account reconciliation and compliance workflows are not what Soldo is typically brought in for.

What can FloQast do that Soldo cannot?

FloQast covers Close management, Reconciliation, Flux analysis, Audit prep. Soldo covers Prepaid company cards, Card-level budgets, Receipt capture, Accounting export.

Accounting · head to head

FloQast vs Soldo

FloQast

Accounting

Close management software for accounting teams

From: $29/month
Rated: -

Full review Website

Soldo

Accounting

Prepaid company card and spend control platform for European businesses

From: £21/month
Rated: -

Full review Website

The short version

Each has a real cost: FloQast no pricing is published, and the vendor states packages scale with business outcomes rather than seat count, which gives a buyer no unit to estimate against; Soldo cards are prepaid, so if the central wallet runs low the cards decline in front of a supplier, and treasury has to keep an idle float funded rather than using a credit line.
They diverge on capability: FloQast covers Close management, Soldo covers Prepaid company cards.
Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which FloQast and Soldo actually diverge.

Attributes where FloQast and Soldo differ
Attribute	FloQast	Soldo
Starting price	$29/month	£21/month
Pricing model	subscription	Per user per month
Platforms	Web	Web, iOS, Android
Founded	2013	Unknown

Identical on both: free tier (No), user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in FloQast

Close management
Reconciliation
Flux analysis
Audit prep
Team collaboration
NetSuite
QuickBooks
Sage

Only in Soldo

Prepaid company cards
Card-level budgets
Receipt capture
Accounting export
Multi-currency wallets
Approval workflows

What people use each for

The jobs each tool is most often brought in to do.

FloQast

Managing the accounting close with checklists and reconciliationsnot Soldo
Automating account reconciliation and compliance workflowsnot Soldo

Soldo

A construction firm giving site managers fuel and materials cards with hard per-card limitsnot FloQast
A marketing team issuing virtual cards per subscription so a cancelled tool cannot keep billingnot FloQast
A UK company that cannot get approved for a credit-based corporate card programmenot FloQast
A multi-entity European business needing EUR and GBP wallets without conversion on every purchasenot FloQast

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

FloQast

No pricing is published, and the vendor states packages scale with business outcomes rather than seat count, which gives a buyer no unit to estimate against
The product is split into five separately packaged solution categories
Every route to a figure runs through a personalised demo

Soldo

Cards are prepaid, so if the central wallet runs low the cards decline in front of a supplier, and treasury has to keep an idle float funded rather than using a credit line.
The plan fee covers only three users, and per-user charges plus physical card fees mean the real monthly cost is several times the advertised headline for a team of twenty.
It does not extend credit, so it gives no working capital benefit and no card rewards of the kind US charge card issuers use to offset their cost.
Sole traders and some business types are not accepted, which catches out small consultancies expecting to sign up online.
Coverage is European; a company with US or Asian subsidiaries will need a second card programme and a second expense workflow for them.

Pricing, plan by plan

FloQast

$29/month

StandardFree
- Custom pricing
- Close management
- Reconciliation

Soldo

£21/month

Standard$21/month
- Three users included
- Around £7 per additional user per month
- Physical card issuance fee around £5, virtual around £1
Plus$33/month
- Three users included
- Around £11 per additional user per month
- Advanced approval and multi-currency features
Enterprise$undefined/month
- Quoted pricing
- Custom card volumes and entity structures
- Dedicated account management

Which should you pick?

Choose FloQast if

You need close management.
You also want reconciliation.

FloQast review

Choose Soldo if

You need prepaid company cards.
You work on Web, iOS, Android.
You also want card-level budgets.

Soldo review

Questions people ask

Is FloQast or Soldo better?: Neither clearly leads. FloQast starts at $29/month and Soldo at £21/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, FloQast or Soldo?: FloQast starts at $29/month and Soldo at £21/month.
Does FloQast or Soldo run on more platforms?: FloQast runs on Web. Soldo runs on Web, iOS, Android.
What is FloQast best used for?: FloQast is most often used for managing the accounting close with checklists and reconciliations, automating account reconciliation and compliance workflows. Of those, managing the accounting close with checklists and reconciliations and automating account reconciliation and compliance workflows are not what Soldo is typically brought in for.
What can FloQast do that Soldo cannot?: FloQast covers Close management, Reconciliation, Flux analysis, Audit prep. Soldo covers Prepaid company cards, Card-level budgets, Receipt capture, Accounting export.

Answered from the vendors’ own pages

FloQast: How much does FloQast cost?

FloQast does not publish specific pricing with dollar amounts. Instead, the company offers customized packages that scale with business outcomes rather than seat count. Pricing is tailored to each organization's unique needs, scope, and scale.

Source

Soldo: Is Soldo a credit card?

No. It is prepaid electronic money. You fund a wallet and cards spend from it, so there is no credit line and no interest-free period.

FloQast: Does FloQast charge per user?

No. FloQast explicitly states 'No Per-User Fees. Pricing Built Around Value, Not Headcount.' The company's pricing is customized to organizational requirements rather than based on the number of users.

Source

Soldo: What licence does Soldo hold?

Soldo is authorised as an electronic money institution, including UK, Irish and Italian entities, which is why it can issue cards without a sponsor bank in those markets.

FloQast: What is FloQast's pricing model?

FloQast uses a value-based pricing approach with customizable packages across solutions like Close Management, Compliance & Risk, Financial Reporting, and AI Automation. Each organization receives a personalized pricing recommendation based on their unique challenges and objectives.

Source

Soldo: What does it really cost for twenty users?

Take the plan fee, add the per-user rate for the seventeen users beyond the included three, then add card issuance fees per physical card.

FloQast vs Soldo

FloQast

Soldo

The short version

Where they differ

What each one covers

Only in FloQast

Only in Soldo

What people use each for

FloQast

Soldo

Where each one falls short

FloQast

Soldo

Pricing, plan by plan

FloQast

Soldo

Which should you pick?

Choose FloQast if

Choose Soldo if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on FloQast

More on Soldo

Keep looking

Other head to heads