Softwr

Payroll · head to head

Extend vs Velocity Global

Extend logo

Extend

Payroll

Virtual card issuing and spend controls layered onto existing business credit cards

From
Free
Rated
-
Full reviewWebsite
Velocity Global logo

Velocity Global

Payroll

Work at the speed of tomorrow

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Extend has a free tier, so it costs nothing to try first.
  • Each has a real cost: Extend it depends on an existing business credit card relationship, so a company without a qualifying Amex, Visa or Mastercard business card cannot use it as a standalone card issuer.; Velocity Global velocity Global has rebranded to Pebl and velocityglobal.com redirects to hellopebl.com
  • They diverge on capability: Extend covers Virtual card issuing, Velocity Global covers Global Employment.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Extend and Velocity Global actually diverge.

Attributes where Extend and Velocity Global differ
AttributeExtendVelocity Global
Starting priceFreeOn request
Pricing modelPer user per month, free starter tierquote
Free tierYesNo
PlatformsWeb, iOS, AndroidWeb
FoundedUnknown2014

Identical on both: user rating (Not yet rated), category (Payroll).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Extend

  • Virtual card issuing
  • Per-card spend controls
  • Approval workflows
  • Receipt auto-matching
  • ERP integrations
  • API access

Only in Velocity Global

  • Global Employment
  • Payroll
  • Benefits
  • Compliance
  • Immigration Services
  • Contractor Management
  • Workday
  • SAP

What people use each for

The jobs each tool is most often brought in to do.

Extend

  • A small business wanting free vendor-level virtual card controls without opening a new card programmenot Velocity Global
  • A company with an existing Amex or bank business card wanting tighter per-vendor spend limitsnot Velocity Global
  • A finance team wanting predictable per-user pricing rather than a private quote for spend managementnot Velocity Global
  • A larger business wanting API-driven automated card issuance tied to its existing card relationshipnot Velocity Global

Velocity Global

  • Hiring employees in countries where a company has no legal entitynot Extend
  • Running global payroll and benefits administration across multiple countriesnot Extend
  • Immigration and visa support for international hiresnot Extend

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Extend

  • It depends on an existing business credit card relationship, so a company without a qualifying Amex, Visa or Mastercard business card cannot use it as a standalone card issuer.
  • The free Starter plan is capped at five users and 100 cards a month, which small but growing teams will outgrow quickly and need to upgrade past.
  • The Pro plan enforces a ten-user minimum, so a company with only two or three people who need virtual cards pays for unused seats.
  • Rewards, credit terms and dispute resolution still run through the underlying card issuer, so Extend cannot improve or change those terms; it only adds a control layer on top.
  • Deeper ERP integrations such as NetSuite and Dynamics 365 are reserved for the custom-quoted Enterprise tier, so companies needing them lose the pricing transparency of the published Starter and Pro plans.

Velocity Global

  • Velocity Global has rebranded to Pebl and velocityglobal.com redirects to hellopebl.com
  • No pricing is published for the Employer of Record service; the site routes to a demo request with no published per-employee rate
  • The offering is an Employer of Record arrangement, so the employee is legally employed by the provider rather than the client

Pricing, plan by plan

Extend

Free
  • StarterFree
    • Up to 5 users and 10 guests
    • Up to 100 virtual cards per month
    • One expense category
  • Pro$11.99/month
    • 10 user minimum
    • Up to 500 virtual cards per month
    • Custom approval workflows and QuickBooks Online integration
  • Enterprise$undefined/month
    • Unlimited users and virtual cards
    • API access for automated card issuance
    • NetSuite and Dynamics 365 integration, dedicated account manager

Velocity Global

On request
  • Employer of Record$undefined/month
    • Global Employment
    • Payroll
    • Benefits

Which should you pick?

Choose Extend if

  • You need virtual card issuing.
  • You want to start without paying.
  • You work on Web, iOS, Android.
  • You also want per-card spend controls.
Extend review

Choose Velocity Global if

  • You need global employment.
  • You also want payroll.
Velocity Global review

Questions people ask

Is Extend or Velocity Global better?
Neither clearly leads. Extend starts at Free and Velocity Global at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Extend or Velocity Global?
Extend has a free tier; the other does not. Paid plans start at Free for Extend and On request for Velocity Global.
Does Extend or Velocity Global run on more platforms?
Extend runs on Web, iOS, Android. Velocity Global runs on Web.
Can I use Extend for free?
Yes. Extend has a free tier, so you can try it without paying. Velocity Global starts at On request.
What is Extend best used for?
Extend is most often used for a small business wanting free vendor-level virtual card controls without opening a new card programme, a company with an existing amex or bank business card wanting tighter per-vendor spend limits, a finance team wanting predictable per-user pricing rather than a private quote for spend management, a larger business wanting api-driven automated card issuance tied to its existing card relationship. Of those, a small business wanting free vendor-level virtual card controls without opening a new card programme and a company with an existing amex or bank business card wanting tighter per-vendor spend limits are not what Velocity Global is typically brought in for.
What can Extend do that Velocity Global cannot?
Extend covers Virtual card issuing, Per-card spend controls, Approval workflows, Receipt auto-matching. Velocity Global covers Global Employment, Payroll, Benefits, Compliance.

Answered from the vendors’ own pages

Extend: Does Extend replace our business credit card?

No, it issues virtual cards against an existing American Express, Visa or Mastercard business credit line rather than opening a new card programme.

Velocity Global: What is Pebl's pricing model for employer of record services?

Pebl charges $399 per employee per month and includes global employment, payroll, compliance support, benefits access, and AI-powered assistant.

Source
Extend: Is there really a free plan?

Yes, the Starter plan is free for up to five users, ten guests and 100 virtual cards a month.

Velocity Global: Does Pebl's pricing vary by country?

Yes. Pricing varies by country and customers must get a clear quote to see country-specific rates on the EOR platform.

Source
Extend: What does Pro cost?

11.99 dollars per user per month billed annually, or 12 dollars monthly, with a ten-user minimum.

Velocity Global: What integrations and tools are included in Pebl's monthly fee?

The monthly fee includes integrations, API access, reporting and visibility tools, and access to local benefits options across different countries.

Source
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