Authorize.netvs
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Authorize.net
We help make it easy to get paid
As of 29 August 2026, Authorize.net starts at $25/month. Visa's payment gateway for online, mobile and in-person transactions, sold as All-in-One, Gateway Only and Gateway plus eCheck plans. Softwr lists it under E-Commerce.
Overview
What Authorize.net does
Visa's payment gateway for online, mobile and in-person transactions, sold as All-in-One, Gateway Only and Gateway plus eCheck plans.
What people use it for
- E-commerce payment processing
- Recurring billing and subscription management
- Multi-channel payment acceptance
The honest half
Where it falls short
Concrete and checkable, so you can decide whether any of them matter to you. This is the half of a review a vendor will not write about Authorize.net.
- All-in-One plan charges 2.9% + 30¢ per card transaction, higher than Gateway-only rate of 10¢ + batch fee
- Gateway + eCheck plan limited to U.S.-based businesses only
- eCheck processing includes $10 minimum monthly fee on Gateway + eCheck plan
- Chargeback fees apply: $0 for standard processing but $25 for eCheck chargebacks
Cross-shopped
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Pricing
What Authorize.net costs
Taken from the vendor's own pricing page. Prices move, so check before you buy.
All-in-One
$25 /mo
- Merchant account and payment gateway
- Transaction rate 2.9% + 30¢ per transaction
- Multiple payment types (cards, Apple Pay, Google Pay)
- Automated recurring billing
- Advanced fraud detection suite
- Customer information manager
Gateway Only
$25 /mo
- Payment gateway only
- For existing merchant account holders
- Transaction rate 10¢ per transaction + 10¢ daily batch fee
- Multiple payment types supported
- Advanced fraud detection suite
- 24/7 live support
Gateway + eCheck
$25 /mo
- Payment gateway with eCheck support
- eCheck rate 0.75% per transaction
- Credit card rate 10¢ per transaction + 10¢ daily batch fee
- eCheck minimum monthly fee $10
- U.S.-based businesses only
- Advanced fraud detection
Answered, with sources
Questions people ask
Each answer names the page it came from, so you can check it rather than take our word for it.
How much does Authorize.net cost?
Authorize.net charges a $25/month gateway fee across all plans. Transaction rates vary: All-in-One plan charges 2.9% + 30¢ per card transaction, Gateway-only plan charges 10¢ per transaction + 10¢ daily batch fee, and Gateway + eCheck charges 0.75% for eCheck or 10¢ + 10¢ batch for credit cards.
SourceAre there any setup or termination fees?
No setup fee or early termination fee applies to any Authorize.net plan. You can cancel your account without penalty once service usage stops.
SourceWhat are the additional fees beyond the monthly gateway charge?
Beyond the $25/month fee, additional charges include Account Updater service at $0.25 per update, standard chargeback fees at $0 (but $25 for eCheck chargebacks), and returned item fee of $3 for eCheck payments. eCheck processing includes a $10 minimum monthly fee.
SourceWhat payment types does Authorize.net accept?
Authorize.net accepts credit cards, Apple Pay, Google Pay, and eCheck payments (Gateway + eCheck plan and higher). All plans include automated recurring billing, customer information manager, digital invoicing, and advanced fraud detection.
SourceKeep looking
Where to go from Authorize.net
- Authorize.net alternativesEvery product people weigh against it
- Authorize.net pricingPlans, floors and what the tiers exclude
- Authorize.net badgesWhich rules it meets, and the figure behind each
- All E-Commerce softwareThe full category
- Best E-Commerce softwareThe shortlist, and how it was cut
Best E-Commerce software for
Compare Authorize.net with
- FullStory
- Hotjar
- Mailchimp
- Contentful
- Amazon Shopping
- Braintree
- Razorpay
- Magento
- Square
- BigCommerce
- Heartland Retail
- Depop
- Retail Pro
- Saleor
- SamCart
- Sellfy
- Shopware
- Razorpay
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14 researched notes
Softwr does not host reviews and shows no star rating for Authorize.net, because a rating we did not collect is not ours to publish. What is here is the pricing and platform detail from the vendor’s own pages, limitations we could state concretely, and alternatives a reviewer confirmed people weigh against it. Tell us if any of it is wrong.
More on Authorize.net
Authorize.net alternatives
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Authorize.net pricing
Every tier, and where the cost actually lands
Compare Authorize.net
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