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Religion · head to head

Subsplash vs Vanco

Subsplash logo

Subsplash

Religion

Church app and website builder for digital presence

From
Free
Rated
-
Full reviewWebsite
Vanco logo

Vanco

Religion

Electronic giving and ACH payment solutions for churches

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Subsplash has a free tier, so it costs nothing to try first.
  • Each has a real cost: Subsplash card giving is 2.3% plus 30 cents and ACH 1%, deducted from each donation; Vanco gROW tier charges 2.90% plus $0.45 per debit or credit card transaction, and American Express is charged separately at 3.99% on both tiers
  • They diverge on capability: Subsplash covers Custom App Builder, Vanco covers ACH Giving.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Subsplash and Vanco actually diverge.

Attributes where Subsplash and Vanco differ
AttributeSubsplashVanco
Starting priceFreeOn request
Pricing modelsubscriptiontransaction
Free tierYesNo
PlatformsWeb, IOS, AndroidWeb, Mobile app
Founded20131990

Identical on both: user rating (Not yet rated), category (Religion).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Subsplash

  • Custom App Builder
  • Website Builder
  • Live Streaming
  • Giving Platforms
  • Calendar Systems
  • Analytics
  • IOS support
  • Android support

Only in Vanco

  • ACH Giving
  • Credit Card Processing
  • Text-to-Give
  • Church Management Systems
  • Accounting Software
  • Fund Accounting
  • Mobile app support

Both cover

  • Web support

What people use each for

The jobs each tool is most often brought in to do.

Subsplash

  • Church mobile apps, websites and media streamingnot Vanco
  • Online giving and congregation engagement in one platformnot Vanco

Vanco

  • Online and mobile giving processing for churches and nonprofitsnot Subsplash

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Subsplash

  • Card giving is 2.3% plus 30 cents and ACH 1%, deducted from each donation
  • The lower advertised rates of 1.9% and 0.5% require GrowCurve rather than being standard
  • No monthly price is published for the One or Enterprise packages, which are quoted on church size and usage
  • Reaching a quote requires contacting sales by phone

Vanco

  • GROW tier charges 2.90% plus $0.45 per debit or credit card transaction, and American Express is charged separately at 3.99% on both tiers
  • PCI non-compliance fee of $23.95 per month applies if a merchant does not maintain compliance, and Giving Insights costs an additional $75 per month on top of the base plan

Pricing, plan by plan

Subsplash

Free
  • GivingFree
    • Mobile and web giving
    • Text giving
    • Donor management
  • One$null/month
    • Websites
    • Media hosting
    • Apps
  • Enterprise$null/month
    • All Subsplash One features
    • Custom API integrations
    • Multi-campus apps

Vanco

On request
  • StandardFree
    • Payment processing
    • ACH payments (1.0% + $0.25)
  • Premium$149/month
    • Advanced tools
    • Dedicated support
    • Custom reporting

Which should you pick?

Choose Subsplash if

  • You need custom app builder.
  • You want to start without paying.
  • You work on Web, IOS, Android.
  • You also want website builder.
Subsplash review

Choose Vanco if

  • You need ach giving.
  • You work on Web, Mobile app.
  • You also want credit card processing.
Vanco review

Questions people ask

Is Subsplash or Vanco better?
Neither clearly leads. Subsplash starts at Free and Vanco at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Subsplash or Vanco?
Subsplash has a free tier; the other does not. Paid plans start at Free for Subsplash and On request for Vanco.
Does Subsplash or Vanco run on more platforms?
Subsplash runs on Web, IOS, Android. Vanco runs on Web, Mobile app.
Can I use Subsplash for free?
Yes. Subsplash has a free tier, so you can try it without paying. Vanco starts at On request.
What is Subsplash best used for?
Subsplash is most often used for church mobile apps, websites and media streaming, online giving and congregation engagement in one platform. Of those, church mobile apps, websites and media streaming and online giving and congregation engagement in one platform are not what Vanco is typically brought in for.
What can Subsplash do that Vanco cannot?
Subsplash covers Custom App Builder, Website Builder, Live Streaming, Giving Platforms. Vanco covers ACH Giving, Credit Card Processing, Text-to-Give, Church Management Systems. Both handle Web support.

Answered from the vendors’ own pages

Subsplash: Is there a free version of Subsplash?

Yes, Subsplash Giving is free to use. It includes mobile and web giving, text giving, donor management, check scanning, and analytics. Transaction fees are 2.3% plus $0.30 for card donations or 1% for ACH transfers.

Source
Vanco: Is there a monthly fee to use Vanco's online giving platform?

No monthly fee is required for the GROW plan, which is free. The THRIVE plan costs $54/month and includes lower transaction fees and additional features.

Source
Subsplash: What does Subsplash One include?

Subsplash One is an all-in-one platform including websites, media hosting, apps, live streaming, giving, events, groups, messaging, volunteering tools, check-in, service planning, podcasting, and forms. Pricing varies by organization size.

Source
Vanco: What are the processing fees on Vanco's THRIVE plan?

THRIVE plan charges 2.65% plus $0.39 per transaction for debit/credit cards, and 0.90% plus $0.39 per transaction for ACH transfers.

Source
Subsplash: What is the pricing for Enterprise?

Enterprise pricing is custom and requires contacting Subsplash sales. It includes all One features plus custom API integrations, multi-campus apps, and Rock RMS integration.

Source
Vanco: Are there any contracts or cancellation fees with Vanco?

No contracts or cancellation fees apply to either the GROW or THRIVE plans.

Source
Vanco: What happens if a church on the GROW plan doesn't go live within 30 days?

A $10 monthly fee is charged if the organization does not go live within 30 days on the GROW plan.

Source
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