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E-commerce · head to head

Authorize.net vs Etsy

A

Authorize.net

E-commerce

We help make it easy to get paid

From
On request
Rated
-
Full reviewWebsite
Etsy logo

Etsy

E-commerce & Retail

Global marketplace for handmade, vintage, and unique items

From
$0.2/per-listing
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Authorize.net all-in-One plan charges a $25 monthly gateway fee plus 2.9% + 30 cents per transaction on top of it; Etsy etsy charges a $0.20 USD listing fee per item, a 6.5% transaction fee on sale price plus shipping, a 3% plus $0.25 USD payment processing fee, and a 2.5% currency conversion fee when shop and payment currencies differ

Where they differ

Only the attributes on which Authorize.net and Etsy actually diverge.

Attributes where Authorize.net and Etsy differ
AttributeAuthorize.netEtsy
Starting priceOn request$0.2/per-listing
Pricing modelsubscriptiontransaction
CategoryE-commerceE-commerce & Retail
FoundedUnknown2005

Identical on both: free tier (No), platforms (Web), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Authorize.net

Nothing recorded that Etsy does not also cover.

Only in Etsy

  • Shop setup
  • Product listings
  • Payment processing
  • Shop customization
  • Order management
  • Shipping labels
  • Reviews & ratings
  • Shipping protection

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Authorize.net

  • All-in-One plan charges a $25 monthly gateway fee plus 2.9% + 30 cents per transaction on top of it
  • eCheck processing carries its own $10 monthly minimum fee separate from the card processing charges

Etsy

  • Etsy charges a $0.20 USD listing fee per item, a 6.5% transaction fee on sale price plus shipping, a 3% plus $0.25 USD payment processing fee, and a 2.5% currency conversion fee when shop and payment currencies differ

Pricing, plan by plan

Authorize.net

On request

No published plan breakdown. See the Authorize.net review.

Etsy

$0.2/per-listing
  • Standard Shop$0.2/per-listing-plus-commission
    • Listing fees
    • Transaction fees
    • Payment processing

Which should you pick?

Choose Authorize.net if

Nothing in the data separates Authorize.net from Etsy on the points above - pick on price and on how each one feels to use.

Authorize.net review

Choose Etsy if

  • You need shop setup.
  • You also want product listings.
Etsy review

Questions people ask

Is Authorize.net or Etsy better?
Neither clearly leads. Authorize.net starts at On request and Etsy at $0.2/per-listing, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Authorize.net or Etsy?
Authorize.net starts at On request and Etsy at $0.2/per-listing.
Does Authorize.net or Etsy run on more platforms?
Both run on Web, so platform support will not decide this one for you.
What can Authorize.net do that Etsy cannot?
Etsy covers Shop setup, Product listings, Payment processing, Shop customization.
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