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Software · head to head

TurboRater vs Guidewire InsuranceNow

TurboRater logo

TurboRater

Software

Fast comparative rating for personal lines

From
$99/month
Rated
-
Guidewire InsuranceNow logo

Guidewire InsuranceNow

Software

Cloud platform for modern insurance operations

From
On request
Rated
-

The short version

  • They diverge on capability: TurboRater covers Comparative rating, Guidewire InsuranceNow covers Policy administration.

Where they differ

Only the attributes on which TurboRater and Guidewire InsuranceNow actually diverge.

Attributes where TurboRater and Guidewire InsuranceNow differ
AttributeTurboRaterGuidewire InsuranceNow
Starting price$99/monthOn request
Pricing modelsubscriptionquote
PlatformsWeb, WindowsWeb
Founded19832003

Identical on both: free tier (No), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in TurboRater

  • Comparative rating
  • Auto insurance quoting
  • Home insurance quoting
  • Real-time carrier rates
  • Side-by-side comparison
  • E-signature
  • Document generation
  • Mobile quoting

Only in Guidewire InsuranceNow

  • Policy administration
  • Claims management
  • Billing
  • Customer portal
  • Digital underwriting
  • Mobile capabilities
  • Real-time analytics
  • Document management

Both cover

  • SOC2
  • Data encryption
  • Cloud deployment
  • Web support

What people use each for

The jobs each tool is most often brought in to do.

TurboRater

  • Auto quotingnot Guidewire InsuranceNow
  • Home quotingnot Guidewire InsuranceNow
  • Rate comparisonnot Guidewire InsuranceNow
  • New businessnot Guidewire InsuranceNow
  • Remarketingnot Guidewire InsuranceNow

Guidewire InsuranceNow

  • Policy administrationnot TurboRater
  • Claims managementnot TurboRater
  • Rapid implementation for regional and super-regional insurersnot TurboRater
  • Cost reduction and operational efficiencynot TurboRater

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

TurboRater

Nothing recorded yet. See the TurboRater review.

Guidewire InsuranceNow

  • Pricing is not published; sold by quote through a sales process
  • Cloud-only deployment; no on-premises option

Pricing, plan by plan

TurboRater

$99/month
  • Basic$99/month
    • Personal auto rating
    • Real-time quotes
    • Rate comparison
  • Professional$199/month
    • Auto & home rating
    • Multi-carrier access
    • E-signature
  • Enterprise$undefined/month
    • All Professional features
    • Commercial lines
    • API access

Guidewire InsuranceNow

On request

No published plan breakdown. See the Guidewire InsuranceNow review.

Which should you pick?

Choose TurboRater if

  • You need comparative rating.
  • You work on Web, Windows.
  • You also want auto insurance quoting.

Choose Guidewire InsuranceNow if

  • You need policy administration.
  • You also want claims management.

Questions people ask

Is TurboRater or Guidewire InsuranceNow better?
Neither clearly leads. TurboRater starts at $99/month and Guidewire InsuranceNow at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, TurboRater or Guidewire InsuranceNow?
TurboRater starts at $99/month and Guidewire InsuranceNow at On request.
Does TurboRater or Guidewire InsuranceNow run on more platforms?
TurboRater runs on Web, Windows. Guidewire InsuranceNow runs on Web.
What is TurboRater best used for?
TurboRater is most often used for auto quoting, home quoting, rate comparison, new business. Of those, auto quoting and home quoting are not what Guidewire InsuranceNow is typically brought in for.
What can TurboRater do that Guidewire InsuranceNow cannot?
TurboRater covers Comparative rating, Auto insurance quoting, Home insurance quoting, Real-time carrier rates. Guidewire InsuranceNow covers Policy administration, Claims management, Billing, Customer portal. Both handle SOC2, Data encryption, Cloud deployment, Web support.

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