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Insurance · head to head

NowCerts vs QQCatalyst

NowCerts logo

NowCerts

Insurance

Agency management system for independent insurance agencies, now sold as Momentum AMP

From
$99/month
Rated
-
Full reviewWebsite
QQCatalyst logo

QQCatalyst

Insurance

Vertafore agency management system for small independent agencies

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: NowCerts the product was renamed to Momentum AMP in November 2024, so review sites, integration lists and consultant recommendations that still say NowCerts describe a product now sold under a different brand with a different strategy, and buyers checking references need to be sure which era they are hearing about.; QQCatalyst vertafore development investment is concentrated on AMS360 and Sagitta, so QQCatalyst receives maintenance rather than significant new capability and buyers should plan for that.
  • They diverge on capability: NowCerts covers Policy and client management, QQCatalyst covers Client and policy management.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which NowCerts and QQCatalyst actually diverge.

Attributes where NowCerts and QQCatalyst differ
AttributeNowCertsQQCatalyst
Starting price$99/monthOn request
Pricing modelPer month by seat bandquote
PlatformsWeb, iOS, AndroidWeb

Identical on both: free tier (No), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in NowCerts

  • Policy and client management
  • ACORD forms and certificates
  • Commission reconciliation
  • Insured self-service portal
  • Momentum Automation Center
  • Momentum Rate

Only in QQCatalyst

  • Client and policy management
  • Workflow and activity tracking
  • Commission tracking
  • Document management
  • Sales pipeline

Both cover

  • Carrier download

What people use each for

The jobs each tool is most often brought in to do.

NowCerts

  • A five-person personal lines agency leaving spreadsheets and shared drives that needs certificates and ID cards issued without rekeying datanot QQCatalyst
  • An agency being repriced off Applied Epic or AMS360 that wants comparable core servicing at roughly a third of the seat costnot QQCatalyst
  • A commercial lines agency that issues certificates of insurance constantly and wants insureds pulling their own rather than emailing the account managernot QQCatalyst
  • A newly formed agency that wants an AMS, a comparative rater and lead generation from one vendor rather than stitching three contracts togethernot QQCatalyst

QQCatalyst

  • A small agency moving off spreadsheets and carrier websites to a system with real downloadnot NowCerts
  • An agency that wants a Vertafore product without the cost and administration of AMS360not NowCerts
  • A start-up agency that needs a policy system of record on day one for carrier appointmentsnot NowCerts
  • A retiring principal keeping a small book running with minimal operational overheadnot NowCerts

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

NowCerts

  • The product was renamed to Momentum AMP in November 2024, so review sites, integration lists and consultant recommendations that still say NowCerts describe a product now sold under a different brand with a different strategy, and buyers checking references need to be sure which era they are hearing about.
  • Accounting is functional but shallow next to AMS360, so agencies that run trust accounting or need detailed general ledger treatment usually keep a separate accounting package and reconcile manually.
  • Commercial lines handling, particularly complex schedules and multi-location risks, is weaker than Applied Epic, which is why larger commercial agencies routinely reject it after a proof of concept.
  • Real onboarding is a paid add-on: professional services run 1,950 dollars a month for a split resource or 2,950 for a dedicated one, plus a 900 dollar onboarding fee, so the headline 99 dollar plan is not the true first-year cost for an agency migrating data.
  • The platform is now stacking separately priced modules, with the automation centre, rating and voice each carrying their own monthly fee, and an agency that wants all of them ends up paying several times the advertised AMS price.

QQCatalyst

  • Vertafore development investment is concentrated on AMS360 and Sagitta, so QQCatalyst receives maintenance rather than significant new capability and buyers should plan for that.
  • Leaving any agency management system is punishing because carrier download connections and years of policy history are bound to the vendor, and QQCatalyst is no exception.
  • Reporting is basic compared with AMS360, so agencies that grow into wanting book analysis end up exporting data and rebuilding reports outside the system.
  • Commercial lines servicing, particularly schedules, certificates at volume and complex account structures, is handled less thoroughly than in systems designed for larger agencies.
  • The upgrade path within the Vertafore portfolio is a migration, not a switch, so growth into AMS360 carries a second implementation and a second data conversion cost.

