Accounting · head to head
Empower vs Medius

Medius
Accounting
Accounts payable automation and supplier payments for mid-market finance teams, Marlin Equity owned
- From
- On request
- Rated
- -
The short version
- Each has a real cost: Empower specific advisory fees not published; Form ADV consultation required; Medius the sourcing, contract and procurement modules are considerably less developed than the AP core, so buying Medius as a full source-to-pay suite means accepting weak upstream tooling.
- They diverge on capability: Empower covers Net worth tracking, Medius covers Invoice capture and coding.
- Prices and features above were last checked on 31 August 2026.
Where they differ
Only the attributes on which Empower and Medius actually diverge.
Identical on both: starting price (On request), pricing model (quote), free tier (No), platforms (Web, Ios, Android), user rating (Not yet rated), category (Accounting).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Empower
- Net worth tracking
- Investment tracking
- Retirement planner
- Cash flow
- 401k fee analyzer
- Bank connections
- Brokerage accounts
- SOC 2
Only in Medius
- Invoice capture and coding
- Matching and exception handling
- Fraud and anomaly detection
- Supplier payments
- Approval workflow
- ERP integration
What people use each for
The jobs each tool is most often brought in to do.
Empower
- Wealth trackingnot Medius
- Retirement planningnot Medius
- Investment analysisnot Medius
Medius
- A mid-market finance team where most spend arrives as an invoice with no purchase order to match againstnot Empower
- A group with several legal entities on different ERPs that wants one AP process across all of themnot Empower
- Reducing invoice fraud exposure with automated detection of supplier bank detail changesnot Empower
- Replacing a scanning bureau and a shared AP inbox with automated capture and exception-based reviewnot Empower
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Empower
- Specific advisory fees not published; Form ADV consultation required
- High minimum investment thresholds ($100,000 for Personal Strategy)
- Detailed fee structure available only in Form ADV documents
Medius
- The sourcing, contract and procurement modules are considerably less developed than the AP core, so buying Medius as a full source-to-pay suite means accepting weak upstream tooling.
- Pricing is quote-only and driven by invoice volume, so a business with many low-value invoices pays disproportionately relative to the spend being controlled.
- Payments are billed on transaction volume separately from the AP subscription, which is easy to omit from a cost comparison against a licence-only AP tool.
- Private equity ownership since 2017 has produced an acquisition-driven product line, so payments and adjacent capability come from bought-in technology rather than the original platform.
- ERP integration depth varies sharply by system, and organisations on less common or heavily customised ERPs face integration work that lengthens the implementation.
Pricing, plan by plan
Empower
On requestNo published plan breakdown. See the Empower review.
Medius
On request- Medius AP Automation$undefined/year
- Two packaged AP automation tiers
- Priced by invoice volume and entity count
- Sourcing, contracts and procurement modules sold separately
Which should you pick?
Choose Empower if
- You need net worth tracking.
- You work on Web, Ios, Android.
- You also want investment tracking.
Choose Medius if
- You need invoice capture and coding.
- You work on Web, iOS, Android.
- You also want matching and exception handling.
Questions people ask
- Is Empower or Medius better?
- Neither clearly leads. Empower starts at On request and Medius at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Empower or Medius?
- Empower starts at On request and Medius at On request.
- Does Empower or Medius run on more platforms?
- Empower runs on Web, Ios, Android. Medius runs on Web, iOS, Android.
- What is Empower best used for?
- Empower is most often used for wealth tracking, retirement planning, investment analysis. Of those, wealth tracking and retirement planning are not what Medius is typically brought in for.
- What can Empower do that Medius cannot?
- Empower covers Net worth tracking, Investment tracking, Retirement planner, Cash flow. Medius covers Invoice capture and coding, Matching and exception handling, Fraud and anomaly detection, Supplier payments.
Answered from the vendors’ own pages
Empower: Does Empower have a minimum investment requirement?
Empower's advisory services require different minimums based on service level. Personal Strategy advisory requires a minimum of $100,000 in investable assets. Private Client services require $1,000,000 or more.
SourceMedius: Is Medius a procurement suite or an AP tool?
Primarily an AP automation platform with procurement modules attached. If sourcing is your main requirement, look elsewhere.
Empower: How are Empower's advisory fees calculated?
Advisory fees are calculated based on the amount of assets being managed under advice. Specific fee rates are not disclosed on the homepage.
SourceMedius: Who owns Medius?
Marlin Equity Partners, which acquired it in 2017 and has funded several bolt-on acquisitions since.
Empower: Is the high-yield cash account free?
Yes. Empower's high-yield cash account has no account fees and no minimum balance required.
SourceMedius: How is it priced?
By quote, driven by invoice volume and entity count, with payments billed separately on transaction volume.
Empower: Are there fees for stock and ETF trading?
Empower offers commission-free trading for stocks and ETFs with low fees.
SourceMedius: Does it replace our ERP?
No. It sits alongside the ERP and posts approved invoices into it.
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- Medius vs Ramp
- Medius vs QuickBooks
- Medius vs Airbase
- Medius vs Melio
- Medius vs Payoneer
- Medius vs Bench
- Medius vs Plaid
- Medius vs Brex
- Medius vs Fyle
- Medius vs Microsoft Excel
- Medius vs Navan
- Medius vs Bill.com
- Medius vs Ottimate
- Medius vs Pennylane
- Medius vs Recurly
- Medius vs Spendbase
- Medius vs TaxAct
- Medius vs TaxJar
- Medius vs Yooz
- Medius vs Moss
- Medius vs Soldo
- Medius vs Kodo
- Medius vs Paddle
- Medius vs Modern Treasury
- Medius vs Dodo Payments
- Medius vs Adyen
- Medius vs Fortnox
- Medius vs FreeAgent
- Medius vs freee
- Medius vs Happay
- Medius vs insightsoftware
- Medius vs IRIS KashFlow

