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Personal Finance · head to head

PocketGuard vs Tiller Money

PocketGuard logo

PocketGuard

Personal Finance

In Your Pocket personal finance

From
$6.25/month
Rated
-
Full reviewWebsite
Tiller Money logo

Tiller Money

Personal Finance

Spreadsheet-based personal finance

From
$79/year
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: PocketGuard no free plan, only 7-day free trial; Tiller Money no native mobile app means mobile access limited to Google Sheets or Excel apps
  • They diverge on capability: PocketGuard covers Real-time spending alerts, Tiller Money covers Auto-populates financial data.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which PocketGuard and Tiller Money actually diverge.

Attributes where PocketGuard and Tiller Money differ
AttributePocketGuardTiller Money
Starting price$6.25/month$79/year
Pricing modelsubscriptionUnknown
PlatformsWeb, IOS, AndroidWeb, Google Sheets, Microsoft Excel
Founded20122015

Identical on both: free tier (No), user rating (Not yet rated), category (Personal Finance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in PocketGuard

  • Real-time spending alerts
  • Goal setting
  • Spending insights
  • Credit cards
  • IOS support
  • Android support

Only in Tiller Money

  • Auto-populates financial data
  • Customizable spreadsheets
  • Financial templates
  • Google Sheets
  • Excel

Both cover

  • Budget tracking
  • Bank accounts
  • Web support

What people use each for

The jobs each tool is most often brought in to do.

PocketGuard

  • Tracking spending and bills against a personal budgetnot Tiller Money
  • Finding and cancelling recurring subscriptionsnot Tiller Money

Tiller Money

  • Budget Managementnot PocketGuard
  • Expense Trackingnot PocketGuard
  • Investment Trackingnot PocketGuard

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

PocketGuard

  • No free plan, only 7-day free trial
  • Monthly subscription at $12.99/month costs $155.88 annually if not switched to annual billing
  • Lifetime plan at $149.99 is relatively expensive for personal finance software

Tiller Money

  • No native mobile app means mobile access limited to Google Sheets or Excel apps
  • Spreadsheet-based interface can be intimidating for non-technical users unfamiliar with formulas
  • Requires manual customization and setup of templates and formulas for advanced features
  • No built-in investment performance tracking or analysis at the depth some competitors offer
  • Customer support is email and community-based, not real-time chat or phone support

Pricing, plan by plan

PocketGuard

$6.25/month
  • Premium - Monthly$12.99/month
    • Budgeting tools
    • Expense tracking
    • Unlimited bank accounts
  • Premium - Annual$6.25/month
    • Same as monthly
    • $74.99 annual charge saves $81/year
  • Lifetime$149.99/one-time
    • All features
    • No recurring fees
    • Lifetime access

Tiller Money

$79/year
  • Annual Subscription$79/year
    • Unlimited transaction import
    • Up to 5 connected spreadsheets
    • AutoCat categorization

Which should you pick?

Choose PocketGuard if

  • You need real-time spending alerts.
  • You work on Web, IOS, Android.
  • You also want goal setting.
PocketGuard review

Choose Tiller Money if

  • You need auto-populates financial data.
  • You work on Web, Google Sheets, Microsoft Excel.
  • You also want customizable spreadsheets.
Tiller Money review

Questions people ask

Is PocketGuard or Tiller Money better?
Neither clearly leads. PocketGuard starts at $6.25/month and Tiller Money at $79/year, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, PocketGuard or Tiller Money?
PocketGuard starts at $6.25/month and Tiller Money at $79/year.
Does PocketGuard or Tiller Money run on more platforms?
PocketGuard runs on Web, IOS, Android. Tiller Money runs on Web, Google Sheets, Microsoft Excel.
What is PocketGuard best used for?
PocketGuard is most often used for tracking spending and bills against a personal budget, finding and cancelling recurring subscriptions. Of those, tracking spending and bills against a personal budget and finding and cancelling recurring subscriptions are not what Tiller Money is typically brought in for.
What can PocketGuard do that Tiller Money cannot?
PocketGuard covers Real-time spending alerts, Goal setting, Spending insights, Credit cards. Tiller Money covers Auto-populates financial data, Customizable spreadsheets, Financial templates, Google Sheets. Both handle Budget tracking, Bank accounts, Web support.

Answered from the vendors’ own pages

PocketGuard: How much does PocketGuard cost?

PocketGuard Premium costs $12.99/month for monthly billing or $6.25/month when billed annually ($74.99/year). A one-time Lifetime plan is also available for $149.99.

Source
Tiller Money: How much does Tiller Money cost?

Tiller Money costs $79 per year with no free tier. A 30-day free trial is available. The annual subscription includes 5 connected spreadsheets and unlimited categories.

Source
PocketGuard: Does PocketGuard offer a free trial?

Yes, PocketGuard offers a 7-day free trial with full access to all features. No credit card is required to start the trial.

Source
Tiller Money: Does Tiller work with Google Sheets and Excel?

Yes. Tiller automatically feeds daily bank transactions and account balances to Google Sheets or Microsoft Excel spreadsheets you own. Your data remains yours permanently.

Source
PocketGuard: What is the annual savings with PocketGuard's yearly plan?

PocketGuard's annual plan costs $74.99/year ($6.25/month), saving $81 per year compared to paying $12.99 monthly ($155.88/year).

Source
Tiller Money: How many banks and financial institutions does Tiller connect to?

Tiller connects to 21,000+ US banks, credit card accounts, brokerages, and loan servicers via Yodlee and MX data providers. New banks are added weekly.

Source
Tiller Money: What is AutoCat in Tiller?

AutoCat is Tiller's 100% customizable automatic categorization feature that learns your spending patterns. You can set rules like 'file all grocery store transactions above $10 as groceries and below $10 as snacks.'

Source
Tiller Money: Does Tiller have a mobile app?

Tiller does not have a dedicated mobile app. Instead, it uses Google Sheets and Excel apps on mobile devices to access your spreadsheets. Mobile access is primarily for viewing, not transaction entry.

Source
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