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PocketGuard vs Remitly

PocketGuard logo

PocketGuard

Software

In Your Pocket personal finance

From
Free
Rated
-
Full reviewWebsite
Remitly logo

Remitly

Software

Send money faster to loved ones abroad

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only PocketGuard has a free tier, so it costs nothing to try first.
  • Each has a real cost: PocketGuard every budgeting feature requires a paid subscription, with only a 7 day trial rather than a free tier; Remitly no fee schedule, exchange rate margin or transfer limit is published; the cost is disclosed only after starting a transfer for a specific corridor
  • They diverge on capability: PocketGuard covers Real-time spending alerts, Remitly covers International remittances.

Where they differ

Only the attributes on which PocketGuard and Remitly actually diverge.

Attributes where PocketGuard and Remitly differ
AttributePocketGuardRemitly
Starting priceFreeOn request
Pricing modelfreemiumtransaction
Free tierYesNo
Founded20122011

Identical on both: platforms (Web, IOS, Android), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in PocketGuard

  • Real-time spending alerts
  • Budget tracking
  • Goal setting
  • Spending insights
  • Credit cards

Only in Remitly

  • International remittances
  • Multiple delivery methods
  • Send money to 200+ countries
  • Currency conversion

Both cover

  • Bank accounts
  • Web support
  • IOS support
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

PocketGuard

  • Tracking spending and bills against a personal budgetnot Remitly
  • Finding and cancelling recurring subscriptionsnot Remitly

Remitly

  • Sending cross border remittances from a phone or browsernot PocketGuard
  • Delivering funds to bank accounts, cash pickup and mobile wallets abroadnot PocketGuard

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

PocketGuard

  • Every budgeting feature requires a paid subscription, with only a 7 day trial rather than a free tier
  • Paying monthly is $12.99 against an effective $6.25 on the annual plan, so the flexible option costs roughly double
  • The lifetime option is not offered to everyone and is described as available only inside the app

Remitly

  • No fee schedule, exchange rate margin or transfer limit is published; the cost is disclosed only after starting a transfer for a specific corridor
  • The Express and Economy delivery options have no published price difference

Pricing, plan by plan

PocketGuard

Free
  • FreeFree
    • Expense tracking
    • Budget creation
  • Premium$9.99/month
    • Advanced insights
    • Goal tracking
    • Bill negotiation

Remitly

On request
  • Express$undefined/month
    • Fast transfers
    • Multiple delivery methods
  • Economy$undefined/month
    • Lower cost option
    • 3-4 day delivery

Which should you pick?

Choose PocketGuard if

  • You need real-time spending alerts.
  • You want to start without paying.
  • You work on Web, IOS, Android.
  • You also want budget tracking.
PocketGuard review

Choose Remitly if

  • You need international remittances.
  • You work on Web, IOS, Android.
  • You also want multiple delivery methods.
Remitly review

Questions people ask

Is PocketGuard or Remitly better?
Neither clearly leads. PocketGuard starts at Free and Remitly at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, PocketGuard or Remitly?
PocketGuard has a free tier; the other does not. Paid plans start at Free for PocketGuard and On request for Remitly.
Does PocketGuard or Remitly run on more platforms?
Both run on Web, IOS, Android, so platform support will not decide this one for you.
Can I use PocketGuard for free?
Yes. PocketGuard has a free tier, so you can try it without paying. Remitly starts at On request.
What is PocketGuard best used for?
PocketGuard is most often used for tracking spending and bills against a personal budget, finding and cancelling recurring subscriptions. Of those, tracking spending and bills against a personal budget and finding and cancelling recurring subscriptions are not what Remitly is typically brought in for.
What can PocketGuard do that Remitly cannot?
PocketGuard covers Real-time spending alerts, Budget tracking, Goal setting, Spending insights. Remitly covers International remittances, Multiple delivery methods, Send money to 200+ countries, Currency conversion. Both handle Bank accounts, Web support, IOS support, Android support.
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Related pages

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