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Software · head to head

AgencyZoom vs Root Insurance

AgencyZoom logo

AgencyZoom

Software

Unified agency management and brokerage platform

From
$249/month
Rated
-
Full reviewWebsite
R

Root Insurance

Software

Car insurance priced primarily on driving behavior measured through an app test drive

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: AgencyZoom starts at $149 a month for independent agencies, rising to $349 for the Pro tier; Root Insurance telematics based pricing is not used in California and Maryland, where the core driving-behavior pricing model does not apply, as of August 2026

Where they differ

Only the attributes on which AgencyZoom and Root Insurance actually diverge.

Attributes where AgencyZoom and Root Insurance differ
AttributeAgencyZoomRoot Insurance
Starting price$249/monthOn request
Pricing modelsubscriptionquote
PlatformsWeb, Ios, AndroidWeb
Founded2009Unknown

Identical on both: free tier (No), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in AgencyZoom

  • Policy management
  • Integrated accounting
  • Client management
  • Reporting
  • Document management
  • Carrier downloads
  • Client portal
  • Mobile app

Only in Root Insurance

Nothing recorded that AgencyZoom does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

AgencyZoom

  • Lead management and prospecting for insurance agenciesnot Root Insurance
  • Automated follow-up and winback campaignsnot Root Insurance
  • Producer goal tracking and commission calculationnot Root Insurance
  • Collecting Google reviews from policyholdersnot Root Insurance
  • Multi-location management for captive agency groupsnot Root Insurance

Root Insurance

No use cases recorded yet. See the Root Insurance review.

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

AgencyZoom

  • Starts at $149 a month for independent agencies, rising to $349 for the Pro tier
  • All plans include up to 7 user seats and extra seats require contacting sales
  • Zapier, Google Reviews and two-way email and texting need the Growth tier at $199 a month
  • AgencyHR, the service centre and events automation are Pro only
  • Integrating with an agency management system may cost extra depending on the system

Root Insurance

  • Telematics based pricing is not used in California and Maryland, where the core driving-behavior pricing model does not apply, as of August 2026
  • No base premium is published; quotes require completing a several week app-based test drive before a rate is shown, as of August 2026

Pricing, plan by plan

AgencyZoom

$249/month
  • Professional$249/month
    • Policy management
    • Accounting
    • Client management

Root Insurance

On request

No published plan breakdown. See the Root Insurance review.

Which should you pick?

Choose AgencyZoom if

  • You need policy management.
  • You work on Web, Ios, Android.
  • You also want integrated accounting.
AgencyZoom review

Choose Root Insurance if

Nothing in the data separates Root Insurance from AgencyZoom on the points above - pick on price and on how each one feels to use.

Root Insurance review

Questions people ask

Is AgencyZoom or Root Insurance better?
Neither clearly leads. AgencyZoom starts at $249/month and Root Insurance at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, AgencyZoom or Root Insurance?
AgencyZoom starts at $249/month and Root Insurance at On request.
Does AgencyZoom or Root Insurance run on more platforms?
AgencyZoom runs on Web, Ios, Android. Root Insurance runs on Web.
What is AgencyZoom best used for?
AgencyZoom is most often used for lead management and prospecting for insurance agencies, automated follow-up and winback campaigns, producer goal tracking and commission calculation, collecting google reviews from policyholders. Of those, lead management and prospecting for insurance agencies and automated follow-up and winback campaigns are not what Root Insurance is typically brought in for.
What can AgencyZoom do that Root Insurance cannot?
AgencyZoom covers Policy management, Integrated accounting, Client management, Reporting.
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Related pages

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