Stripe

Financial infrastructure for the internet

As of 30 August 2026, Stripe is free to use. Stripe is a technology company that builds economic infrastructure for the internet. Softwr lists it under E-Commerce. Stripe is made by Stripe Inc, launched in 2010, available on Web, iOS, Android.

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Overview

What Stripe does

Stripe is a technology company that builds economic infrastructure for the internet. Businesses of every size use Stripe to accept payments and manage their businesses online, from startups to public companies.

What people use it for

Online payments
Subscription management
Marketplace payments
Global expansion
Platform monetization

Where it falls short

Concrete and checkable, so you can decide whether any of them matter to you. This is the half of a review a vendor will not write about Stripe.

Requires developer setup and API integration for most use cases
Dispute fee of $15 per chargeback is standard industry cost
Limited offline payment capabilities

Cross-shopped

What people choose instead of Stripe

Each pairing was judged by two reviewers asking whether a buyer would genuinely weigh the two against each other. The ones that failed were deleted rather than published.

Stripevs
PayPal
PayPal: Established payment processor with similar multi-currency support and payment methods
Stripevs
Square
Square: Payment processor with comparable developer-friendly APIs and transaction fees
Stripevs
Wise Business
Wise Business: Multi-currency payment platform focused on international transactions

Capabilities

Features

Payment processing
Subscription billing
Invoicing
Terminal (in-person payments)
Fraud prevention
3D Secure
Global payouts
Financial reporting
Shopify
Integration with Shopify
WooCommerce
Integration with WooCommerce
Salesforce
Integration with Salesforce
NetSuite
Integration with NetSuite

Answered, with sources

Questions people ask

Each answer names the page it came from, so you can check it rather than take our word for it.

What are Stripe's transaction fees?

Standard US rates are 2.9% plus 30 cents for online card payments, 2.7% plus 5 cents for in-person, 3.4% plus 30 cents for keyed/phone transactions, and 0.8% capped at $5 for ACH payments.

Source

How many currencies and countries does it support?

Stripe accepts 135+ currencies and supports payment acceptance in 40+ countries through Stripe Connect, enabling sellers to onboard and receive payouts in minutes.

Source

What payment methods are supported?

Stripe supports dozens of payment methods including credit/debit cards, ACH transfers, and local payment options, with additional support through partnerships with Meta and Google.

Source

Are there monthly fees or contracts?

No. Stripe charges no monthly fees or contracts, only per-transaction fees and dispute fees, making costs fully transparent and variable.

Source

Behind it

Who makes Stripe

Company: Stripe Inc
Based in: San Francisco, CA
Founders: Patrick Collison, John Collison

Keep looking

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Softwr does not host reviews and shows no star rating for Stripe, because a rating we did not collect is not ours to publish. What is here is the pricing and platform detail from the vendor’s own pages, limitations we could state concretely, and alternatives a reviewer confirmed people weigh against it. Tell us if any of it is wrong.

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Stripe

What Stripe does

What people use it for

Related searches

Where it falls short

What people choose instead of Stripe

Features

Questions people ask

Who makes Stripe

Where to go from Stripe

Best E-Commerce software for

Compare Stripe with

Other E-Commerce software

More on Stripe

Best E-Commerce software alternatives

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