Accounting · head to head
Billit vs Kodo

Billit
Accounting
Belgian invoicing and accounting software with Peppol e-invoicing
- From
- Free
- Rated
- -

Kodo
Accounting
Corporate cards and intake to pay for Indian businesses
- From
- On request
- Rated
- -
The short version
- Only Billit has a free tier, so it costs nothing to try first.
- Each has a real cost: Billit annual billing required to get approximately 15% discount (one free month included); Kodo kodo is not a licensed issuer, so card limits, settlement cycles and eligibility come from a partner bank whose terms you do not directly control and which can change the programme.
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which Billit and Kodo actually diverge.
Identical on both: user rating (Not yet rated), category (Accounting).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Billit
Nothing recorded that Kodo does not also cover.
Only in Kodo
- Corporate cards
- Purchase requests
- Invoice capture and matching
- Vendor payouts
- GST and TDS handling
- ERP integration
- Approval workflows
- Spend analytics
What people use each for
The jobs each tool is most often brought in to do.
Billit
- Invoice generation and document management for freelancers and small businessesnot Kodo
- E-invoicing and Peppol compliance for European businessesnot Kodo
- Recurring billing and payment reminder workflowsnot Kodo
Kodo
- An Indian startup replacing founder personal cards with issued cards carrying per employee limitsnot Billit
- A finance team automating vendor payouts across NEFT, RTGS and UPI with maker checker approvalnot Billit
- A company that needs GST compliant invoice coding flowing into Tally without rekeyingnot Billit
- A business enforcing purchase requests and approvals before spend rather than reconciling it afterwardsnot Billit
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Billit
- Annual billing required to get approximately 15% discount (one free month included)
- Additional user seats cost €5 per user per month on top of plan price
- Overage pricing per document decreases with tier, penalizing rapid growth within a tier
Kodo
- Kodo is not a licensed issuer, so card limits, settlement cycles and eligibility come from a partner bank whose terms you do not directly control and which can change the programme.
- Indian regulatory changes on prepaid instruments and card issuing partnerships have repeatedly disrupted fintech card programmes, so continuity risk is higher here than in equivalent European or United States products.
- Pricing is not published, so comparing Kodo against Happay, Zoho Expense or a bank corporate card requires a full sales cycle and disclosure of your spend volumes.
- Coverage is India only, so any group with overseas subsidiaries runs a second card and payables system and loses the consolidated view.
- The intake to pay workflow is lighter than a dedicated procurement suite, with limited contract management and supplier onboarding, so regulated or heavily audited buyers will find gaps.
Pricing, plan by plan
Billit
Free- Starter$7.5/month
- Up to 25 documents per month
- Peppol e-invoicing
- Invoice customization
- Growth$25/month
- Up to 500 documents per month
- All Starter features
- Additional documents: €0.25 per document
- Professional$250/month
- Up to 1,000 documents per month
- All Growth features
- Additional documents: €0.15 per document
- Enterprise$null/month
- 1,000+ documents per month
- Custom pricing
Kodo
On request- Kodo$undefined/year
- Quoted per customer, no published rate card
- Card limits and settlement terms set by the sponsoring partner bank
- Payout volumes and payment rails may carry per transaction charges
Which should you pick?
Choose Kodo if
- You need corporate cards.
- You work on Web, iOS, Android.
- You also want purchase requests.
Questions people ask
- Is Billit or Kodo better?
- Neither clearly leads. Billit starts at Free and Kodo at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Billit or Kodo?
- Billit has a free tier; the other does not. Paid plans start at Free for Billit and On request for Kodo.
- Does Billit or Kodo run on more platforms?
- Billit runs on Web. Kodo runs on Web, iOS, Android.
- Can I use Billit for free?
- Yes. Billit has a free tier, so you can try it without paying. Kodo starts at On request.
- What is Billit best used for?
- Billit is most often used for invoice generation and document management for freelancers and small businesses, e-invoicing and peppol compliance for european businesses, recurring billing and payment reminder workflows. Of those, invoice generation and document management for freelancers and small businesses and e-invoicing and peppol compliance for european businesses are not what Kodo is typically brought in for.
- What can Billit do that Kodo cannot?
- Kodo covers Corporate cards, Purchase requests, Invoice capture and matching, Vendor payouts.
Answered from the vendors’ own pages
Billit: What does Billit Starter plan include and how much does it cost?
Billit Starter is €7.50 per month (or €22.92 per month with annual billing, roughly 15% off) and supports up to 25 documents per month. All plans include Peppol e-invoicing, invoice customization, quotes, mobile app, bank integration, and payment reminders. Extra documents over the limit cost €0.50 each.
SourceKodo: Who actually issues the cards?
A partner bank under a card network arrangement, not Kodo. Ask which bank, whether the product is credit or prepaid, and what happens to your limits if the partnership changes.
Billit: How much does it cost to add team members to a Billit account?
The first user is included in your plan. Additional team members cost €5 per user per month. Bookkeepers and accountants can access the accountant portal for free.
SourceKodo: Is pricing published?
No. Kodo quotes per customer, so benchmark against at least two Indian rivals before signing.
Billit: What is the difference between Billit Growth and Professional plans?
Billit Growth is €25/month for up to 500 documents monthly (€0.25 per overage). Professional is €250/month for up to 1,000 documents monthly (€0.15 per overage). Both include all features; the only differences are document limit and overage rates.
SourceKodo: Does Kodo work outside India?
No meaningful coverage outside India for card issuing or payouts.
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