Payroll · pricing
Extend pricing
Extend publishes 3 tiers. Below is each one, what it adds over the tier beneath it, and where the ladder stops being worth climbing for most people.
As of 1 September 2026, Extend pricing is free across 3 published tiers. Figures are the vendor's list prices as recorded on this page's last check; the vendor's site is the final word.
- Entry price
- Free
- Model
- Per user per month, free starter tier
- Tiers
- 3
- Free tier
- Yes
Extend plans, side by side
Every published tier in ascending order of price, with the number of features each one lists. An absence here means the record does not itemise it, not that the tier lacks it.
| Plan | Price | Features listed | Step up from the tier below |
|---|---|---|---|
| Starter | Free | 3 | Entry tier |
| Pro | $11.99/month | 3 | +$11.99/month, 3 more features |
| Enterprise | On request | 3 | Priced on request |
What each tier adds
The set difference between each tier's feature list and the one beneath it. Where a tier lists nothing new, the vendor has either stopped repeating the inherited list or the tier raises limits rather than adding capability, the record does not distinguish the two, so this page does not either.
Starter
FreeThe entry tier. It covers up to 5 users and 10 guests, up to 100 virtual cards per month, one expense category.
Pro
$11.99/monthOver Starter, this tier adds:
- 10 user minimum
- Up to 500 virtual cards per month
- Custom approval workflows and QuickBooks Online integration
Enterprise
On requestOver Pro, this tier adds:
- Unlimited users and virtual cards
- API access for automated card issuance
- NetSuite and Dynamics 365 integration, dedicated account manager
Where Extend stops being free
Starter, Free
- Up to 5 users and 10 guests
- Up to 100 virtual cards per month
- One expense category
Pro, $11.99/month
The first thing you pay for:
- 10 user minimum
- Up to 500 virtual cards per month
- Custom approval workflows and QuickBooks Online integration
What the product covers
The full Extend feature record, grouped as the catalogue groups it. This is the product as a whole; the record does not map every feature onto a specific tier.
Other
- Virtual card issuing
- Per-card spend controls
- Approval workflows
- Receipt auto-matching
- ERP integrations
- API access
People bring Extend in for a small business wanting free vendor-level virtual card controls without opening a new card programme, a company with an existing amex or bank business card wanting tighter per-vendor spend limits, a finance team wanting predictable per-user pricing rather than a private quote for spend management, a larger business wanting api-driven automated card issuance tied to its existing card relationship. If that is not the job you are buying for, the alternatives to Extend are worth a look before you commit to a tier.
How that compares in Payroll
Too few payroll tools in this directory publish a starting price to quote a meaningful median, so the table below is a like-for-like list rather than a ranking.
| Tool | Entry price | Model | Rated | Head to head |
|---|---|---|---|---|
| Extend (this page) | Free | Per user per month, free starter tier | - | |
| Rain Instant Pay | On request | quote | - | vs Extend |
| Clair | On request | quote | - | vs Extend |
| Openwage | On request | Per-transfer fee, paid by the employee | - | vs Extend |
| Refyne | On request | quote | - | vs Extend |
| Hastee | On request | quote | - | vs Extend |
| Wagestream | On request | quote | - | vs Extend |
Ratings are aggregated from third-party sources and imported with each catalogue entry, they are not reviews hosted on Softwr. How each figure is used is set out on the Extend badges page.
Before you pay for Extend
Three things this page cannot tell you, and all three change the bill. The record carries a price and a billing period but not the unit - per-seat and flat-rate pricing are indistinguishable in this data, so a five-person team may be looking at five times the figure above. It carries no annual rate, so any discount for paying yearly is not something this page can quote. And it carries no trial length.
What it can tell you is the shape of the ladder: 3 tiers between Free and On request, with the jump itemised above. Because there is a free tier, the cheapest way to answer the rest is to use it before paying anything.
Extend runs on web, ios, android, and is published by Extend of New York, New York, United States. The full record is on the Extend review, and the rest of the category is under best payroll tools.
Extend pricing questions
- How much does Extend cost?
- Extend publishes 3 tiers, from Free for Starter up to On request for Enterprise. The entry tier costs nothing.
- Does Extend have a free plan?
- Yes. The Starter tier costs nothing and covers up to 5 users and 10 guests, up to 100 virtual cards per month, one expense category. Paying starts at $11.99/month for Pro.
- What is the difference between Starter and Pro on Extend?
- Pro costs $11.99/month against Free, and adds 10 user minimum, up to 500 virtual cards per month, custom approval workflows and quickbooks online integration.
- Is the Enterprise plan on Extend worth it?
- That depends entirely on whether you need what it adds, which on the published record is unlimited users and virtual cards, api access for automated card issuance, netsuite and dynamics 365 integration, dedicated account manager. It costs On request against $11.99/month for Pro. Softwr has not used either tier, so this page can tell you what changes, not whether it is worth the difference to you.
- Which payroll tools can I use without paying?
- 1 of the 8 payroll tools listed alongside Extend have a free tier: Payactiv.
- What am I actually paying for with Extend?
- The record lists 6 features across 1 area: other. In practice it is brought in for a small business wanting free vendor-level virtual card controls without opening a new card programme, a company with an existing amex or bank business card wanting tighter per-vendor spend limits, a finance team wanting predictable per-user pricing rather than a private quote for spend management.
- Does Extend charge per user?
- The record carries a price and a billing period for each of its 3 tiers, but not the unit that price is charged in. Per-seat and flat-rate billing look identical in this data, so check the vendor's page before budgeting for a team.
- Are these Extend prices current?
- They are what the catalogue entry holds, refreshed when the entry is. Vendors change pricing without notice and nobody at Softwr re-verifies each tier by hand, so treat this as a structured summary and the vendor's own pricing page as the authority.
- What should I compare Extend against before paying?
- The closest payroll tools in this directory are Rain Instant Pay, Clair, Openwage, Refyne. Each has a side-by-side comparison with Extend covering price, platforms and features.