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Zoho Books

Simple, smart accounting software for growing businesses

As of 30 August 2026, Zoho Books has a free plan and paid plans start at $20/month. Zoho Books is online accounting software that manages your finances, automates business workflows, and helps you work collectively across departments. Softwr lists it under Accounting. Zoho Books is made by Zoho Corporation, launched in 1996, available on Web, iOS, Android.

Overview

What Zoho Books does

Zoho Books is online accounting software that manages your finances, automates business workflows, and helps you work collectively across departments.

What people use it for

  • Invoicing
  • Expense management
  • Tax preparation

The honest half

Where it falls short

Concrete and checkable, so you can decide whether any of them matter to you. This is the half of a review a vendor will not write about Zoho Books.

  • Payroll only available in Texas and California, limiting US usefulness
  • Limited access to historical financial data compared to competitors
  • Customer support is slow with long response times and frustrating workarounds
  • Fewer integrations than QuickBooks Online and Xero
  • User limit restrictions (1-15 depending on plan) compared to Xero's unlimited users
  • Occasional inaccuracies in automatic exchange rate updates for international transactions

Cross-shopped

What people choose instead of Zoho Books

Each pairing was judged by two reviewers asking whether a buyer would genuinely weigh the two against each other. The ones that failed were deleted rather than published.

  • Zoho Books logo
    Zoho Books
    vs
    QuickBooks logo
    QuickBooks

    QuickBooks: Market-leading accounting software with more extensive integrations and payroll support nationwide

  • Zoho Books logo
    Zoho Books
    vs
    Wave logo
    Wave

    Wave: Free accounting software for small businesses with invoicing and expense tracking

  • Zoho Books logo
    Zoho Books
    vs
    Xero logo
    Xero

    Xero: Cloud-based accounting with unlimited users and superior financial reporting compared to Zoho

Pricing

What Zoho Books costs

Taken from the vendor's own pricing page. Prices move, so check before you buy.

Free

Free

  • 1 user + accountant
  • Unlimited invoices

Standard

$20 /mo

  • 3 users
  • Core accounting

Professional

$60 /mo

  • 5 users
  • Advanced reporting

Premium

$120 /mo

  • 10 users
  • Inventory management

Elite

$180 /mo

  • 15 users
  • API access

Ultimate

$240 /mo

  • 15 users
  • Advanced customization

Capabilities

Features

  • Invoicing

  • Expense tracking

  • Bank reconciliation

  • Financial reports

  • Tax compliance

  • Zoho CRM

    Integration with Zoho CRM

  • PayPal

    Integration with PayPal

  • Stripe

    Integration with Stripe

  • SOC 2

    SOC 2 security feature

  • GDPR

    GDPR security feature

  • Web support

    Available on web

  • Ios support

    Available on ios

Answered, with sources

Questions people ask

Each answer names the page it came from, so you can check it rather than take our word for it.

Does Zoho Books support payroll?

Zoho Books offers limited payroll integration available only in Texas and California currently. Outside these states, users must use separate payroll software.

Source
How many users can access one account?

User limits vary by plan: Free tier (1 user + accountant), Standard (3 users), Professional (5 users), Premium (10 users), Elite (15 users). Each business requires separate subscription.

Source
What integrations does Zoho Books support?

Zoho Books integrates with Shopify, WooCommerce, Razorpay, PayPal, Stripe, Salesforce, Google Sheets, and 500+ apps via Zapier. It integrates with other Zoho products like Zoho Inventory and Zoho Projects.

Source

Behind it

Who makes Zoho Books

Company
Zoho Corporation
Based in
Chennai, India

Timeline

Zoho Books over time

  1. Renamed2009-01-01

    AdventNet rebrands to Zoho Corporation as it shifts focus to cloud-based business software

    Source
  2. Founded1996-01-01

    Zoho Corporation founded by Sridhar Vembu and Tony Thomas as AdventNet in New Jersey

    Source
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Keep looking

Where to go from Zoho Books

Best Accounting software for

Compare Zoho Books with

Other Accounting software

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    From $30/mo16 researched notes
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  • Mobile-first invoicing app for small businesses and freelancers

    9 researched notes
  • Web-based invoicing app with a free plan for freelancers

    Free, then $9.99/mo9 researched notes
  • Windows desktop accounting with the ledger held in a local data file rather than in a browser

    From $29/mo15 researched notes
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    Free, then $49/mo9 researched notes
  • Close management software for accounting teams

    From $29/mo10 researched notes
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    Pricing on request12 researched notes
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    Free, then $13/mo11 researched notes
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    Pricing on request15 researched notes
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    Free, then €3/mo11 researched notes
  • Australian accounting and business management software for small and mid-sized businesses

    From A$12/yr9 researched notes
  • Finnish cloud accounting and payroll with pricing built from a base fee plus per transaction charges

    Free plan15 researched notes

Softwr does not host reviews and shows no star rating for Zoho Books, because a rating we did not collect is not ours to publish. What is here is the pricing and platform detail from the vendor’s own pages, limitations we could state concretely, and alternatives a reviewer confirmed people weigh against it. Tell us if any of it is wrong.

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