Softwr

Accounting · head to head

Billit vs Kodo

Billit logo

Billit

Accounting

Belgian invoicing and accounting software with Peppol e-invoicing

From
Free
Rated
-
Kodo logo

Kodo

Accounting

Corporate cards and intake to pay for Indian businesses

From
On request
Rated
-

The short version

  • Only Billit has a free tier, so it costs nothing to try first.
  • Each has a real cost: Billit annual billing required to get approximately 15% discount (one free month included); Kodo kodo is not a licensed issuer, so card limits, settlement cycles and eligibility come from a partner bank whose terms you do not directly control and which can change the programme.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Billit and Kodo actually diverge.

Attributes where Billit and Kodo differ
AttributeBillitKodo
Starting priceFreeOn request
Pricing modelsubscriptionquote
Free tierYesNo
PlatformsWebWeb, iOS, Android

Identical on both: user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Billit

Nothing recorded that Kodo does not also cover.

Only in Kodo

  • Corporate cards
  • Purchase requests
  • Invoice capture and matching
  • Vendor payouts
  • GST and TDS handling
  • ERP integration
  • Approval workflows
  • Spend analytics

What people use each for

The jobs each tool is most often brought in to do.

Billit

  • Invoice generation and document management for freelancers and small businessesnot Kodo
  • E-invoicing and Peppol compliance for European businessesnot Kodo
  • Recurring billing and payment reminder workflowsnot Kodo

Kodo

  • An Indian startup replacing founder personal cards with issued cards carrying per employee limitsnot Billit
  • A finance team automating vendor payouts across NEFT, RTGS and UPI with maker checker approvalnot Billit
  • A company that needs GST compliant invoice coding flowing into Tally without rekeyingnot Billit
  • A business enforcing purchase requests and approvals before spend rather than reconciling it afterwardsnot Billit

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Billit

  • Annual billing required to get approximately 15% discount (one free month included)
  • Additional user seats cost €5 per user per month on top of plan price
  • Overage pricing per document decreases with tier, penalizing rapid growth within a tier

Kodo

  • Kodo is not a licensed issuer, so card limits, settlement cycles and eligibility come from a partner bank whose terms you do not directly control and which can change the programme.
  • Indian regulatory changes on prepaid instruments and card issuing partnerships have repeatedly disrupted fintech card programmes, so continuity risk is higher here than in equivalent European or United States products.
  • Pricing is not published, so comparing Kodo against Happay, Zoho Expense or a bank corporate card requires a full sales cycle and disclosure of your spend volumes.
  • Coverage is India only, so any group with overseas subsidiaries runs a second card and payables system and loses the consolidated view.
  • The intake to pay workflow is lighter than a dedicated procurement suite, with limited contract management and supplier onboarding, so regulated or heavily audited buyers will find gaps.

Pricing, plan by plan

Billit

Free
  • Starter$7.5/month
    • Up to 25 documents per month
    • Peppol e-invoicing
    • Invoice customization
  • Growth$25/month
    • Up to 500 documents per month
    • All Starter features
    • Additional documents: €0.25 per document
  • Professional$250/month
    • Up to 1,000 documents per month
    • All Growth features
    • Additional documents: €0.15 per document
  • Enterprise$null/month
    • 1,000+ documents per month
    • Custom pricing

Kodo

On request
  • Kodo$undefined/year
    • Quoted per customer, no published rate card
    • Card limits and settlement terms set by the sponsoring partner bank
    • Payout volumes and payment rails may carry per transaction charges

Which should you pick?

Choose Billit if

  • You want to start without paying.

Choose Kodo if

  • You need corporate cards.
  • You work on Web, iOS, Android.
  • You also want purchase requests.

Questions people ask

Is Billit or Kodo better?
Neither clearly leads. Billit starts at Free and Kodo at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Billit or Kodo?
Billit has a free tier; the other does not. Paid plans start at Free for Billit and On request for Kodo.
Does Billit or Kodo run on more platforms?
Billit runs on Web. Kodo runs on Web, iOS, Android.
Can I use Billit for free?
Yes. Billit has a free tier, so you can try it without paying. Kodo starts at On request.
What is Billit best used for?
Billit is most often used for invoice generation and document management for freelancers and small businesses, e-invoicing and peppol compliance for european businesses, recurring billing and payment reminder workflows. Of those, invoice generation and document management for freelancers and small businesses and e-invoicing and peppol compliance for european businesses are not what Kodo is typically brought in for.
What can Billit do that Kodo cannot?
Kodo covers Corporate cards, Purchase requests, Invoice capture and matching, Vendor payouts.

Answered from the vendors’ own pages

Billit: What does Billit Starter plan include and how much does it cost?

Billit Starter is €7.50 per month (or €22.92 per month with annual billing, roughly 15% off) and supports up to 25 documents per month. All plans include Peppol e-invoicing, invoice customization, quotes, mobile app, bank integration, and payment reminders. Extra documents over the limit cost €0.50 each.

Source
Kodo: Who actually issues the cards?

A partner bank under a card network arrangement, not Kodo. Ask which bank, whether the product is credit or prepaid, and what happens to your limits if the partnership changes.

Billit: How much does it cost to add team members to a Billit account?

The first user is included in your plan. Additional team members cost €5 per user per month. Bookkeepers and accountants can access the accountant portal for free.

Source
Kodo: Is pricing published?

No. Kodo quotes per customer, so benchmark against at least two Indian rivals before signing.

Billit: What is the difference between Billit Growth and Professional plans?

Billit Growth is €25/month for up to 500 documents monthly (€0.25 per overage). Professional is €250/month for up to 1,000 documents monthly (€0.15 per overage). Both include all features; the only differences are document limit and overage rates.

Source
Kodo: Does Kodo work outside India?

No meaningful coverage outside India for card issuing or payouts.

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