Is Billit or Qonto better?

Neither clearly leads. Billit starts at Free and Qonto at €9/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, Billit or Qonto?

Billit has a free tier; the other does not. Paid plans start at Free for Billit and €9/month for Qonto.

Does Billit or Qonto run on more platforms?

Both run on Web, so platform support will not decide this one for you.

Can I use Billit for free?

Yes. Billit has a free tier, so you can try it without paying. Qonto starts at €9/month.

What is Billit best used for?

Billit is most often used for invoice generation and document management for freelancers and small businesses, e-invoicing and peppol compliance for european businesses, recurring billing and payment reminder workflows. Of those, invoice generation and document management for freelancers and small businesses and e-invoicing and peppol compliance for european businesses are not what Qonto is typically brought in for.

Accounting · head to head

Billit vs Qonto

Billit

Accounting

Belgian invoicing and accounting software with Peppol e-invoicing

From: Free
Rated: -

Full review Website

Qonto

Accounting

French neobank and finance management platform for freelancers, SMEs and businesses

From: €9/month
Rated: -

Full review Website

The short version

Only Billit has a free tier, so it costs nothing to try first.
Each has a real cost: Billit annual billing required to get approximately 15% discount (one free month included); Qonto pricing in EUR only, not USD
Prices and features above were last checked on 29 August 2026.

Where they differ

Only the attributes on which Billit and Qonto actually diverge.

Attributes where Billit and Qonto differ
Attribute	Billit	Qonto
Starting price	Free	€9/month
Free tier	Yes	No

Identical on both: pricing model (subscription), platforms (Web), user rating (Not yet rated), category (Accounting).

What people use each for

The jobs each tool is most often brought in to do.

Billit

Invoice generation and document management for freelancers and small businessesnot Qonto
E-invoicing and Peppol compliance for European businessesnot Qonto
Recurring billing and payment reminder workflowsnot Qonto

Qonto

Business bankingnot Billit
Team paymentsnot Billit
Cash flow managementnot Billit
Multi-currency transfersnot Billit
Freelancer paymentsnot Billit

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Billit

Annual billing required to get approximately 15% discount (one free month included)
Additional user seats cost €5 per user per month on top of plan price
Overage pricing per document decreases with tier, penalizing rapid growth within a tier

Qonto

Pricing in EUR only, not USD
Basic tier limited to 30 transfers per month
Add-ons for invoice automation and project tracking cost EUR 12-39/month extra
Business tier minimum commitment for small team accounts
Business plan minimum pricing EUR 49/month vs self-employed EUR 9/month

Pricing, plan by plan

Billit

Free

Starter$7.5/month
- Up to 25 documents per month
- Peppol e-invoicing
- Invoice customization
Growth$25/month
- Up to 500 documents per month
- All Starter features
- Additional documents: €0.25 per document
Professional$250/month
- Up to 1,000 documents per month
- All Growth features
- Additional documents: €0.15 per document
Enterprise$null/month
- 1,000+ documents per month
- Custom pricing

Qonto

€9/month

Basic (Self-Employed)$9/month
- 30 transfers
- 1 physical + 2 virtual cards
- Account remuneration 5% for 2 months
Smart (Self-Employed)$19/month
- 100 transfers
- 2 physical + 50 virtual cards
- Account remuneration
Premium (Self-Employed)$39/month
- 200 transfers
- 2 physical + 50 virtual + 50 Instant cards
Essential (Business)$49/month
- 250 transfers
- 5 physical + 50 virtual cards
- Multiple sub-accounts

Which should you pick?

Choose Billit if

You want to start without paying.

Billit review

Choose Qonto if

Nothing in the data separates Qonto from Billit on the points above - pick on price and on how each one feels to use.

Qonto review

Questions people ask

Is Billit or Qonto better?: Neither clearly leads. Billit starts at Free and Qonto at €9/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Billit or Qonto?: Billit has a free tier; the other does not. Paid plans start at Free for Billit and €9/month for Qonto.
Does Billit or Qonto run on more platforms?: Both run on Web, so platform support will not decide this one for you.
Can I use Billit for free?: Yes. Billit has a free tier, so you can try it without paying. Qonto starts at €9/month.
What is Billit best used for?: Billit is most often used for invoice generation and document management for freelancers and small businesses, e-invoicing and peppol compliance for european businesses, recurring billing and payment reminder workflows. Of those, invoice generation and document management for freelancers and small businesses and e-invoicing and peppol compliance for european businesses are not what Qonto is typically brought in for.

Answered from the vendors’ own pages

Billit: What does Billit Starter plan include and how much does it cost?

Billit Starter is €7.50 per month (or €22.92 per month with annual billing, roughly 15% off) and supports up to 25 documents per month. All plans include Peppol e-invoicing, invoice customization, quotes, mobile app, bank integration, and payment reminders. Extra documents over the limit cost €0.50 each.

Source

Qonto: How much does Qonto cost?

Qonto's self-employed plans range from EUR 9/month (Basic) to EUR 39/month (Premium). Business plans range from EUR 49/month (Essential) to EUR 199/month (Enterprise).

Source

Billit: How much does it cost to add team members to a Billit account?

The first user is included in your plan. Additional team members cost €5 per user per month. Bookkeepers and accountants can access the accountant portal for free.

Source

Qonto: What is included in Qonto's Basic plan?

The Basic plan costs EUR 9/month and includes 30 monthly transfers, 1 physical card and 2 virtual cards, plus account remuneration at 5% for the first 2 months.

Source

Billit: What is the difference between Billit Growth and Professional plans?

Billit Growth is €25/month for up to 500 documents monthly (€0.25 per overage). Professional is €250/month for up to 1,000 documents monthly (€0.15 per overage). Both include all features; the only differences are document limit and overage rates.

Source

Qonto: What is the difference between self-employed and business plans?

Self-employed plans (Basic to Premium) are for individuals and cost EUR 9-39/month. Business plans (Essential to Enterprise) offer more transfers and cards for teams, ranging from EUR 49-199/month.

Source

Billit vs Qonto

Billit

Qonto

The short version

Where they differ

What people use each for

Billit

Qonto

Where each one falls short

Billit

Qonto

Pricing, plan by plan

Billit

Qonto

Which should you pick?

Choose Billit if

Choose Qonto if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on Billit

More on Qonto

Keep looking

Other head to heads