Is Billit or Melio better?

Neither clearly leads. Billit starts at Free and Melio at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, Billit or Melio?

Billit starts at Free and Melio at Free.

Does Billit or Melio run on more platforms?

Billit runs on Web. Melio runs on Web, Mobile app.

Can I use Billit for free?

Both have a free tier, so you can try either at no cost before committing.

What is Billit best used for?

Billit is most often used for invoice generation and document management for freelancers and small businesses, e-invoicing and peppol compliance for european businesses, recurring billing and payment reminder workflows. Of those, invoice generation and document management for freelancers and small businesses and e-invoicing and peppol compliance for european businesses are not what Melio is typically brought in for.

What can Billit do that Melio cannot?

Melio covers Vendor payments, Card to check, Payment scheduling, Approval workflows.

Accounting · head to head

Billit vs Melio

Billit

Accounting

Belgian invoicing and accounting software with Peppol e-invoicing

From: Free
Rated: -

Full review Website

Melio

Accounting

Simple business payments

From: Free
Rated: -

Full review Website

The short version

Each has a real cost: Billit annual billing required to get approximately 15% discount (one free month included); Melio card payments incur flat 2.9% fee on all plans
Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Billit and Melio actually diverge.

Attributes where Billit and Melio differ
Attribute	Billit	Melio
Pricing model	subscription	freemium
Platforms	Web	Web, Mobile app
Founded	Unknown	2018

Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Billit

Nothing recorded that Melio does not also cover.

Only in Melio

Vendor payments
Card to check
Payment scheduling
Approval workflows
QuickBooks sync
QuickBooks
Xero
FreshBooks

What people use each for

The jobs each tool is most often brought in to do.

Billit

Invoice generation and document management for freelancers and small businessesnot Melio
E-invoicing and Peppol compliance for European businessesnot Melio
Recurring billing and payment reminder workflowsnot Melio

Melio

Accounts payable automationnot Billit
Bill management and payment schedulingnot Billit
Multi-vendor payment processingnot Billit
Invoice receivables and payment collectionnot Billit

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Billit

Annual billing required to get approximately 15% discount (one free month included)
Additional user seats cost €5 per user per month on top of plan price
Overage pricing per document decreases with tier, penalizing rapid growth within a tier

Melio

Card payments incur flat 2.9% fee on all plans
International payments charged $20 flat fee or 2.9% conversion rate plus international fees
Paper checks cost $1.50 per check
Wire transfers cost $10 standard or up to 1% plus $10 for same-day processing
Core and Boost plans charged $10/month per additional user beyond base

Pricing, plan by plan

Billit

Free

Starter$7.5/month
- Up to 25 documents per month
- Peppol e-invoicing
- Invoice customization
Growth$25/month
- Up to 500 documents per month
- All Starter features
- Additional documents: €0.25 per document
Professional$250/month
- Up to 1,000 documents per month
- All Growth features
- Additional documents: €0.15 per document
Enterprise$null/month
- 1,000+ documents per month
- Custom pricing

Melio

Free

GoFree
- 5 free ACH payments per month
- Pay by card, wire, or check
- Basic invoicing
Core$25/month
- 20 free ACH payments per month
- $20/month with annual billing
- QuickBooks Online and Xero sync
Boost$55/month
- 50 free ACH payments per month
- $44/month with annual billing
- QuickBooks Desktop sync
Unlimited$80/month
- Unlimited free ACH payments
- $64/month with annual billing
- NetSuite sync

Which should you pick?

Choose Billit if

You want to start without paying.

Billit review

Choose Melio if

You need vendor payments.
You want to start without paying.
You work on Web, Mobile app.
You also want card to check.

Melio review

Questions people ask

Is Billit or Melio better?: Neither clearly leads. Billit starts at Free and Melio at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Billit or Melio?: Billit starts at Free and Melio at Free.
Does Billit or Melio run on more platforms?: Billit runs on Web. Melio runs on Web, Mobile app.
Can I use Billit for free?: Both have a free tier, so you can try either at no cost before committing.
What is Billit best used for?: Billit is most often used for invoice generation and document management for freelancers and small businesses, e-invoicing and peppol compliance for european businesses, recurring billing and payment reminder workflows. Of those, invoice generation and document management for freelancers and small businesses and e-invoicing and peppol compliance for european businesses are not what Melio is typically brought in for.
What can Billit do that Melio cannot?: Melio covers Vendor payments, Card to check, Payment scheduling, Approval workflows.

Answered from the vendors’ own pages

Billit: What does Billit Starter plan include and how much does it cost?

Billit Starter is €7.50 per month (or €22.92 per month with annual billing, roughly 15% off) and supports up to 25 documents per month. All plans include Peppol e-invoicing, invoice customization, quotes, mobile app, bank integration, and payment reminders. Extra documents over the limit cost €0.50 each.

Source

Melio: What does Melio charge for ACH payments?

Melio's free Go tier includes 5 free ACH payments per month. Core tier provides 20 free ACH payments per month at $25/month. Boost offers 50 free ACH payments at $55/month. Unlimited tier at $80/month includes unlimited free ACH payments.

Source

Billit: How much does it cost to add team members to a Billit account?

The first user is included in your plan. Additional team members cost €5 per user per month. Bookkeepers and accountants can access the accountant portal for free.

Source

Melio: Does Melio charge fees for card payments?

Yes, Melio charges a flat 2.9% fee on all card payments. International card payments also include currency conversion charges and international fees beyond the base 2.9%.

Source

Billit: What is the difference between Billit Growth and Professional plans?

Billit Growth is €25/month for up to 500 documents monthly (€0.25 per overage). Professional is €250/month for up to 1,000 documents monthly (€0.15 per overage). Both include all features; the only differences are document limit and overage rates.

Source

Melio: Can I use Melio for free?

Yes, Melio's free Go tier allows 5 free ACH payments per month with no subscription cost. Users can pay by card, wire, or check and access basic invoicing and payment link features.

Source

Billit vs Melio

Billit

Melio

The short version

Where they differ

What each one covers

Only in Billit

Only in Melio

What people use each for

Billit

Melio

Where each one falls short

Billit

Melio

Pricing, plan by plan

Billit

Melio

Which should you pick?

Choose Billit if

Choose Melio if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on Billit

More on Melio

Keep looking

Other head to heads