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Payroll · head to head

Extend vs Omnipresent

Extend logo

Extend

Payroll

Virtual card issuing and spend controls layered onto existing business credit cards

From
Free
Rated
-
Omnipresent logo

Omnipresent

Payroll

Employer of record with a service-led model and a mix of owned and partner entities across 160 countries

From
On request
Rated
-

The short version

  • Only Extend has a free tier, so it costs nothing to try first.
  • Each has a real cost: Extend it depends on an existing business credit card relationship, so a company without a qualifying Amex, Visa or Mastercard business card cannot use it as a standalone card issuer.; Omnipresent pricing sits above the low-cost EOR vendors and is quoted per country, so a company placing many low-salary roles pays a service premium it will not use.
  • They diverge on capability: Extend covers Virtual card issuing, Omnipresent covers Employer of record.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Extend and Omnipresent actually diverge.

Attributes where Extend and Omnipresent differ
AttributeExtendOmnipresent
Starting priceFreeOn request
Pricing modelPer user per month, free starter tierquote
Free tierYesNo
PlatformsWeb, iOS, AndroidWeb

Identical on both: user rating (Not yet rated), category (Payroll).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Extend

  • Virtual card issuing
  • Per-card spend controls
  • Approval workflows
  • Receipt auto-matching
  • ERP integrations
  • API access

Only in Omnipresent

  • Employer of record
  • Owned and partner entities
  • Country cost calculator
  • Negotiated local benefits
  • Named specialists
  • Global mobility
  • Contractor engagement
  • Offboarding support

What people use each for

The jobs each tool is most often brought in to do.

Extend

  • A small business wanting free vendor-level virtual card controls without opening a new card programmenot Omnipresent
  • A company with an existing Amex or bank business card wanting tighter per-vendor spend limitsnot Omnipresent
  • A finance team wanting predictable per-user pricing rather than a private quote for spend managementnot Omnipresent
  • A larger business wanting API-driven automated card issuance tied to its existing card relationshipnot Omnipresent

Omnipresent

  • A company hiring senior staff in a new country where a misclassification or termination error would be expensivenot Extend
  • An employer that wants benefits genuinely competitive in each local market rather than a uniform global packagenot Extend
  • A business testing a market for eighteen months before deciding whether to incorporatenot Extend
  • A team that needs an employment adviser to answer notice period and severance questions before an offer goes outnot Extend

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Extend

  • It depends on an existing business credit card relationship, so a company without a qualifying Amex, Visa or Mastercard business card cannot use it as a standalone card issuer.
  • The free Starter plan is capped at five users and 100 cards a month, which small but growing teams will outgrow quickly and need to upgrade past.
  • The Pro plan enforces a ten-user minimum, so a company with only two or three people who need virtual cards pays for unused seats.
  • Rewards, credit terms and dispute resolution still run through the underlying card issuer, so Extend cannot improve or change those terms; it only adds a control layer on top.
  • Deeper ERP integrations such as NetSuite and Dynamics 365 are reserved for the custom-quoted Enterprise tier, so companies needing them lose the pricing transparency of the published Starter and Pro plans.

Omnipresent

  • Pricing sits above the low-cost EOR vendors and is quoted per country, so a company placing many low-salary roles pays a service premium it will not use.
  • Coverage combines owned entities with in-country partners, and in partner countries the employment liability and payroll calculation belong to a third party rather than to Omnipresent directly.
  • The platform is not an HRIS, so employee records, performance and time off for your directly employed staff still live somewhere else and the two systems have to be reconciled.
  • Statutory deposits and employer contributions are billed separately from the platform fee, and companies routinely underestimate the first-year cash requirement as a result.
  • An EOR is the wrong instrument once headcount in a country passes roughly fifteen to twenty people, and the migration to your own entity is a project the vendor has no incentive to accelerate.

Pricing, plan by plan

Extend

Free
  • StarterFree
    • Up to 5 users and 10 guests
    • Up to 100 virtual cards per month
    • One expense category
  • Pro$11.99/month
    • 10 user minimum
    • Up to 500 virtual cards per month
    • Custom approval workflows and QuickBooks Online integration
  • Enterprise$undefined/month
    • Unlimited users and virtual cards
    • API access for automated card issuance
    • NetSuite and Dynamics 365 integration, dedicated account manager

Omnipresent

On request
  • Employer of Record$undefined/year
    • Priced per employee per month, quoted by country
    • Statutory deposit and employer contributions charged separately
    • Currency conversion applied on payroll runs
  • Contractor Management$undefined/year
    • Per contractor monthly fee
    • Classification assessment
    • Compliant contract templates

Which should you pick?

Choose Extend if

  • You need virtual card issuing.
  • You want to start without paying.
  • You work on Web, iOS, Android.
  • You also want per-card spend controls.

Choose Omnipresent if

  • You need employer of record.
  • You also want owned and partner entities.

Questions people ask

Is Extend or Omnipresent better?
Neither clearly leads. Extend starts at Free and Omnipresent at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Extend or Omnipresent?
Extend has a free tier; the other does not. Paid plans start at Free for Extend and On request for Omnipresent.
Does Extend or Omnipresent run on more platforms?
Extend runs on Web, iOS, Android. Omnipresent runs on Web.
Can I use Extend for free?
Yes. Extend has a free tier, so you can try it without paying. Omnipresent starts at On request.
What is Extend best used for?
Extend is most often used for a small business wanting free vendor-level virtual card controls without opening a new card programme, a company with an existing amex or bank business card wanting tighter per-vendor spend limits, a finance team wanting predictable per-user pricing rather than a private quote for spend management, a larger business wanting api-driven automated card issuance tied to its existing card relationship. Of those, a small business wanting free vendor-level virtual card controls without opening a new card programme and a company with an existing amex or bank business card wanting tighter per-vendor spend limits are not what Omnipresent is typically brought in for.
What can Extend do that Omnipresent cannot?
Extend covers Virtual card issuing, Per-card spend controls, Approval workflows, Receipt auto-matching. Omnipresent covers Employer of record, Owned and partner entities, Country cost calculator, Negotiated local benefits.

Answered from the vendors’ own pages

Extend: Does Extend replace our business credit card?

No, it issues virtual cards against an existing American Express, Visa or Mastercard business credit line rather than opening a new card programme.

Omnipresent: Which countries are owned entities?

Omnipresent owns entities in a subset of its 160-plus country coverage and uses vetted partners elsewhere. Request the list for your specific countries before signing.

Extend: Is there really a free plan?

Yes, the Starter plan is free for up to five users, ten guests and 100 virtual cards a month.

Omnipresent: Why is it more expensive than the budget EORs?

It bundles named advisory support and locally negotiated benefits rather than selling a self-service platform at a low headline rate.

Extend: What does Pro cost?

11.99 dollars per user per month billed annually, or 12 dollars monthly, with a ten-user minimum.

Omnipresent: Does the quoted fee include employer taxes?

No. Employer contributions, statutory deposits and currency conversion are separate from the per employee platform fee.

Omnipresent: When should we stop using an EOR?

Once a country reaches roughly fifteen to twenty employees, running your own entity is usually cheaper and gives you direct control of employment terms.

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