APIs · alternatives
Alternatives to Griffin
22 apis tools sit alongside Griffin in this directory. Below is what separates each from Griffin on the figures we hold, price, model, tier count and rating, and a direct comparison for every one.
- Alternatives listed
- 22
- With a free tier
- 1
- Cheaper to start
- 1
- Griffin starts at
- £100/month
Why people look past Griffin
Only what the record supports. Each point below is a figure on the Griffin entry measured against the tools listed beside it.
There is no free tier
The record for Griffin carries no free tier, so evaluating it means paying first. 1 of the 22 alternatives below can be used without paying.
What each alternative does differently
Ordered by the aggregated rating on each catalogue entry. Differences are drawn from price, pricing model, tier count and rating, the fields the category listing carries. For a feature-level difference, follow the head-to-head link on each card: those pages read both full records.
Banking-as-a-service platform that brings its own sponsor bank and compliance tooling
- Sold on a quote model rather than Per month with usage drawdown.
- 1 tier to Griffin's 3.
Packaged embedded finance for B2B SaaS, with an in-house EU e-money licence
- Sold on a quote model rather than Per month with usage drawdown.
- 1 tier to Griffin's 3.
French neobank and finance management platform for freelancers, SMEs and businesses
- Starts $91 a month cheaper, at €9/month.
- Sold on a subscription model rather than Per month with usage drawdown.
- 6 tiers to Griffin's 3.
European bank API aggregation with a free restricted production tier for your own accounts
- Can be used without paying; Griffin cannot.
- Sold on a Per connected account per month model rather than Per month with usage drawdown.
- 2 tiers to Griffin's 3.
"Neobank in a box" for banks in emerging markets, paid on a performance basis
- Sold on a quote model rather than Per month with usage drawdown.
- 1 tier to Griffin's 3.
Contextual personalisation and decisioning platform for financial institutions
- Sold on a quote model rather than Per month with usage drawdown.
- 1 tier to Griffin's 3.
Every Griffin alternative at a glance
A dash means the catalogue entry carries no figure, not that the answer is nothing.
| Tool | Entry price | Model | Tiers | Head to head |
|---|---|---|---|---|
| Griffin (this page) | £100/month | Per month with usage drawdown | 3 | |
| SyncteraIf your programme is in the United States and you need a sponsor bank marketplace | On request | Quote | 1 | vs Griffin |
| WeavrIf you want packaged embedded finance for SaaS rather than raw bank accounts | On request | Quote | 1 | vs Griffin |
| QontoIf you want a business account for your own company rather than infrastructure to build on | €9/month | Subscription | 6 | vs Griffin |
| Enable Banking | Free | Per connected account per month | 2 | vs Griffin |
| Fintech Farm | On request | Quote | 1 | vs Griffin |
| Flybits | On request | Quote | 1 | vs Griffin |
| Lithic | On request | Quote | 1 | vs Griffin |
| Brite Payments | On request | Quote | 1 | vs Griffin |
| i2c | On request | Quote | 1 | vs Griffin |
| Fintecture | On request | Quote | 1 | vs Griffin |
| Neonomics | On request | Quote | 1 | vs Griffin |
| Enfuce | On request | Quote | 1 | vs Griffin |
| Mambu | On request | Quote | 1 | vs Griffin |
| Aiia | On request | Quote | 1 | vs Griffin |
| Marqeta | On request | Quote | 1 | vs Griffin |
| Highnote | On request | Quote | 1 | vs Griffin |
| Meniga | On request | Quote | 1 | vs Griffin |
| Paymentology | On request | Quote | 1 | vs Griffin |
| Ozone API | On request | Quote | 1 | vs Griffin |
| Episode Six | On request | Quote | 1 | vs Griffin |
| Backbase | On request | Quote | 1 | vs Griffin |
| 10x Banking | On request | Quote | 1 | vs Griffin |
Ratings are aggregated from third-party sources and imported with each catalogue entry; Softwr hosts no reviews of these products. How each figure is used is set out on the Griffin badges page.
Cheaper ways to solve the same problem
Free to start (1)
These publish a tier that costs nothing, so they can be evaluated before any money changes hands.
- Enable Banking , Free
Cheaper than Griffin (1)
Entry price under Griffin's £100/month. The record does not say what unit that price is charged in, so confirm per-seat versus flat rate before comparing budgets.
- Qonto , €9/month
What you would be giving up
Griffin is most often brought in for a wealth platform that must hold client money in a licensed bank rather than an emi safeguarding account, a lender wanting uk accounts and payment rails without becoming a bank itself, a fintech burned by sponsor bank instability that wants the deposit holder and the api provider to be the same entity, a platform needing sub-account ledgering for pooled client funds with a clean audit trail. Anything replacing it has to cover the ones you actually depend on, and a cheaper tool that misses one of them is not cheaper.
Two things this page cannot settle. It compares on price, model, tier count and rating, because those are the fields the category listing carries, feature-level differences need both full records, which is what the head-to-head pages load. And the ratings are third-party aggregates imported with each entry rather than reviews written here, so a 0.2 difference between two tools is noise rather than a finding.
If Griffin is broadly right and the question is cost, the Griffin pricing breakdown covers every tier and what each one adds. If you want the whole field rather than a shortlist, the APIs category lists everything the directory holds, and best apis tools ranks them.
Griffin runs on web, rest api. Platform coverage is not carried on the category listing for the alternatives, so it is one more thing to check on each head-to-head page rather than here.
Questions about Griffin alternatives
- What are the main alternatives to Griffin?
- 22 other apis tools are listed in this directory, led by Synctera, Weavr, Qonto, Enable Banking. They are ordered by the aggregated rating on each catalogue entry, not by any Softwr ranking.
- What is the best free alternative to Griffin?
- 1 of the alternatives listed here can be used without paying: Enable Banking.
- Is there a cheaper alternative to Griffin?
- Yes. 1 of the alternatives below start under Griffin's £100/month: Qonto at €9/month.
- Why do people look for an alternative to Griffin?
- On the figures on record, one thing stands out: there is no free tier. Each is set out with the numbers behind it above.
- What would I give up by switching from Griffin?
- Griffin is most often brought in for a wealth platform that must hold client money in a licensed bank rather than an emi safeguarding account, a lender wanting uk accounts and payment rails without becoming a bank itself, a fintech burned by sponsor bank instability that wants the deposit holder and the api provider to be the same entity, a platform needing sub-account ledgering for pooled client funds with a clean audit trail. Anything you replace it with has to cover the ones you actually rely on, the side-by-side comparisons linked from each alternative below put the two feature records against each other.
- Is there an open-source alternative to Griffin?
- None of the apis tools listed here are recorded as open source. That is what the licence field on each entry says, and the field is not always filled in, so it is worth checking directly for any tool you are serious about.
- How were these Griffin alternatives chosen?
- They are the tools filed in the same category, APIs, ordered by the aggregated rating on each entry. There is no editorial shortlist, and nothing on this page is paid: no sponsored placement runs on alternatives pages and the order cannot be bought. Softwr has not used these products.
- Where can I compare Griffin against one of these directly?
- Every alternative below has a side-by-side page against Griffin covering price, platforms, features and what each one is used for. Those pages read the full record for both products rather than the summary shown here.
- Does this list cover every apis tool?
- No. It covers what this directory holds in the APIs category, 22 tools beside Griffin. The category page lists the rest of the catalogue as it grows.