Insurance · pricing
NowCerts pricing
NowCerts publishes 4 tiers. Below is each one, what it adds over the tier beneath it, and where the ladder stops being worth climbing for most people.
As of 31 August 2026, NowCerts pricing is $99/month across 4 published tiers. Figures are the vendor's list prices as recorded on this page's last check; the vendor's site is the final word.
- Entry price
- $99/month
- Model
- Per month by seat band
- Tiers
- 4
- Free tier
- Not on record
NowCerts plans, side by side
Every published tier in ascending order of price, with the number of features each one lists. An absence here means the record does not itemise it, not that the tier lacks it.
| Plan | Price | Features listed | Step up from the tier below |
|---|---|---|---|
| Essentials | $99/month | 5 | Entry tier |
| Professional | $169/month | 4 | +$70/month, 4 more features |
| Business | $349/month | 4 | +$180/month, 4 more features |
| Enterprise | On request | 3 | Priced on request |
What each tier adds
The set difference between each tier's feature list and the one beneath it. Where a tier lists nothing new, the vendor has either stopped repeating the inherited list or the tier raises limits rather than adding capability, the record does not distinguish the two, so this page does not either.
Essentials
$99/monthThe entry tier. It covers 1 user included, additional seats 45 usd each, client and policy management, acord forms and certificates, document storage.
Professional
$169/monthOver Essentials, this tier adds:
- 2 users included
- Sales pipeline
- Renewal centre
- Agency dashboard and reports
Business
$349/monthOver Professional, this tier adds:
- 5 users included
- Billing and accounting
- Commission reconciliation
- Workflow management
Enterprise
On requestOver Business, this tier adds:
- 50 or more users
- Quoted
- Additional seats 45 USD each
What the product covers
The full NowCerts feature record, grouped as the catalogue groups it. This is the product as a whole; the record does not map every feature onto a specific tier.
Other
- Policy and client management
- ACORD forms and certificates
- Commission reconciliation
- Insured self-service portal
- Carrier download
- Momentum Automation Center
- Momentum Rate
People bring NowCerts in for a five-person personal lines agency leaving spreadsheets and shared drives that needs certificates and id cards issued without rekeying data, an agency being repriced off applied epic or ams360 that wants comparable core servicing at roughly a third of the seat cost, a commercial lines agency that issues certificates of insurance constantly and wants insureds pulling their own rather than emailing the account manager, a newly formed agency that wants an ams, a comparative rater and lead generation from one vendor rather than stitching three contracts together. If that is not the job you are buying for, the alternatives to NowCerts are worth a look before you commit to a tier.
How that compares in Insurance
Too few insurance tools in this directory publish a starting price to quote a meaningful median, so the table below is a like-for-like list rather than a ranking.
| Tool | Entry price | Model | Rated | Head to head |
|---|---|---|---|---|
| NowCerts (this page) | $99/month | Per month by seat band | - | |
| Riskonnect | On request | quote | - | vs NowCerts |
| QQCatalyst | On request | quote | - | vs NowCerts |
| Indio | On request | quote | - | vs NowCerts |
| Five Sigma | On request | quote | - | vs NowCerts |
| INSTANDA | On request | quote | - | vs NowCerts |
| Semsee | Free, then $50/month | Per user per month | - | vs NowCerts |
Ratings are aggregated from third-party sources and imported with each catalogue entry, they are not reviews hosted on Softwr. How each figure is used is set out on the NowCerts badges page.
Before you pay for NowCerts
Three things this page cannot tell you, and all three change the bill. The record carries a price and a billing period but not the unit - per-seat and flat-rate pricing are indistinguishable in this data, so a five-person team may be looking at five times the figure above. It carries no annual rate, so any discount for paying yearly is not something this page can quote. And it carries no trial length.
What it can tell you is the shape of the ladder: 4 tiers between $99/month and On request, with the jump itemised above. With no free tier on record, the cheapest way to answer the rest is to compare NowCerts against the tools that do have one before committing.
NowCerts runs on web, ios, android, and is published by Momentum (formerly NowCerts Inc.) of Salt Lake City, Utah, United States. The full record is on the NowCerts review, and the rest of the category is under best insurance tools.
NowCerts pricing questions
- How much does NowCerts cost?
- NowCerts publishes 4 tiers, from $99/month for Essentials up to On request for Enterprise. The cheapest paid tier is $99/month.
- Does NowCerts have a free plan?
- Not on the record we hold: NowCerts is listed as Per month by seat band. Whether a free trial is offered is not something this record captures, so check the vendor's site.
- What is the difference between Essentials and Professional on NowCerts?
- Professional costs $169/month against $99/month, and adds 2 users included, sales pipeline, renewal centre, agency dashboard and reports.
- Is the Enterprise plan on NowCerts worth it?
- That depends entirely on whether you need what it adds, which on the published record is 50 or more users, quoted, additional seats 45 usd each. It costs On request against $99/month for Essentials. Softwr has not used either tier, so this page can tell you what changes, not whether it is worth the difference to you.
- Which insurance tools can I use without paying?
- 1 of the 8 insurance tools listed alongside NowCerts have a free tier: Semsee.
- What am I actually paying for with NowCerts?
- The record lists 7 features across 1 area: other. In practice it is brought in for a five-person personal lines agency leaving spreadsheets and shared drives that needs certificates and id cards issued without rekeying data, an agency being repriced off applied epic or ams360 that wants comparable core servicing at roughly a third of the seat cost, a commercial lines agency that issues certificates of insurance constantly and wants insureds pulling their own rather than emailing the account manager.
- Does NowCerts charge per user?
- The record carries a price and a billing period for each of its 4 tiers, but not the unit that price is charged in. Per-seat and flat-rate billing look identical in this data, so check the vendor's page before budgeting for a team.
- Are these NowCerts prices current?
- They are what the catalogue entry holds, refreshed when the entry is. Vendors change pricing without notice and nobody at Softwr re-verifies each tier by hand, so treat this as a structured summary and the vendor's own pricing page as the authority.
- What should I compare NowCerts against before paying?
- The closest insurance tools in this directory are Riskonnect, QQCatalyst, Indio, Five Sigma. Each has a side-by-side comparison with NowCerts covering price, platforms and features.