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Insurance · head to head

HawkSoft vs Root Insurance

HawkSoft logo

HawkSoft

Insurance

Agency management made simple

From
$199/month
Rated
-
Full reviewWebsite
Root Insurance logo

Root Insurance

Insurance

Car insurance priced primarily on driving behavior measured through an app test drive

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: HawkSoft no pricing published on website; customers must contact sales; Root Insurance no specific pricing rates published on website
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which HawkSoft and Root Insurance actually diverge.

Attributes where HawkSoft and Root Insurance differ
AttributeHawkSoftRoot Insurance
Starting price$199/monthOn request
Pricing modelsubscriptionquote
PlatformsWindows, WebWeb
Founded1995Unknown

Identical on both: free tier (No), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in HawkSoft

  • Policy management
  • Client database
  • Document management
  • Integrated accounting
  • Commission tracking
  • Email integration
  • Task management
  • Reporting

Only in Root Insurance

Nothing recorded that HawkSoft does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

HawkSoft

  • Agency managementnot Root Insurance
  • Policy servicingnot Root Insurance
  • Client managementnot Root Insurance
  • Accountingnot Root Insurance
  • Commission trackingnot Root Insurance

Root Insurance

  • Obtaining lower premiums through telematics-based driving behavior assessmentnot HawkSoft
  • Stabilizing insurance costs for budget-conscious and single-parent driversnot HawkSoft
  • Filing claims through mobile app within three minutesnot HawkSoft
  • Accessing roadside assistance for towing and emergency lockout servicesnot HawkSoft
  • Earning referral rewards by recommending to other driversnot HawkSoft

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

HawkSoft

  • No pricing published on website; customers must contact sales

Root Insurance

  • No specific pricing rates published on website
  • Quote-based model requires app download and test drive completion
  • Rates calculated primarily on driving habits with telematics data
  • Geographic restrictions apply (California and Maryland residents cannot use telematics-based pricing)

Pricing, plan by plan

HawkSoft

$199/month
  • HawkSoft CMS$199/month
    • Policy management
    • Client management
    • Document storage
  • HawkSoft Plus$349/month
    • All CMS features
    • Integrated accounting
    • Commission tracking

Root Insurance

On request

No published plan breakdown. See the Root Insurance review.

Which should you pick?

Choose HawkSoft if

  • You need policy management.
  • You work on Windows, Web.
  • You also want client database.
HawkSoft review

Choose Root Insurance if

Nothing in the data separates Root Insurance from HawkSoft on the points above - pick on price and on how each one feels to use.

Root Insurance review

Questions people ask

Is HawkSoft or Root Insurance better?
Neither clearly leads. HawkSoft starts at $199/month and Root Insurance at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, HawkSoft or Root Insurance?
HawkSoft starts at $199/month and Root Insurance at On request.
Does HawkSoft or Root Insurance run on more platforms?
HawkSoft runs on Windows, Web. Root Insurance runs on Web.
What is HawkSoft best used for?
HawkSoft is most often used for agency management, policy servicing, client management, accounting. Of those, agency management and policy servicing are not what Root Insurance is typically brought in for.
What can HawkSoft do that Root Insurance cannot?
HawkSoft covers Policy management, Client database, Document management, Integrated accounting.

Answered from the vendors’ own pages

HawkSoft: How much does HawkSoft cost?

HawkSoft does not publish pricing on its website. Prospective customers must contact the sales team at (866) 884-4680 (Option 4) or [email protected] to obtain a quote.

Source
Root Insurance: How much does Root Insurance cost?

Root Insurance does not publish specific rates. Customers receive personalized quotes after completing a test drive period (several weeks) in the Root app. Savings up to $1,300 per year mentioned for best drivers.

Source
Root Insurance: How does Root determine insurance rates?

Root primarily bases rates on driving habits analyzed through smartphone sensor data and telematics collected during the app-based test drive period. Safe drivers receive lower personalized quotes.

Source
Root Insurance: What is the Root Insurance pricing model?

Root uses a quote-based model where customers download the app, complete a test drive, and receive a personalized insurance quote. Rates vary by individual driving behavior and geographic location.

Source
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