Pricing, plan by plan

NowCerts

$99/month
  • Essentials$99/month
    • 1 user included
    • Additional seats 45 USD each
    • Client and policy management
  • Professional$169/month
    • 2 users included
    • Sales pipeline
    • Renewal centre
  • Business$349/month
    • 5 users included
    • Billing and accounting
    • Commission reconciliation
  • Enterprise$undefined/month
    • 50 or more users
    • Quoted
    • Additional seats 45 USD each

QQCatalyst

On request
  • QQCatalyst$undefined/year
    • Agency management system
    • Carrier download
    • Commission tracking

Which should you pick?

Choose NowCerts if

  • You need policy and client management.
  • You work on Web, iOS, Android.
  • You also want acord forms and certificates.
NowCerts review

Choose QQCatalyst if

  • You need client and policy management.
  • You also want workflow and activity tracking.
QQCatalyst review

Questions people ask

Is NowCerts or QQCatalyst better?
Neither clearly leads. NowCerts starts at $99/month and QQCatalyst at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, NowCerts or QQCatalyst?
NowCerts starts at $99/month and QQCatalyst at On request.
Does NowCerts or QQCatalyst run on more platforms?
NowCerts runs on Web, iOS, Android. QQCatalyst runs on Web.
What is NowCerts best used for?
NowCerts is most often used for a five-person personal lines agency leaving spreadsheets and shared drives that needs certificates and id cards issued without rekeying data, an agency being repriced off applied epic or ams360 that wants comparable core servicing at roughly a third of the seat cost, a commercial lines agency that issues certificates of insurance constantly and wants insureds pulling their own rather than emailing the account manager, a newly formed agency that wants an ams, a comparative rater and lead generation from one vendor rather than stitching three contracts together. Of those, a five-person personal lines agency leaving spreadsheets and shared drives that needs certificates and id cards issued without rekeying data and an agency being repriced off applied epic or ams360 that wants comparable core servicing at roughly a third of the seat cost are not what QQCatalyst is typically brought in for.
What can NowCerts do that QQCatalyst cannot?
NowCerts covers Policy and client management, ACORD forms and certificates, Commission reconciliation, Insured self-service portal. QQCatalyst covers Client and policy management, Workflow and activity tracking, Commission tracking, Document management. Both handle Carrier download.

Answered from the vendors’ own pages

NowCerts: Is NowCerts still sold?

Yes, but under a different name. NowCerts Inc. rebranded to Momentum in November 2024 and the agency management system is now sold as Momentum AMP. Contract with Momentum, not NowCerts.

QQCatalyst: Is QQCatalyst still being sold?

Yes, as the entry point in the Vertafore agency management range. Ask directly about roadmap commitments and the cost of moving to AMS360 later.

NowCerts: What does it actually cost for a five-person agency?

349 US dollars a month on the Business plan covers five users. Add roughly 100 to 300 a month if you want the rating engine, and a one-off 900 dollar onboarding fee.

QQCatalyst: Why is switching agency systems so hard?

Because carrier download is the moat. Re-establishing download across every carrier and migrating policy history is the real cost, and it dwarfs the software fee.

NowCerts: Does it do carrier download?

Yes, through the industry download infrastructure, but carrier coverage is narrower than Applied or Vertafore systems, so confirm your specific carriers before signing.

QQCatalyst: Who should not buy it?

Agencies with substantial commercial lines complexity or an acquisition strategy, both of which push you towards AMS360 or Applied Epic sooner than you expect.

NowCerts: Can it replace Applied Epic?

For small personal lines and light commercial agencies, generally yes. For agencies with heavy commercial schedules or trust accounting requirements, generally no.

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