Accounting · head to head
Billit vs RazorpayX
Billit
Accounting
Belgian invoicing and accounting software with Peppol e-invoicing
- From
- Free
- Rated
- -
RazorpayX
Accounting
Indian business banking layer for current accounts, automated payouts, vendor payments and payroll
- From
- On request
- Rated
- -
The short version
- Only Billit has a free tier, so it costs nothing to try first.
- Each has a real cost: Billit annual billing required to get approximately 15% discount (one free month included); RazorpayX everything is India specific, the rails, the currency, the statutory deductions and the filings, so a company that redomiciles or expands abroad gets no reuse and has to run a second banking and payroll stack in the new jurisdiction.
- Prices and features above were last checked on 30 August 2026.
Where they differ
Only the attributes on which Billit and RazorpayX actually diverge.
Identical on both: platforms (Web), user rating (Not yet rated), category (Accounting).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Billit
Nothing recorded that RazorpayX does not also cover.
Only in RazorpayX
- Current account
- Payout API
- Bulk payouts
- Payout links
- Vendor payments
- Payroll
- Statutory filing support
- Corporate cards
What people use each for
The jobs each tool is most often brought in to do.
Billit
- Invoice generation and document management for freelancers and small businessesnot RazorpayX
- E-invoicing and Peppol compliance for European businessesnot RazorpayX
- Recurring billing and payment reminder workflowsnot RazorpayX
RazorpayX
- An Indian marketplace settling thousands of seller payouts on a schedule that no bank portal can supportnot Billit
- A startup running payroll for a growing team that needs provident fund, employee state insurance and tax deduction handled without an in house specialistnot Billit
- A company paying many vendors monthly that needs tax deducted at source calculated and recorded against each paymentnot Billit
- A product team that needs disbursements to happen from application code with webhook confirmation rather than from a treasury spreadsheetnot Billit
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Billit
- Annual billing required to get approximately 15% discount (one free month included)
- Additional user seats cost €5 per user per month on top of plan price
- Overage pricing per document decreases with tier, penalizing rapid growth within a tier
RazorpayX
- Everything is India specific, the rails, the currency, the statutory deductions and the filings, so a company that redomiciles or expands abroad gets no reuse and has to run a second banking and payroll stack in the new jurisdiction.
- The current account is held with a partner bank while the interface and the relationship belong to Razorpay, so an escalation about the account itself can fall between two organisations and the deposit protection you have depends on the bank, not on the fintech.
- Indian payment fintechs are subject to active central bank intervention, and Razorpay itself spent a period unable to onboard new merchants following a regulatory direction, so single provider concentration for both collections and payouts is a live continuity risk rather than a theoretical one.
- Payouts carry per transaction charges beyond an included allowance and payroll is charged per employee, so a high volume settlement business or a company hiring quickly finds the running cost scales directly with the activity that made the product attractive.
- Support is largely ticket based and account management is reserved for larger accounts, so a failed high value payout or a payroll run that does not credit becomes a queue rather than a call, which is a poor position to be in on a salary date.
Pricing, plan by plan
Billit
Free- Starter$7.5/month
- Up to 25 documents per month
- Peppol e-invoicing
- Invoice customization
- Growth$25/month
- Up to 500 documents per month
- All Starter features
- Additional documents: €0.25 per document
- Professional$250/month
- Up to 1,000 documents per month
- All Growth features
- Additional documents: €0.15 per document
- Enterprise$null/month
- 1,000+ documents per month
- Custom pricing
RazorpayX
On requestNo published plan breakdown. See the RazorpayX review.
Which should you pick?
Questions people ask
- Is Billit or RazorpayX better?
- Neither clearly leads. Billit starts at Free and RazorpayX at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Billit or RazorpayX?
- Billit has a free tier; the other does not. Paid plans start at Free for Billit and On request for RazorpayX.
- Does Billit or RazorpayX run on more platforms?
- Both run on Web, so platform support will not decide this one for you.
- Can I use Billit for free?
- Yes. Billit has a free tier, so you can try it without paying. RazorpayX starts at On request.
- What is Billit best used for?
- Billit is most often used for invoice generation and document management for freelancers and small businesses, e-invoicing and peppol compliance for european businesses, recurring billing and payment reminder workflows. Of those, invoice generation and document management for freelancers and small businesses and e-invoicing and peppol compliance for european businesses are not what RazorpayX is typically brought in for.
- What can Billit do that RazorpayX cannot?
- RazorpayX covers Current account, Payout API, Bulk payouts, Payout links.
Answered from the vendors’ own pages
Billit: What does Billit Starter plan include and how much does it cost?
Billit Starter is €7.50 per month (or €22.92 per month with annual billing, roughly 15% off) and supports up to 25 documents per month. All plans include Peppol e-invoicing, invoice customization, quotes, mobile app, bank integration, and payment reminders. Extra documents over the limit cost €0.50 each.
SourceRazorpayX: Is RazorpayX a bank?
No. The current account is provided by partner banks. RazorpayX supplies the interface, the payout automation and the payroll and compliance layer on top of it.
Billit: How much does it cost to add team members to a Billit account?
The first user is included in your plan. Additional team members cost €5 per user per month. Bookkeepers and accountants can access the accountant portal for free.
SourceRazorpayX: Can a company registered outside India use it?
No. It serves Indian registered entities, rupee accounts and Indian statutory requirements.
Billit: What is the difference between Billit Growth and Professional plans?
Billit Growth is €25/month for up to 500 documents monthly (€0.25 per overage). Professional is €250/month for up to 1,000 documents monthly (€0.15 per overage). Both include all features; the only differences are document limit and overage rates.
SourceRazorpayX: Does the payroll module handle statutory compliance?
It calculates and supports the main statutory items, provident fund, employee state insurance, professional tax and income tax deduction, and assists with the periodic filings. Confirm the scope against your state specific obligations, since professional tax in particular varies.
RazorpayX: What happens to my payouts if there is a regulatory action against Razorpay?
That has happened before in the form of a restriction on onboarding new merchants. Existing customers continued, but the episode is the reason many businesses keep a bank relationship and a second payout route alive alongside it.
RazorpayX: Does it connect to accounting software?
It integrates with the Indian accounting tools most of its customers use, so payouts and payroll postings do not have to be rekeyed. Check your specific product rather than assuming, because coverage is narrower than for global ledgers.
RazorpayX: How is it priced?
A plan fee with included payout volumes, per transaction charges beyond that, and a per employee charge for payroll. Model your actual payout count rather than the plan headline, because that is where the cost lands.
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