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Accounting · head to head

Billit vs Qonto

Billit logo

Billit

Accounting

Belgian invoicing and accounting software with Peppol e-invoicing

From
Free
Rated
-
Full reviewWebsite
Qonto logo

Qonto

Accounting

French neobank and finance management platform for freelancers, SMEs and businesses

From
€9/month
Rated
-
Full reviewWebsite

The short version

  • Only Billit has a free tier, so it costs nothing to try first.
  • Each has a real cost: Billit annual billing required to get approximately 15% discount (one free month included); Qonto pricing in EUR only, not USD

Where they differ

Only the attributes on which Billit and Qonto actually diverge.

Attributes where Billit and Qonto differ
AttributeBillitQonto
Starting priceFree€9/month
Free tierYesNo

Identical on both: pricing model (subscription), platforms (Web), user rating (Not yet rated), category (Accounting).

What people use each for

The jobs each tool is most often brought in to do.

Billit

  • Invoice generation and document management for freelancers and small businessesnot Qonto
  • E-invoicing and Peppol compliance for European businessesnot Qonto
  • Recurring billing and payment reminder workflowsnot Qonto

Qonto

  • Business bankingnot Billit
  • Team paymentsnot Billit
  • Cash flow managementnot Billit
  • Multi-currency transfersnot Billit
  • Freelancer paymentsnot Billit

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Billit

  • Annual billing required to get approximately 15% discount (one free month included)
  • Additional user seats cost €5 per user per month on top of plan price
  • Overage pricing per document decreases with tier, penalizing rapid growth within a tier

Qonto

  • Pricing in EUR only, not USD
  • Basic tier limited to 30 transfers per month
  • Add-ons for invoice automation and project tracking cost EUR 12-39/month extra
  • Business tier minimum commitment for small team accounts
  • Business plan minimum pricing EUR 49/month vs self-employed EUR 9/month

Pricing, plan by plan

Billit

Free
  • Starter$7.5/month
    • Up to 25 documents per month
    • Peppol e-invoicing
    • Invoice customization
  • Growth$25/month
    • Up to 500 documents per month
    • All Starter features
    • Additional documents: €0.25 per document
  • Professional$250/month
    • Up to 1,000 documents per month
    • All Growth features
    • Additional documents: €0.15 per document
  • Enterprise$null/month
    • 1,000+ documents per month
    • Custom pricing

Qonto

€9/month
  • Basic (Self-Employed)$9/month
    • 30 transfers
    • 1 physical + 2 virtual cards
    • Account remuneration 5% for 2 months
  • Smart (Self-Employed)$19/month
    • 100 transfers
    • 2 physical + 50 virtual cards
    • Account remuneration
  • Premium (Self-Employed)$39/month
    • 200 transfers
    • 2 physical + 50 virtual + 50 Instant cards
  • Essential (Business)$49/month
    • 250 transfers
    • 5 physical + 50 virtual cards
    • Multiple sub-accounts

Which should you pick?

Choose Billit if

  • You want to start without paying.
Billit review

Choose Qonto if

Nothing in the data separates Qonto from Billit on the points above - pick on price and on how each one feels to use.

Qonto review

Questions people ask

Is Billit or Qonto better?
Neither clearly leads. Billit starts at Free and Qonto at €9/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Billit or Qonto?
Billit has a free tier; the other does not. Paid plans start at Free for Billit and €9/month for Qonto.
Does Billit or Qonto run on more platforms?
Both run on Web, so platform support will not decide this one for you.
Can I use Billit for free?
Yes. Billit has a free tier, so you can try it without paying. Qonto starts at €9/month.
What is Billit best used for?
Billit is most often used for invoice generation and document management for freelancers and small businesses, e-invoicing and peppol compliance for european businesses, recurring billing and payment reminder workflows. Of those, invoice generation and document management for freelancers and small businesses and e-invoicing and peppol compliance for european businesses are not what Qonto is typically brought in for.

Answered from the vendors’ own pages

Billit: What does Billit Starter plan include and how much does it cost?

Billit Starter is €7.50 per month (or €22.92 per month with annual billing, roughly 15% off) and supports up to 25 documents per month. All plans include Peppol e-invoicing, invoice customization, quotes, mobile app, bank integration, and payment reminders. Extra documents over the limit cost €0.50 each.

Source
Qonto: How much does Qonto cost?

Qonto's self-employed plans range from EUR 9/month (Basic) to EUR 39/month (Premium). Business plans range from EUR 49/month (Essential) to EUR 199/month (Enterprise).

Source
Billit: How much does it cost to add team members to a Billit account?

The first user is included in your plan. Additional team members cost €5 per user per month. Bookkeepers and accountants can access the accountant portal for free.

Source
Qonto: What is included in Qonto's Basic plan?

The Basic plan costs EUR 9/month and includes 30 monthly transfers, 1 physical card and 2 virtual cards, plus account remuneration at 5% for the first 2 months.

Source
Billit: What is the difference between Billit Growth and Professional plans?

Billit Growth is €25/month for up to 500 documents monthly (€0.25 per overage). Professional is €250/month for up to 1,000 documents monthly (€0.15 per overage). Both include all features; the only differences are document limit and overage rates.

Source
Qonto: What is the difference between self-employed and business plans?

Self-employed plans (Basic to Premium) are for individuals and cost EUR 9-39/month. Business plans (Essential to Enterprise) offer more transfers and cards for teams, ranging from EUR 49-199/month.

Source
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