Is FloQast or Moss better?

Neither clearly leads. FloQast starts at $29/month and Moss at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, FloQast or Moss?

FloQast starts at $29/month and Moss at On request.

Does FloQast or Moss run on more platforms?

FloQast runs on Web. Moss runs on Web, iOS, Android.

What is FloQast best used for?

FloQast is most often used for managing the accounting close with checklists and reconciliations, automating account reconciliation and compliance workflows. Of those, managing the accounting close with checklists and reconciliations and automating account reconciliation and compliance workflows are not what Moss is typically brought in for.

What can FloQast do that Moss cannot?

FloQast covers Close management, Reconciliation, Flux analysis, Audit prep. Moss covers Corporate credit cards, Invoice management, Employee reimbursements, DATEV export.

Accounting · head to head

FloQast vs Moss

FloQast

Accounting

Close management software for accounting teams

From: $29/month
Rated: -

Full review Website

Moss

Accounting

European corporate cards, invoice management and accounting automation

From: On request
Rated: -

Full review Website

The short version

Each has a real cost: FloQast no pricing is published, and the vendor states packages scale with business outcomes rather than seat count, which gives a buyer no unit to estimate against; Moss pricing is not published anywhere, so the only way to compare Moss with Pleo or Payhawk is to run parallel sales processes and reveal your spend volume to all of them.
They diverge on capability: FloQast covers Close management, Moss covers Corporate credit cards.
Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which FloQast and Moss actually diverge.

Attributes where FloQast and Moss differ
Attribute	FloQast	Moss
Starting price	$29/month	On request
Pricing model	subscription	quote
Platforms	Web	Web, iOS, Android
Founded	2013	Unknown

Identical on both: free tier (No), user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in FloQast

Close management
Reconciliation
Flux analysis
Audit prep
Team collaboration
NetSuite
QuickBooks
Sage

Only in Moss

Corporate credit cards
Invoice management
Employee reimbursements
DATEV export
Accounting preparation
Budgets and teams
Receipt matching
Multi entity

What people use each for

The jobs each tool is most often brought in to do.

FloQast

Managing the accounting close with checklists and reconciliationsnot Moss
Automating account reconciliation and compliance workflowsnot Moss

Moss

A German company whose tax adviser works in DATEV and needs card and invoice data exported without manual rekeyingnot FloQast
A finance team replacing pre funded prepaid cards with a monthly settled credit limit to protect working capitalnot FloQast
A business consolidating supplier invoice approval and card spend into one approval chainnot FloQast
A group with entities in Germany, the Netherlands and Spain wanting one spend view across themnot FloQast

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

FloQast

No pricing is published, and the vendor states packages scale with business outcomes rather than seat count, which gives a buyer no unit to estimate against
The product is split into five separately packaged solution categories
Every route to a figure runs through a personalised demo

Moss

Pricing is not published anywhere, so the only way to compare Moss with Pleo or Payhawk is to run parallel sales processes and reveal your spend volume to all of them.
Card limits are underwritten, so early stage companies and businesses with thin filed accounts are routinely offered limits well below what they need and the limit can be reduced on review.
Coverage is European and weighted to DACH, so any group with United States or Asian entities has to run a second card programme and reconcile two systems.
Invoice management is capable but not a full procurement or purchase order system, so businesses needing three way matching against goods receipts will find it thin.
As a non bank the credit product depends on partner banks and funding lines, which means the terms behind your limit are set by a party you do not contract with and can change without you being the cause.

Pricing, plan by plan

FloQast

$29/month

StandardFree
- Custom pricing
- Close management
- Reconciliation

Moss

On request

Moss$undefined/year
- Platform fee plus per user components, quoted per customer
- Card limits set by underwriting against company financials
- DATEV export and accounting preparation included in core plans

Which should you pick?

Choose FloQast if

You need close management.
You also want reconciliation.

FloQast review

Choose Moss if

You need corporate credit cards.
You work on Web, iOS, Android.
You also want invoice management.

Moss review

Questions people ask

Is FloQast or Moss better?: Neither clearly leads. FloQast starts at $29/month and Moss at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, FloQast or Moss?: FloQast starts at $29/month and Moss at On request.
Does FloQast or Moss run on more platforms?: FloQast runs on Web. Moss runs on Web, iOS, Android.
What is FloQast best used for?: FloQast is most often used for managing the accounting close with checklists and reconciliations, automating account reconciliation and compliance workflows. Of those, managing the accounting close with checklists and reconciliations and automating account reconciliation and compliance workflows are not what Moss is typically brought in for.
What can FloQast do that Moss cannot?: FloQast covers Close management, Reconciliation, Flux analysis, Audit prep. Moss covers Corporate credit cards, Invoice management, Employee reimbursements, DATEV export.

Answered from the vendors’ own pages

FloQast: How much does FloQast cost?

FloQast does not publish specific pricing with dollar amounts. Instead, the company offers customized packages that scale with business outcomes rather than seat count. Pricing is tailored to each organization's unique needs, scope, and scale.

Source

Moss: Does Moss issue credit or prepaid cards?

Credit in its core German offer, settled monthly against an underwritten limit, rather than requiring a pre funded balance.

FloQast: Does FloQast charge per user?

No. FloQast explicitly states 'No Per-User Fees. Pricing Built Around Value, Not Headcount.' The company's pricing is customized to organizational requirements rather than based on the number of users.

Source

Moss: Is DATEV export genuinely automatic?

Yes, bookings and receipt images export in DATEV format, which is the main reason German finance teams choose it over non German tools.

FloQast: What is FloQast's pricing model?

FloQast uses a value-based pricing approach with customizable packages across solutions like Close Management, Compliance & Risk, Financial Reporting, and AI Automation. Each organization receives a personalized pricing recommendation based on their unique challenges and objectives.

Source

Moss: Does Moss work outside Europe?

Not meaningfully. Coverage centres on Germany, Austria, the Netherlands, the UK and Spain, so global groups need a second provider.

FloQast vs Moss

FloQast

Moss

The short version

Where they differ

What each one covers

Only in FloQast

Only in Moss

What people use each for

FloQast

Moss

Where each one falls short

FloQast

Moss

Pricing, plan by plan

FloQast

Moss

Which should you pick?

Choose FloQast if

Choose Moss if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on FloQast

More on Moss

Keep looking

Other head to heads